How to buy a house in Japan and what is the process of buying a house in Japan

A: First of all, I would like to congratulate you. A Chinese in Japan, from renting to buying a house, shows that you have made great progress, and are looking for a stable life, hoping to "live in peace" while "happy work".

Second, as far as I know, you can only buy a house in Japan after you have obtained a "permanent residence" or "naturalization" visa in Japan. Only then will Japanese banks consider giving you a loan.

Third, if you do not have a "permanent resident" or "naturalized" visa and cannot obtain a loan from a Japanese bank, but you really want to buy a house, you can consider taking a loan from a foreign bank in Japan. It should be noted that the interest rate on home loans for Japanese banks is generally 4%, while the interest rate on housing loans for foreign banks is generally 4%.

Fourth, based on your current annual income, if you go to the Bank of Japan to take out a mortgage for a house, you must first undergo a comprehensive "examination" of your family, income, and other circumstances. Generally speaking, based on your current annual income, the bank will only approve you to buy a house for 15 million yen to 20 million yen. You should understand this.

Finally, I wish you to continue to work hard to have your own "home" in Japan as soon as possible.

Investing in real estate in Japan is simple.

There are no restrictions on foreigners buying and selling houses in Japan.

As long as you are an adult, have sufficient funds, and have no criminal record.

Japanese real estate agents are regulated and orderly, and the information is transparent.

Whether it's a new or second-hand home, you'll need to arrange a viewing for you through a developer or real estate agent.

Japan's house buying policy is relatively relaxed, but the process of buying a house is still very different from that in China, so you should pay attention to special rentals and not be sloppy. So what is the process of buying a house in Japan? Let's take a look!

1. Look at the house and choose the house.

There are no restrictions on buying a house in Japan, as long as the buyer has enough funds and has no criminal record, he can buy a house in Japan, and at the same time, Japan does not restrict the seller from ** his own property. If you want to buy a new house, you can directly contact the developer to arrange a house viewing and selection, if you are buying a second-hand house, you can see and choose a house through an intermediary or broker. If you don't have time to see the house in person, you can entrust a broker or a company to confirm the house information by shooting**, shooting**, etc.

2. Submit an application for purchasing a house.

After looking at the house, the buyer fills out an application form to buy a house and then gives it to the seller through an agent. After filling out the application form, the two parties can negotiate the price of the property, the signing of the contract, and the time of the transfer.

3. Prepare notarization materials.

After filling in the application for buying a house, the buyer should bring the household registration book to the notary office for notarization, and send the application for purchase and the power of attorney to the developer for the record, and then mail the notarial certificate, power of attorney, power of attorney and other materials to the developer or intermediary.

4. Sign a contract to buy a house.

Before signing the purchase contract, the home builder will explain the important things, and the buyer and seller can only sign the contract after confirming the terms. After signing the purchase contract, the buyer must pay the balance of the house and taxes according to the fee schedule and payment request provided by the developer.

5. Transaction transfer.

After signing the purchase contract, the transfer should be completed within 21 days to 60 days, and the lawyer will follow up the whole process to help the buyer and seller confirm the validity of the contract and the property handover information, and complete the property delivery. Information on changes in property rights is recorded in the system of the Legal Affairs Bureau of Japan**. The property ownership certificate will take 14-21 days to be produced, and then mailed to the buyer by the developer or the Zhongxiao search agency.

Article summary: The relevant knowledge of what is the process of buying a house in Japan is introduced here, if you need more information, please continue to pay attention to Qeeka Home, and we will have more exciting content for you in the future.

To buy a house in Japan, you must have lived in Japan for at least half a year.

The conditions for buying a house in Japan are as follows:

1. Household registration booklet, ID card and photocopy of the borrower's husband and wife (co-owners).

2. The purchase contract or agreement signed with the selling unit.

3. Proof of position and income issued by the borrower, and private enterprises shall mainly provide business income and tax certificates, business licenses and copies issued by relevant departments that can show their debt repayment.

4. Proof of deposit of the borrower's first installment of housing payment and a copy.

5. Personal housing loan application form (format provided by the bank).

The procedure for Chinese to buy a house in Japan is very simple, only a domestic notarized certificate is required.

Each city is different, before buying a house, determine which city to buy, what is the budget, is it investment or self-occupation?

Purchase process:Consultation - property information inquiry, including [age], [**], [rate of return], [location], [household information], [**] and other details - application for purchase - signing - actuarial fees, including [balance amount], [handling fee], [real estate registration fee] [, fixed asset tax, etc.], [rent settlement date], [real estate acquisition tax] - final payment property transfer - follow-up services.

When buying a property, it is a one-time expenseReal estate acquisition tax: 4% of the appraisal price of the house + 3% of the appraisal price of the land Printing fee (stamp duty): 5,000-10,000 yen registration exemption tax (transfer of ownership):

2% judicial scrivener fee of asset appraisal price: 6-100,000 yen.

Brokerage service fee: 3% of the room rate 60,000 yen (excluding consumption tax) Consumption tax: 8% of the intermediary fee and judicial scrivener fee

Premium: Fire, **Insurance (optional).

When holding a property, tax is payable every yearFixed Property Tax (Annual): Paid annually, Land Appraisal**, Property Valuation** City Planning Tax (Annual): Paid annually, Land Appraisal**, Property Valuation**

There are no thresholds or restrictions for foreigners to buy a house in Japan, and even if they only hold a Japanese tourist visa and do not have a long-term residence status (permanent residence or nationality) in Japan, they are entitled to the same purchase of a house** and related taxes as Japanese locals. How much property to buy, what type of property to buy, what age to buy a property, etc., are all decided by the buyer himself, and it is no problem to buy a house for a minor child, provided that the relevant materials of the child are also provided.

There are different types of houses in Japan, and there are many detached two-story wooden structures and apartments. The rooms are different, too. Some are a mixture of Western and Japanese.

Generally, if it is a 3-style 1 hall, it is 2 Japanese-style, that is, a room with tatami mats and wooden sliding doors, and a Western-style room (just the kind of ordinary Chinese community). The bathrooms are generally very small, there are very few houses with 2 bathrooms, and the bathrooms are generally a Japanese-style square bathtub and a toilet. If there are two toilets, there will usually be one Japanese-style and one Western-style (squatting pit and toilet).

Some showers and bathtubs are separated. The living room is generally made of wooden floors. The kitchen and living room are in the same place in many apartments.

If it is a detached house, it may be Western-style or pure Western-style (there are almost no in small cities) or pure Japanese-style (there are many of them), with a small courtyard.

What are the houses like for Japanese people? They have such a house, I don't know if you have seen it?

In Japan, you basically have to rent a house through an agent, and you generally have to pay at least 3 times the rent for the first payment, and you need a Japanese guarantor. It is recommended to live in a student dormitory first, or rent an apartment with a Chinese landlord in a Chinese newspaper published in Japan.