With 180,000 yuan on hand, how can I invest it in two months? 100

According to your description, I personally think, first of all, the first point, if it is only limited to the range of 2 months, I personally recommend that you choose financial products as much as possible, and financial products do not have to pursue a greater rate of return, just pursue stability. The second point, because if you want to pursue the stability of the principal, don't take greater risks, therefore**and** is not very recommended, of course, small risk** landlords can try it, after all, the recent ** is not very good or very stable, the possibility of stagnation is relatively large, of course, the specific situation please according to the actual situation, I hope the above suggestions can bring you some help, thank you.

Based on what you've described, I think you'll have to divide the money into three parts. Part of it can be 40% of the total amount deposited in the bank, eat interest (this part of the money is mainly for emergencies) and the other part can be 40% or 50% to buy**, buy ** to pay attention to the following points: 1** should be at least 10 years old.

If it has been profitable for so long, we can assume that it will work well in the future. 2 Large multinational **** should be chosen. This kind of **buy all over the world** to spread the risk, so it is very safe.

3 Compare the charts of **. We should look at which ** have had the best year-end profits over the past 10 years. The remaining 10 to 20 percent is used for living expenses.

If you want to make a steady profit, you can manage your money regularly or buy currency**! If you want to pursue high returns, you have to take risks! Generally speaking, regular investment can diversify some risks!

It is better to buy currency ** with limited funds, and the risk is too high if two months is too short to invest.

You can sell reverse repo, there is no risk, but the profit is not high, you can sell it every day, which is equivalent to a fixed deposit, and you can get a little money and pocket money.

Now A-shares are good, but don't chase high, there are many lows** haven't started yet! It is recommended to choose technology stocks or insurance points to buy**, small and medium-sized caps**, and the money in hand is divided into three or four times** to buy and sell when it rises and sell it repeatedly

Investments at this level of two months are basically bonds**. For example, the bank financial management for a few months, these actually belong to him, but he buys bonds for you**. So if it's two months, you can choose a bank bank.

In such a short period of time, and if you want to buy a house, you should go to the bank to have a look, maybe there are 41 days or a few days of financial management, although the money is not much, but it can protect the principal. I'm afraid it's not very suitable to make other investments, after all, they are all risky.

If there is a 500,000 yuan, then you can also get more than 10,000 yuan during this time, and the funds can be accessed at any time, and the interest is still received every day

What can you do in two months It is better to deposit in the bank.

If you want me to say, Qianhai Red Chips is really good, the product is not only high in income and stable, but also in customer service.

The reserve is the amount of the family's expenses from March to June, the proportion of investments is (80-age), and the insurance is 10-12% of the annual income. If you still have a surplus, you can save.

It is advisable to buy some personal insurance and save some money. Buy a little**. It's the experts who help you manage your money. **The minimum initial capital is 1,000 yuan, and the minimum investment is 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading.

After the bank opens online banking, there is a discount on the general fees for online purchases. The handling fee is generally subscription, subscription, and redemption. However, if you open online banking in the bank, there is a discount for purchasing **, and there is a discount if you buy in ****.

First open a bank card and connect with online banking, and open a ** transaction account. After going home, go to the online banking, and if you want to buy that **company**, go to the **company to open an **account**, and then subscribe or subscribe. If the company doesn't support your card, you can buy it by money transfer.

Banks all implement the interest rate set by the People's Bank of China, and the interest rate is the same in any bank. The longer the interest, the higher the interest rate, and the early termination reduces the interest. If it is possible to use some of the funds in advance and want high interest, you may wish to deposit in batches and segments:

If you save a fixed amount of money every month for one year, you will have money every month after one year, and the interest is higher than that of a fixed one-year deposit. And so on. You can consider the wealth management products of various banks, the time is short, and the interest rate is higher than the bank's interest rate in the same period, but it is mostly a starting point of 50,000 yuan, and it cannot be terminated in advance.

It is also possible to buy treasury bonds. If you have a ** trading account, you can buy some corporate bonds with an average annual interest rate of 4-5%, and you can cash out at any time.

If you want to manage your finances, you must first understand your basic situation, how much property do you have? What are the fixed assets? How much working capital is there?

How much debt does it need to be repaid? How much can be reinvested? What is your (family's) average gross income?

What is the usual total expenditure? What is the socioeconomic status of yourself (your family)? Do you have a certain investment style and investment skills?

How much can I afford to lose on my investment? If you think clearly about the above questions, you will be able to recognize your own situation and not be too blind.

When it comes to managing money, you must get the law, and one of the most important things in the financial management method is to design a reasonable financial portfolio, so as to effectively increase your wealth.

Portfolio investment diversifies risk, don't put all your eggs in one basket, and don't carry all the baskets on one shoulder.

1.The financial management equation: 25% onslaught (high-risk investment) 25% steady-attack (relatively low-risk investment) 50% steady-hold (family life protection and life risk protection).

2.The 4321 Newton's Principle: 30% of the income should be set aside for daily expenses, and the remaining 10% should be invested in principal-protected insurance, 20% for savings and principal-protected investment, and 40% for venture capital.

Aggressive and conservative points are readjusted. )

At present, the annual interest rate of the bank is just right, so I advise you that you should diversify your investments.

Among them, 20% of the daily and emergency use are retained, and 10% can be selected as principal-guaranteed insurance and 20% as ** bonds. 50% of the foreign exchange investment is less risky and easy to control.

Take 50,000, for example.

If deposited in the bank for 1 year.

50,000*.

**Forex: 10%-30% gain in January. The first quarter is based on 3 months, including the profit dividend.

3=72,500 yuan.

**Debt also depends on the type you choose, according to the actual situation.

The average annual yield of the bond** is 7% to 10%.

50,000 + 50,000 * 10% = 55,000 yuan.

Specific diversification needs to be based on your actual situation, and you need to make specific financial planning.

Be sure to invest in a combination, diversify risks, ****, insurance, bank deposits, real estate, etc., you really have the heart to invest, you have to tell others your actual situation, in order to prescribe the right medicine.

With a down payment of 180,000, you can buy a good house as an investment Catching up with the limelight for two months and closing 10 is not delusional.

But you have to be ruthless, see a good house and settle it, ** if it's good, throw it away, otherwise...

Buy insurance,** the rest of the deposit.

Now 100,000 yuan, do not come to recommend investment, the risk is particularly high, if you must, you can choose to buy treasury bonds, the risk-return ratio is the highest, there is no foundation, don't listen to people say what to invest in "join Ya", "** Ya", "spot Ya", "breeding Ya" and so on, etc., in China, can make money projects, our compatriots will not say, said will not let you understand.

Hello friend, it's a pleasure to communicate with you. Here I would like to share my experience with this. You can make capital investment, **, spot, **, insurance, artworks can be entered, and at the same time, you need to learn more and communicate, in order to experience the fun of investment and bring the return of funds while growing your knowledge.

Physical goods such as small stalls of commodity trading, and other physical investment, this investment cost is low, the risk is small, can be considered.

Financial wealth management products: **, **, foreign exchange, **, **fixed investment, dividend insurance, spot. **The risk is high, coupled with the recent downturn, the economic development is a bit inflationary, it is recommended to find a strong **company, less or no investment.

**Regular investment is lower than **risk, it is a growth investment, you can invest regularly, and the income is considerable, but due to the **consolidation decision**** good or bad, it is recommended to invest in an appropriate amount. Dividend insurance, which is a stable type, has less risk, is generally an annual dividend, with average income and a long cycle time, so if you are not in a hurry to use the money, you can invest some in moderation. The spot risk is small, the investment is small, and the price difference is earned, and the time period is short.

Short-term investments are mainly foreign exchange, **, spot. Foreign exchange and ** high risk and high income, the leverage ratio is large, some even exceed 1:500, short-term returns are significant, the disadvantage is that the risk is not easy to control, small funds are easy to blow up, it is recommended to invest as little as possible or not to invest.

Spot can be divided into ** spot and agricultural and sideline products, energy spot and now out of the medicinal materials spot. Spot, what can be done in China are the London Exchange** company, 24 hours a day trading, due to the high price of gold, the investment threshold is also very high, affected by the international gold price and the US dollar exchange rate, etc., at the same time, we should pay attention to us as investors in the **spot is to buy and sell contracts to earn the difference, not really to buy**, so it is also risky, not hedging, it is recommended to buy some or not according to their own affordability. Agricultural and sideline products spot and medicinal materials spot, low investment threshold, small risk easy to control, 20% margin system, mainly for the domestic commodity market, generally not affected by international news, suitable for the first time to try the short-term investment of investors, it is recommended to invest a part more.

Look at the risk tolerance to invest in du

Capital: the safest, the risk is small, the deposit bank is fixed, and the lack of dao

where the version has low income and is not flexible; The right to buy bank wealth management products has a slightly higher income than a fixed deposit, with 50,000 yuan as the starting point. You can also invest**,** and it is divided into bond roll**, hybrid**, index**, **type**, of which **type** has high returns and high risks, and bond rolls** have lower returns and less risks; It's okay to have high returns and high risks; You can also use P2P online financial management, but you must choose a good financial platform, at present, I choose Zhaocaibao and Lufax.

There are many ways of personal investment and wealth management in China Merchants Bank, such as: wealth management products, fixed periods, treasury bonds, **, etc., if you use our bank card to purchase, it is recommended that you can go to our bank outlets to consult the relevant advice of the wealth manager.

Investment and financial management is to take out the money, let the money flow, form a wealth appreciation effect, and your funds will be returned through finance.

The operation and operation of derivatives, or the conversion of the respondent's monetary form, in a certain period, produces resistance to wealth crunching, and achieves the effect of growth in numerical value or material value!

Depositing money is to borrow liquid funds from the bank's high security and put them in place, so that the liquid money becomes stable. Although deposits are also a way to pursue wealth appreciation, in the current economic situation, deposits are more important than interest!

These are two diametrically opposed ways to dispose of wealth!

The first type: 40% deposit

30% long-term investment: **, bonds, art, antiques, 20% medium-term investment: **, trust, **.

10% short-term investment: foreign exchange leveraged trading.

The second type: 50% deposits, bonds, *** physical goods.

20% long-term investment: **, bonds.

20% medium-term investment: **, trust, **, online loan.

10% short-term investment: foreign exchange leveraged trading.

Investing in national and local projects is opportunistic, and you can see the trend of social development, and you can draw a zero ...... after your 100,000 yuan in the shortest possible time

It is recommended that you invest 60% in banks and 40% in internet finance.

Haha, this problem is more complicated, in fact, with the first pot of gold, it is easy to make money later.

1 million? Will it be too little if I can help you earn more than 2 million in a year?

Hello, do you want to be more stable?

400,000 = 2.8 million? If you save $10,000 a year, at an average annual income of 8%, you will have $2.8 million in 40 years. Among them, 400,000 yuan is earned by your hard work, and the remaining 2.4 million yuan is obtained from investment and financial management.

It can be seen that learning to invest and manage money can also make you rich. When many investors come to Pan Asia Micro Financial Management to consult investment and financial matters, they hope to obtain more profits through investment, but they hope that the risk is low and the investment time is short, but everything is in a dilemma. Therefore, it is not easy to invest well, and you need to balance the three elements of risk, time and return.

How?

First, estimate the return on your investment.

Income is one of the key factors that attract many people to invest in financial management, and income is the profit from investment, such as the income obtained from the purchase of wealth management products. However, the expected return is not the actual return, and the investor should be able to estimate the return. Pan Asia Micro Finance advises investors to understand whether the principal is guaranteed before estimating the return of the product; secondly, see if there are additional costs for the product, such as management fees, custody fees, sales fees, etc.; There is also the fundraising period of the product, the date of arrival, etc., which will dilute the earnings.

It is best to refer to the historical performance of the product, such as the world's largest rare metal exchange in China, the largest pan-Asian non-ferrous metals exchange in China, the largest asset management scale of Chinese customers, launched the full declaration business, the expected annualized rate of return can be up to the highest, this year has been reported by CCTV finance and broadcast product income, such a product is more trustworthy.

Second, fully understand the risks.

High-yield wealth management products must be accompanied by high risks, investors should not be blinded by high returns when choosing, and it is important to fully understand the investment risks. How? Generally, Pan Asia Micro Wealth Management recommends that investors should fully understand the characteristics of wealth management products before purchasing wealth management products, and read the instructions of wealth management products and the risk disclosure of products clearly, and then choose suitable wealth management products based on their own risk tolerance after fully understanding the investment risks of the products.

If you are not sure about your own risk appetite, you can come to Pan Asia Micro Finance, and professional financial planners will do a free test for you.

Third, choose the investment period.

After selecting the product, it is necessary to select the investment period, which needs to be based on the financial needs of the individual or family, for example, if the individual wants to buy a car after 1 year, then the financial product with a term of 1 year or less will be selected; If the family plans to buy a house after 3 years, then this part of the funds can choose to be 3 years or 3 years and so on. Avoid early redemption and unnecessary losses to the investment. In addition, Pan Asia Micro Finance recommends that investors try to invest in any financial products with a term of choice, such as the above-mentioned full-declared business products, with an investment period of 90 days and 180 days, and the income is also high, so it is also very important to choose the investment period.

You can also get rich by doing a good job in investment and financial management, but you must master the three key elements of investment and financial management, and balance the relationship between the three elements, so as to achieve the maximum investment return!