How much does it generally cost to take out commercial insurance

It mainly depends on what kind of products you invest in, such as the most basic accident insurance and life insurance, which may only need a few hundred yuan a year to protect hundreds of thousands; If you buy serious illness and medical insurance, it will be relatively expensive, and it may cost thousands of yuan; If you want to buy endowment insurance, you may have to tens of thousands of yuan. Depending on your financial situation and actual needs, you will need to decide how much to spend on what insurance.

Look at your own needs, there is a premium principle, you can learn from it, generally do not exceed 10%-15% of the annual income, can not affect life, can not become a burden on life. It is related to age, gender, occupation, etc., as well as its own needs, which should be analyzed on a case-by-case basis and tailored to the individual's situation. I hope it can help you, and you can send me a private message if you need it.

Hello, there are many types of commercial insurance, according to their own needs to choose, the premium payment is calculated by: product, the amount insured, the payment period, the age of the insured, the same conditions, the older the age of the insured, the higher the premium. The choice of the sum insured depends on your financial situation.

Hello friend. I am Liu Quanzhan, Account Manager of Xinhua Insurance, and I welcome you to inquire about insurance.

Buying insurance is generally to take out 10-20% of the annual income to protect the whole family, but how to buy it depends on the actual situation of each person, such as age, gender, whether there is social security, whether there is debt, etc., if you are interested, you can contact me!

I wish you a happy family and all the best!

The more premiums you have, the more protection you have. Of course, the older you are, the higher the premium, the higher the protection. It depends on what kind of insurance it is. I think that buying insurance is the first accident, and then health care and financial dividends. I hope you are satisfied with this answer. Thank you.

Hello, the rate of commercial insurance is related to the actual age, physical health, gender and other factors of the insured, there is no consistent answer to your question, it is recommended that you still combine the actual situation of the individual to the insurance company to ask.

Insurance plan customization).

Hello! Premiums should be designed according to your needs! Premiums vary depending on age, gender, and type of insurance!

There are many types of commercial insurance, depending on which aspects to focus on, including accidents, critical illnesses, dividends, and pensions.

Hello, there are many types of commercial insurance, you can design the right product according to your needs, you can contact or pay attention to the details, thank you.

According to their own financial situation.

Hello: What are your needs?

The cost of insurance is mainly measured by referring to the risk that each family may face. Different families have different risks to bear, and naturally they have different insurance to buy.

The main risks in a person's lifetime are illness, accident and death.

Correspondingly, medical insurance + critical illness insurance, accident insurance, and life insurance can protect against these risks.

The detailed role is as follows:

Critical illness insurance gives priority to the implementation of lifelong protection, and the amount is based on [300,000 + 3 years of income], and the current domestic ** critical illness expenses start at about 300,000 yuan, and 500,000 yuan in first-tier cities, so it is necessary to have a corresponding amount of funds as the basis for the treatment of the reserve; In addition, due to the deterioration of physical function during the illness and the need for continuous active participation**, not only the ability to work is greatly reduced, but there is even a risk of unemployment. Therefore, in terms of the sum insured, 3 5 times the annual income should be considered as income compensation for the ** and ** periods. I've found critical illness insurance recommendations for different budgets:

2.Million Medical.

Because medical insurance is a reimbursement nature, the relationship between the insured amount and the premium is not obvious, so there is no need to overconsider the amount of insurance, and it can be configured according to actual needs.

3.Accident insurance.

The amount of accident insurance can basically refer to the amount of term life insurance.

Accidental death, accidental disability, and accidental medical expense reimbursement are the three major protection items that are essential.

Among them, the reimbursement of accidental medical expenses is not limited to medical insurance and 100% reimbursement is preferred.

4.Term life insurance.

A must-have for families with a mortgage to protect the age group that can make money.

The sum insured of term life insurance needs to cover family debts (including mortgages), children's support and education expenses before they become financially independent, and the maintenance responsibilities of the elderly. Among them, the mortgage part is the most indispensable.

Referring to the Standard & Poor's financial management rules, which are committed to helping the healthy development of family assets, the senior sister suggested that a reasonable premium budget should account for 20% of the family's annual disposable income, or 10 15% of the family's annual total income.

In fact, how much does commercial insurance pay bai, mainly and du

Your income is related, if your income is high, then the amount of insurance is high, your special premium will also be higher, and in general, the amount of insurance should be set at 10 times the annual income, and the premium is 10% of the annual income.

For example, if your annual income is 100,000 yuan, then your insurance amount should be at least 1 million, so as to ensure that in the event of any accidents, your living standard can be maintained at the original level for 10 years. In addition, it is best that your annual premium should not exceed 10,000, if it exceeds 10,000, then your stress will also increase.

As for how much commercial insurance pays a year, in fact, the law of double ten can be applied, that is, the sum insured should be 10 times the annual income, and the premium is 10% of the annual income. As for how much is good, you mainly have to buy it according to your own personal needs, from one or two thousand to tens of thousands, you can arrange it yourself, and there is no fixed amount. It is recommended to buy according to the actual situation of the individual, and it is also recommended to use 10%-20% of the annual income of the individual.

The types and amounts of commercial insurance are different, and the premiums to be paid in a year are also different depending on the age of the individual. Commerce.

The amount of premium to be paid for a year of special insurance depends on the product type, age, sum insured, and payment period. For example, for consumer-based critical illness insurance, life insurance, medical insurance, and accident insurance, for young people around 30 years old, the annual premium starts at four or five thousand.

How much does it cost to buy commercial insurance for a year This should be determined according to the type of insurance you buy and your age There is a one-year card policy An accident card policy of more than 100 yuan a year; There are millions of medical insurance, which is only a few hundred dollars a year; There is a relatively short payment of accident insurance ten years of payment, about 2,000 yuan a year, as well as term life insurance critical illness insurance specific according to your age payment time to calculate, of course, you had better find a more professional salesman to make a reasonable plan for you I am the insurance salesman you can also find me.

There is no way to know this, and the situation of buying commercial insurance is different every year. The content of the insurance is different, and the ** paid is also different.

When buying commercial insurance, you should pay attention to these aspects:

1. Distinguish the types of insurance and their differences, including accident insurance, health insurance, critical illness insurance, children's education insurance, etc.

2. Be clear about the order of buying insurance, for example, participating financial insurance must not be the first to buy, generally speaking, health insurance, accident insurance, etc. will be bought first.

3. Combine your actual economic situation to purchase appropriate insurance from a reliable insurance platform.

Extended Materials. Commercial insurance (foreign name: commercial insurance) refers to a form of insurance operated by a specialized insurance company for the purpose of profit through the conclusion of an insurance contract.

The so-called commercial insurance refers to a form of insurance that is operated for profit through the conclusion of an insurance contract.

Operated by a specialized insurance company: A commercial insurance relationship is a contractual relationship voluntarily concluded by the parties, whereby the policyholder pays insurance premiums to the insurance company in accordance with the contract, and the insurance company bears the responsibility of compensating for the property damage caused by the occurrence of an accident that may occur as agreed in the contract, or bears the responsibility of paying insurance money when the insured dies, is disabled, sick or reaches the agreed age and period. The so-called social insurance refers to a social security system that collects insurance premiums to form social insurance**, which is used to provide basic living security for members who lose their ability to work or lose their job opportunities due to old age, illness, maternity, disability, death and unemployment.

For example, the insurance laws or insurance supervision laws of Japan, Germany, South Korea and Taiwan Province of China stipulate that the main body engaged in commercial insurance must be a share, or a mutual insurance company established in accordance with the law. The above-mentioned insurance companies can only carry out business activities within the scope of approved insurance business, and shall not engage in other business activities other than insurance business.

The commercial insurance purchased is also based on different situations every year, and the content of your insurance is different, so the money you pay is also different, ranging from dozens of yuan to thousands of yuan and tens of thousands of yuan.

Hello, I'm glad to answer for you, according to your description, it's probably more than 12,000, of course, this is a grade, and the specific grade is the main one. I wish you a happy life.

How much does it cost to buy commercial insurance a year? This depends on the amount of insurance you have, and if you generally have a lot of insurance, it will be more than seven or eight thousand yuan.

This depends on which one to buy, the type is very low, there are one or two thousand less, and there are one or two thousand a year.

This depends on what kind of commercial insurance you buy, different insurance premiums are different, for example, accident insurance is cheaper, while critical illness insurance is more expensive. There is also your age, the older you are, the higher the premium.

This one is different from the other, it depends on the specific type of insurance you buy, and each insurance type is divided into several versions.

If you buy commercial insurance, how much you have to pay a year depends on what kind of insurance you buy.

In fact, how much you pay for commercial insurance is mainly related to your income, if your income is high, then the sum insured is high, and your premium will be higher.

Commercial insurance is just a general term, and there are many different types of insurance subdivided into them. The amount paid by different insurance is naturally different, so you still need to know it yourself in real time.

Summary. How much does a company need for business insurance for a year.

1. Insurance products are different.

The insurance products purchased are different, and the annual consumption will be different, such as consumer insurance, consumer insurance will be much more expensive than the premium of savings insurance, and it is still paid for one year, but the accident insurance in the consumer insurance is cheaper, and the ** of one year is about 100 to 200.

2. Insurance companies are different.

The insurance given by each insurance company will be different, some insurance companies can do as little as one yuan for commercial insurance, while some need thousands of yuan.

How much does the company generally buy commercial insurance?

How much does the company's commercial insurance cost a year 1, different insurance products are purchased by different insurance products, and the annual consumption will be different, such as consumer insurance, consumer insurance will be much more expensive than savings insurance premiums, and it is still paid for one year, but the accident insurance in the consumer insurance is relatively cheap, and the ** of a year is about 100 to 200. 2. Different insurance companies will give different insurance companies, some insurance companies can do the lowest commercial insurance only about one yuan, and some need thousands of yuan.

What does the company's commercial insurance include: 1. Group accident insurance: it can mainly cover accidental medical treatment, accidental death or disability, etc. Usually the insured is the company and the insured is the employee.

2. Employer's liability insurance: Usually the policyholder is the company and the insured is the employee, mainly when the insured and the company have a contractual relationship, suffer an accident or suffer from a business-related occupational disease, resulting in disability or death, the company is responsible for economic compensation, and the insurance company is responsible for the claim. 3. Group Critical Illness Insurance:

It can mainly protect cerebral hemorrhage, malignant tumors and other diseases.

The cost of commercial insurance for a year depends on different insurance companies and different insurance plans. Taking a car of about 50,000 yuan as an example, most insurance companies spend about 1,000 yuan a year on commercial insurance.

The standard of commercial insurance fees is clearly defined in three ways, namely the cost calculated in proportion to the value of the vehicle, the fee calculated according to the average rate, and the fee calculated according to the agreed rate. Among them, the most common is the proportional cost of the vehicle's value, which is similar to the vehicle purchase tax, which calculates the annual insurance cost according to the manufacturer's guide price of the vehicle, the age of the vehicle and the length of the vehicle's service life. On the other hand, fees based on average rates and negotiated rates are rare, and are usually only applicable to insurance cooperation between insurers and specific partners.

Coverage of motor insurance commercial insurance:

1. Collision, overturning, fire, **.

2. Collapse of external objects, falling objects running in the air, and parallel falls of insured vehicles while driving.

3. Lightning strikes, storms, tornadoes, torrential rains, floods, tsunamis, subsidence, ice subsidence, cliff cavity avalanches, avalanches, hailstorms, mudslides, landslides.

4. The ferry carrying the insured vehicle suffers a natural disaster resulting in the loss of the insured vehicle. <>