Century Taikang Individual Hospitalization Medical Insurance Everyone give an opinion

This insurance is relatively good, and it is recommended to continue to pay it, because the older you are, the greater the chance of going to the hospital.

Features of this insurance:

The first medical insurance in China to guarantee renewal can not only be purchased separately, but also guaranteed to be renewed.

For those who are hospitalized due to critical illness, both the general hospitalization daily insurance benefit and the critical illness hospitalization daily insurance benefit will be paid, which provides higher and more comprehensive protection.

Shorter and more reasonable waiting period (only 30 days waiting period for hospitalization for general diseases).

Full fixed payment, no need for original invoices for medical expenses, can reduce claims disputes, and the product is suitable for almost all people.

Up to 5 grades, which can meet the needs of customers in different regions with different economic and medical consumption.

Give the fullest protection to the customers who should be protected. If hospitalization is really necessary, it can be paid up to 365 days a year, i.e. there is practically no limit to the number of days of hospitalization.

Covers at least 1056 surgeries.

It is a good medical insurance that can supplement social security medical insurance.

It's better to keep it down, and now it's time to enter the guaranteed renewal period, even if you pay later. As long as we stayed once, we would have recouped all the previous costs. It's best to hand it in.

I'm 24 now, and I'm covered with this insurance, so I can just leave it there if I'm fine. In fact, it is a matter of saving two dollars a day. You tell me?

As for the insurance liability, it's all in your policy, just take a look!

Do you not have an insurance contract? The insurance contract makes it very clear that the older a person is, the more valuable he is, and the aging of his organs, the more likely he is to get sick!

Is there a maturity payment for Century Taikang's personal hospitalization medical insurance after the expiration of the contract? If so, how much?

I read the terms, I don't think it's very good, his (non-organ transplant surgery insurance) is also divided into ten gears, the first level is 5000 yuan, decreasing in turn, to the tenth level is only 500 yuan, the most important thing is that most of the diseases are in the file, that is to say, if you get sick, you will pay about 500-2,000 yuan, that is, he (organ transplant surgery insurance), it is actually divided into 3 levels, quite a chicken rib insurance.

The reimbursement process of Century Taikang's personal hospitalization medical insurance is as follows:

1.During the hospitalization, the insurance company will send someone to the hospital to make a claim, or you can contact the insurance company to make a claim.

2.Provide relevant medical expense vouchers, including a list of hospitalization expenses, doctor's prescriptions, examination reports, laboratory test sheets, etc.

3.Fill in the claim form, indicating personal information, length of hospitalization, reason for hospitalization, details of medical expenses, etc.

4.Submit the claim application form and related documents to the Fuzhan Zao Insurance Company, and the insurance company will review it.

5.Once approved, the insurance company will credit the claim directly to your bank account.

It should be noted that the claim process may vary for different insurance products, depending on the insurance contract. At the same time, the claim application should be submitted as soon as possible to avoid exceeding the time limit stipulated by the insurance company. Lack of demolition.

Summary. Century Taikang personal hospitalization medical insurance is a kind of hospitalization allowance type health insurance, which is a powerful supplement to social security, suitable for social security people to buy, can well supplement the income loss caused by hospitalization, and the product claim liability is clearly determined, as long as it is hospitalized for 3 days, you can get the corresponding allowance payment.

What does Century Taikang Personal Inpatient Medical Care (optional) mean.

Dear and hello, Century Taikang Personal Inpatient Medical (optional) is a consumer-based insurance that can be used as an additional insurance.

Century Wei Coarse Taikang Personal Hospitalization Medical Insurance Introduction: Coverage Age: 3 weeks refers to the age of tremor and above, Covered Occupation:

Category 1-4, hospitalization days: 50 yuan, 100 yuan, 150 yuan (three grades), critical illness hospitalization days: 100 yuan, organ transplant surgery:

Not insured 100,000 yuan (two options), non-organ transplant surgery: not insured 6,000 yuan (two options), insurance period closure limit: 1 year.

Product Highlights: 1. A strong supplement to social security, 2. Organ transplant subsidies are included in the in-order celery, and 3. There are subsidies for the five levels of quota to choose the number of hands and the number of difficult potato failures.

Century Taikang Judgment Which Person's Hospitalization Medical Insurance Product Introduction: People with social security can rely on the medical insurance card to solve part of the drug expenses, and they can also solve part of the drug costs by hospitalization hail. But just because you have social security doesn't mean you can "sit back and relax".

Century Taikang personal Shanqing hospitalization medical insurance is a kind of hospitalization allowance type health insurance, which is a powerful supplement to social security, suitable for social security people to send groups to buy, can well supplement the loss of income caused by hospitalization, and the product claim liability is clearly determined, as long as it is hospitalized for 3 days, you can get the corresponding allowance compensation.

Hello 1, Disclaimer Taikang Hospitalization Insurance 2019 will not compensate for "ectopic pregnancy or preventive drugs". 2. The renewal is not guaranteed and is reviewed annually as a small deductible insurance, the deductible amount is low, and the high wax claim rate is high, and the renewal is not guaranteed. And a new review will be carried out every year, which means that there has been a claim in the past, and the renewal may not be passed.

3. Although the cumulative amount of accident and illness has two insurance liabilities for illness and accident, the amount of protection is calculated cumulatively, see the clause for details, that is, the contract will be terminated after the cumulative amount of the two liabilities reaches the basic insurance amount.

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Finally, I wish you good health and a good mood! [Bixin] [Bixin] [2022] [Year of the Tiger] <>

<> Taikang Century Taikang 2019 Hospitalization Medical Insurance Optional Part of the Premium Is Considered the Main Insurance?

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Hello pro 3. Count the main danger and know the rush. Taikang Century Taikang 2019 Hospitalization Medical Insurance is a short-term medical insurance product, the basic part of which provides general hospitalization, general hospitalization in Jianbaotong Hospital, hospitalization for critical illness, intensive care hospitalization, accidental hospitalization and other hospitalizations, and optional general surgery and organ transplant surgery.

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[Bixin] [Bixin] [2022] [Year of the Tiger] <>

Hello! Hospitalization medical insurance refers to a kind of insurance in which the insurer pays the necessary expenses paid by the insured during the hospitalization period when the insured is hospitalized due to illness or accidental injury during the validity period of the policy.

For example, Century Taikang's individual hospitalization medical insurance provides a maximum of 450 yuan per day of hospitalization, a maximum of 200,000 yuan for organ transplant surgery, and a maximum of 10,000 yuan for non-organ transplant surgery.

Hope it helps!

Extended reading: [Insurance] How to buy, which one is better, and teach you to avoid these insurance"pits"

In recent years, medical costs in China have gradually risen. In order to reduce the medical burden of patients, Taikang Life Insurance has launched an additional Century Taikang inpatient medical treatment (cost type). So how about the additional Century Taikang inpatient medical treatment (cost type)?

Product Name: Additional Century Taikang Inpatient Medical Treatment (Expense Type).

Issuing company: Taikang Life Insurance shares****.

Insurance category: Health insurance.

Insurance Classification: |Other|Coverage for the elderly.

Suitable for income: |Less than 30,000|3-50,000|5-100,000|10-200,000|20-300,000|30-500,000|More than 500,000.

Family-friendly:|Single and unmarried|Ding Ke Family|A family of two|Family of three.

Suitable for age: |Under 20 years old|20-30|30-40|40-50|50 or more.

Time limit for payment of jujube fee: 0

Payment method: annual payment.

Insurance liability: During the validity period of the contract liability, the insurance company shall bear the following insurance liabilities: 1. General hospitalization insurance benefits:

If the insured person needs to be hospitalized due to a non-critical illness** and incurs medical expenses, the general hospitalization insurance benefit equivalent to 80% of the actual medical expenses will be paid, and the cumulative compensation for each insurance period will be up to the general hospitalization insurance amount specified in the insurance policy. 2. Critical illness hospitalization insurance: If the insured needs to be hospitalized due to a critical illness and the medical expenses are incurred, the critical illness hospitalization insurance equivalent to 90% of the actual medical expenses will be paid, and the cumulative compensation within each insurance period can reach the critical illness hospitalization insurance amount specified in the insurance policy.

Remarks: Notice: Age:

18 years old to 59 years old (renewed every year, up to 64 years old) Insurance period: Payment method: annual payment period:

One year (renewed every year, up to 64 years old) which insurance company is strong, I just sorted out the relevant content, I hope it will help you: the latest list! Ranking of the top 10 insurance companies in the country.

Bao Ge Tips: Additional Century Taikang Inpatient Medical (Cost Type) is a reimbursement type of hospitalization medical insurance without deductible, and all reasonable medical expenses incurred due to general hospitalization or hospitalization of major diseases** are reimbursed proportionally, and it is more convenient to settle claims. For Taikang Insurance, I just sorted out the relevant content, I hope it will be helpful to you:

What about Taikang Life? Top 10 Taikang Insurance Products Ranking List!