What does the factory mean when the factory asks the employee if it is medical insurance or agricult

Medicare and NCMS are two different forms of reimbursement for medical insurance. Because their reimbursement amount and reimbursement ratio are different, NCMS is a cooperative medical care purchased by rural households. Oh, medical insurance refers to employee medical insurance.

The meaning of medical insurance is to enter social security, and in the case of agricultural cooperative medical care, it is rural cooperative medical care.

What does the factory mean when the factory asks the employee if it is medical insurance or agricultural cooperative medicine? The workers of the factory definitely bought it. Employee insurance. If the farm work is generally in the rural areas and there is no unit, it is the agricultural cooperative system.

Hello, the factory asks whether the medical insurance of the employees is agricultural cooperative medicine or urban medical insurance, and the factory should grasp this information and pay medical insurance and social security to the employees, thank you.

I just helped you check, if your hukou belongs to the countryside, then it belongs to the agricultural cooperative system, if it is urban, then it belongs to the medical insurance.

Hello, the factory asked the workers whether it was medical insurance or NCMS? Do you have employee medical insurance before? If you have employee medical insurance, you can directly renew the insurance according to your direct policy.

The factory asked you if you had calculated the employee medical insurance before? Or is it NCMS insurance, just to understand whether you have been insured or not?

When the factory asks the workers whether they are medical insurance or agricultural cooperative workers, they mean that they are regular employees or free residents.

It is to ask the employee whether he pays medical insurance or rural cooperative medical insurance, because it is related to the relevant procedures you will go through in the future, and you need to pay the insurance again when you enter the factory.

Generally, the factory needs to buy medical insurance for the workers, but they will not take care of the agricultural cooperative system, if you don't buy it, he needs you to buy it.

In general, the proportion of medical insurance reimbursement is higher. In the case of agricultural cooperatives, the proportion is lower.

The factory asked the workers whether they had medical insurance or could drink, mainly because the medical insurance was an urban person's household registration. Nongms' cooperative system is a rural person's household registration.

The reimbursement ratio of employees' medical insurance and agricultural insurance is different, and the reimbursement ratio of general medical insurance is larger. So the factory will ask.

It is estimated that it is used for reimbursement, and the employees are not all medical insurance.

The project asks the employees whether they are covered by medical insurance or can they be compatible? What do you mean? Just ask you if you are in the countryside or in the town, and he will give you the one you need.

This is because some of them are migrant workers, and they themselves have agricultural cooperative cooperative systems in their hometowns, so the enterprises only need to continue to hand over agricultural cooperative cooperative systems to them at this time.

However, some people can also participate in employee insurance without the agricultural cooperative system.

But the premise is that these people are all urban workers.

That's why I asked.

Okay, you can only choose one of them, because the reimbursement of medical insurance requires the original certificate, and the certificate will be taken by the first recipient, and you can't have a second one, so that's the end of it.

Q: Are Jigong factories medical insurance or agricultural cooperative system?

That's because the factory wants to ask you workers if they want to pay for medical insurance or rural insurance? If you have these opportunities, then it is better for you to wait and pay medical insurance.

The medical insurance for factory employees and the NCMS is a cooperative medical treatment.

During my probationary period, I still protected the agricultural cooperative system, because I knew that the agricultural cooperative system is agricultural production, such a meaning, for the whole, we know that many things of the opposite sex in life are in it, and we have to do it seriously at this time.

Medical insurance is not the same as agricultural cooperative medical system. The payment of medical insurance is more, and the payment of agricultural cooperative system is less. Medical insurance reimbursement is more, and agricultural cooperative medical insurance reimbursement is less.

The reason why the factory asks you about this one is to see if you have carried out the guarantee before, and if so, it will be more convenient if he is in the later stage.

Do I want to ask you whether you pay employee insurance or rural insurance?

The standard of payment is different.

It depends on your insurance status.

Medical insurance is generally for urban workers.

Nongms are rural.

According to what you said, what do you mean by whether the factory is medical insurance or agricultural cooperative medicine for employees? This problem is likely to be two kinds of risks, and only one can be entered.

The NCMS seems to be a kind of medical insurance paid by rural areas. But it seems to mean that there is not much money every month.

In this case, the so-called agricultural cooperative system is generally able to use insurance, so agricultural insurance is relatively better.

Because he may have the key to insurance, because the insurance is covered by medical insurance, so he doesn't need to go to the agricultural cooperative system, probably.

It should be asked whether it is urban medical insurance or NCMS medical insurance.

The reimbursement ratio of the form of medical insurance for employees is different.

Differences:1. The objects covered are different.

Employee medical insurance is required by all employers in urban areas. Whether or not township enterprises and their employees, owners of urban individual economic organizations and their employees participate in basic medical insurance shall be decided by the people of all provinces, autonomous regions and municipalities directly under the Central Government.

NCMS can only be applied if you have a rural household registration.

2. The payment subjects are different.

Employee medical insurance refers to the mandatory provision of the state through legislation that employers and individual members of society jointly pay medical insurance premiums and establish medical insurance**.

The new rural cooperative medical system is a mutual aid system for farmers' medical care that is organized, guided and supported, with voluntary participation of farmers, individual, collective and multi-party financing, and the overall planning of serious diseases.

3. The payment method is different.

Medical insurance is mandatory, which is jointly paid by the unit and the employee, and needs to be paid for a certain number of years.

The new type of rural cooperative medical care is voluntary for farmers to participate, and must be participated by the whole family as a unit, and it is necessary to go through the insurance payment procedures every year.

4. The scope of reimbursement is different.

The reimbursement ratio of NCMS in rural township hospitals is relatively high, and the reimbursement ratio in hospitals above the municipal level is less than that of social security, but both of them decrease with the increase of the level of hospitals.

5. The reimbursement ratio is different.

The basic medical insurance for employees has a personal account, and there will be expenses on a regular basis, with a higher reimbursement ratio, a minimum payment standard, a higher limit, and no upper limit on medical expenses. Employees who are insured in the basic medical insurance can enjoy it for life after completing the payment period.

The new type of rural cooperative medical care does not have a personal account, and the reimbursement ratio is lower than that of the basic medical insurance for employees, the limit is lower, and it is a reimbursement that is enjoyed by participating in the current year.

Payment cycle: Employee medical insurance is paid monthly, and the new rural insurance is paid annually.

Amount of payment: The monthly payment amount of employee medical insurance is calculated according to the payment base of the insured, so there is a big difference between individuals; However, the amount of the new rural insurance contribution is the same.

Subject of payment: Employee medical insurance is the individual and the enterprise; The new rural insurance is both individual and local**.

Reimbursement ratio: The reimbursement ratio varies from place to place, but the reimbursement ratio between the two is also different within the same place.

Hello dear, basic medical insurance for urban employees: the protection is the urban residents of the workers (in-service and retirees), the premium by the employees themselves to bear a part, the company to bear a part, the urban self-employed or flexible employment personnel can also participate in the basic medical insurance for urban employees, but need to pay their own expense to join, generally speaking, the reimbursement ratio of this medical insurance is the highest one, the corresponding premium is also relatively high, need to pay on a monthly basis. Basic Medical Insurance for Urban Residents:

The protection is the unemployed persons (such as the elderly, children, etc.) among the urban residents, who voluntarily participate, and the premiums are paid in full by the individual, and the subsidy will also be given, and some areas will cover the children's medical insurance and college students' medical insurance, and the reimbursement ratio is lower than that of urban workers, and the payment situation is one year in most areas. New type of rural cooperative medical care: the protection is rural residents (not all rural hukou), whether or not employees can participate, this system is also voluntary participation of individuals, the premium is paid by the individual in full, ** to give a certain subsidy, usually in the county or township level health center reimbursement ratio is higher (higher level hospital reimbursement ratio is lower), but generally there will be drug restrictions, only the designated directory of drugs can be reimbursed, the payment situation is one year payment.

For example, Xiao Zhang is currently an employee of an enterprise and pays medical insurance for urban employees, Xiao Zhang's father Lao Zhang lives in his hometown in the countryside and pays the new rural insurance, and Xiao Zhang's son Xiao Xiaozhang pays medical insurance for urban residents. If you go to the hospital to see a doctor, they correspond to different medical insurance policies: Lao Zhang uses the New Rural Cooperative Medical System; Xiao Zhang uses urban employee medical insurance; Xiao Xiaozhang uses the medical insurance for urban residents.

What is the difference between employee medical insurance and urban and rural residents' medical insurance? I'm going to list five differences.

1.There is a big difference. One more and one less.

One in the city and one outside the city. In essence, it is all social security medical care. 2. The medical treatment of employees depends on the unit and the salary income, and it is difficult to say how much it is.

There are just moons. 3.70-80% of the reimbursement for hospitalization by medical insurance for employees, and 50-55% for rural areas is reimbursed in urban areas.

4.You can use as much money as you have on your medical insurance card, and you can pay the starting price for your hospitalization card. Of course, self-paying** will not be reimbursed.

5.Hospitalization starts at N yuan. Outpatient can make the card money.

6.Your problem doesn't exist. Spend 1000 and if you have 1000 in the card, it's all reimbursed, isn't it?

Not a thousand others came out on their own.

Employee medical insurance is not as preferential as agricultural insurance, and I have personal experience.

Basically, the starting standard of rural medical insurance is lower, and the reimbursement ratio is lower. Pay less money, pay the money and do not return it.

Employee medical insurance, depending on the efficiency of the unit, the more deductions, the more your personal account, that is, the money in the medical insurance card you said, that is, the part of the money that deducts your salary or belongs to yourself, and you can spend it freely.

The reimbursement of hospitalization expenses is about 85%, depending on what medicine is used and what disease is used. This part of the reimbursement amount is paid by the social pool.

In fact, it is better to have medical insurance for employees, and they don't have to pay a penny, and they still enjoy medical insurance. When you retire, you can still get it back every month, just like a pension.

Medical insurance for urban workers and urban residents.

Medical insurance and DU new rural cooperative medical care together constitute the DAO China's basic medical security system, covering all urban and rural residents. The main difference is that the coverage objects are different (that is, the insured objects are different), and the financing standards, funds**, and compensation standards are also different. The medical insurance for urban employees covers all employees of state organs, enterprises and institutions, and the funds are mainly paid by individuals and units; The medical insurance for urban residents covers urban residents, and the funds are paid by individuals and subsidized by the government; The new type of rural cooperative medical care covers rural residents, and the funds** are paid by individuals and subsidized by the government.

According to the relevant provisions of the state, one of them should be selected to participate and enjoy the corresponding reimbursement treatment.

Although the employee medical insurance pays a lot of money, the protection benefits enjoyed in the future are high.

For example, Xuzhou, Jiangsu Province also spent 10,000 yuan on hospitalization.

80% of the threshold fee can be reimbursed by the employee medical insurance

Employee medical insurance does not limit hospitals, and can be treated in any hospital in the city.

Resident medical insurance can be reimbursed 50% after removing the threshold fee

Residents' medical insurance for treatment in the community hospital can choose 3 secondary hospitals for treatment.

NCMS can be reimbursed 30% of the threshold fee after removing the threshold

It must be a designated hospital of rural cooperative medical institutions designated by the city.

Hello! Rural copied cooperative medical insurance.

BAI insurance, urban medical insurance, and employee medical insurance all belong to medical insurance, but the target group is different.

The target of the rural cooperative medical insurance service is people with rural household registration and no formal work establishment.

The service targets of urban medical insurance are residents with urban household registration and no formal work establishment. To put it bluntly, urban residents' medical care and rural cooperative medical care are a kind of medical protection for the unemployed. The coverage is the same, but the reimbursement ratio after the medical expenses incurred is slightly different.

The proportion of reimbursement for urban residents' medical insurance is higher than that for rural cooperative medical insurance.

Employee medical insurance is for employees. The scope of insurance is basically the same as that of rural cooperative medical care and urban residents' medical care. The reimbursement ratio is higher than that of urban residents' medical care and rural cooperative medical care.

The reimbursement ratio is slightly different in different places, and the specific documents in each place also depend on the ** documents in each place.

1.The medical insurance for urban employees is for the in-service employees who have a work unit, and its cost is divided into two parts, one part is paid by the company, and the other part is paid by the employee.

Individual contributions, such as endowment insurance, are 7% for companies and 2% for individuals, which is the most cost-effective in medical insurance.

2.Rural cooperative medical insurance for urban residents who do not have a work unit, the medical insurance cost is completely paid by the individual, the payment is not much, but the subsidy is not much, the most critical reimbursement treatment is not as good as the urban employee medical insurance.

Rural cooperative medical coverage is rural residents, regardless of their employment status can participate, this system also stipulates that individuals participate voluntarily, but if they participate must participate in the household as a unit, the new rural cooperative medical care by the individual payment, all levels of ** to give subsidies.

3.There is no better problem with these medical security systems, the basic medical insurance for urban workers is high, but the level of security is also relatively high, and the basic medical insurance for urban residents and the new rural cooperative medical care are relatively less, but the corresponding payment is also less.