Is WeBank any good? Is WeBank reliable?

WeBank is a private Internet bank controlled by Tencent, and Tencent holds a 30% stake in WeBank. Therefore, WeBank is not a wholly-owned bank owned by Tencent.

WeBank is a bank jointly established by well-known enterprises such as Tencent, Baiyeyuan, and Liye Group. In 2014, with the approval of the China Banking Regulatory Commission, WeBank became the first Internet private bank in China. The company's registered capital is 3 billion yuan, of which Tencent holds a 30% stake, becoming the largest shareholder of WeBank.

WeBank currently has three main businesses, namely consumer finance, mass wealth management and platform finance. Among them, in consumer finance, WeBank has launched a representative product, Micro Loan. As a micro-loan platform of WeBank, WeLoan is mainly promoted through two social platforms, WeChat and QQ.

This answer is provided by Youqian Hua, I hope it will be helpful to you. Like Alibaba's borrowing and Tencent's micro loan, Youqian Hua is a credit service brand of Du Xiaoman Finance (formerly Finance), which belongs to a large company and a big brand, is formal and safe, and not only has a very low interest rate but is also very reliable. Relying on the advantages of technology and scenarios, Youqianhua has used artificial intelligence and big data risk control technology to lend more than 400 billion yuan, providing convenient, fast and reassuring Internet credit services for countless users.

Personally, I think it's very good, I think WeBank's service is very intimate, and you can ask their customer service if you don't understand anything. In addition, the WeBank app also opens a special service process for hearing-impaired customers, and the customer service staff provides text communication services for hearing-impaired customers in the ** review stage, so as to handle various businesses without barriers.

WeBank is still relatively reliable in terms of background background, risk control advantages, and capital. WeBank is the first Internet bank approved by the China Banking Regulatory Commission (CBRC) and the first private bank in China. In all respects, it will be supervised by the China Banking Regulatory Commission and the central bank.

Although it is an Internet bank, it will also implement a license system. On the whole, it is not much different from our domestic commercial banks.

From the perspective of the shareholder composition of WeBank, it was jointly established by many well-known enterprises such as Tencent, Baiyeyuan, and Liye Group. As an Internet bank, WeBank has accumulated a large amount of data on social networking and e-commerce. In this era of big data, we will make customer information more transparent.

Compared with traditional banks, it has a more thorough understanding of customer qualifications, and from this point of view, it can greatly reduce the occurrence of bad debts.

In December 2014, with the approval of the regulatory authorities, WeBank was officially established. From the public information, it can be seen that the registered capital of WeBank is 3 billion yuan, of which Tencent holds a 30% stake. From this point of view, WeBank's financial strength is still relatively strong.

Don't believe it, the most junk loans.

The advertising on the surface is so loud, but in fact how ugly and dirty the interior is.

Why does WeBank need a pledge?

WeBank is legitimate.

WeBank is the fourth online financial institution approved by the China Banking Regulatory Commission, which has completed the construction of the virtual bank license of the central bank, and has the qualification of China UnionPay settlement services, as well as related risk management, fund custody, network security and other special services.

At the same time, China's central bank regulatory requirements require WeBank to implement safe, reliable, transparent and legal compliance management for its service business, and continuously improve the scientific and rigorous risk prevention and control system.

In terms of continuous improvement and perfection of marketing services, fund security, and customer information, etc., we implement relevant risk control requirements, ensure the safety of customers' funds, implement effective cash management, achieve customer satisfaction, and ultimately achieve safe and compliant service goals.

WeBank Profile:

WeBank is the first Internet financial service institution in China to obtain a banking license, and due to the rapid development of modern information technology and the foundation of reform and opening up, WeBank has risen rapidly.

As a member of Alipay's parent company, Jinkong Alibaba Group, WeBank relies on the strong technology and marketing advantages of Alibaba's ecosystem to fully implement the new retail strategy, rely on strong data mining capabilities, and adopt advanced artificial intelligence technology to aggregate big data to accurately grasp the needs of customers and provide a safe and convenient payment experience. <>