How to pay money for 12 months or 13 months in the year of renting a house

First of all, the contract is one year, if you check out early is a breach of contract, as for the amount of liquidated damages, it depends on the contract, there is no agreement between the two parties to negotiate, in order to cause how much loss to the landlord as a reference After the two parties reach an agreement, you will use the half-year rent to the half-year lease period, and there is no statement that you will move out in advance But you want to rent for a year, pay the rent according to the contract, and the landlord has no right not to rent to you Regarding your new question: 1, you first proposed that you will not rent for only six months, and if you terminate the lease contract, you will bear the liability for breach of contract, generally the deposit is not required 2. If the landlord asks you to move out early, it is a breach of the contract by the landlord, and you should obtain your consent to move out, and return the deposit, and you should also be given appropriate compensation according to the loss of your move 3.

Pay 12 months, generally according to the solar calendar rather than the lunar calendar, the solar calendar does not run the month.

No, the rent is calculated according to the public government, not according to the lunar calendar.

If you pay it every three months, it's about the same, in this way, for example, if there is no leap month this year, it's January 15, but because of the leap month, it becomes February 15 for the New Year, isn't it the same, you calculate it carefully, it's all the same, but it's best to follow the public in the future, and save the trouble

As long as there is a 12-month record when checking social security, Shenzhen social security is generally at the end of the month, and the social security information of the month cannot be found at the beginning of the month.

A year is 12 months, and in the 13th month, you can make a copy of the social security list application.

After one year, you provide a 12-month payment list.

After the 12th month is paid, you can print out the list and apply.

You can sublet and find a nearby agent to rent for you. The deposit rent is recovered, and you are the second landlord.

It is May 13 for 3 months, March 13, April 13, May 13, 3 months.

How long does it take to pay the housing provident fund before I can take out a loan to buy a house?

12 months is enough.

Generally, you need to pay the provident fund for more than 12 months, and you can take out a loan to buy a house. The borrower must have established a housing provident fund account for more than 12 months (inclusive).

At the same time, the full amount of the housing provident fund has been paid normally for more than 12 months (inclusive) (normal payment includes continuous monthly payment, prepayment, and supplementary payment of the housing provident fund), and the loan application is in the state of deposit.

First of all, the borrower's housing provident fund account applying for a loan needs to be established for more than one year, and at the same time, it is also necessary to pay the housing provident fund in full for more than one year. The normal contribution here refers to: continuous payment, prepayment and supplementary payment of the housing provident fund on a monthly basis.

Secondly, after the above conditions are met, the borrower's CPF account needs to be in the state of deposit when applying for the loan.

In addition, for units that have been approved by the center and are in a state of deferred payment, their employees can apply for loans if they meet the conditions of establishing a housing provident fund account for more than one year and paying the housing provident fund in full and normally for more than one year.

The following is an extension of the information:

Loan terms. 1.Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans.

2.To apply for a housing provident fund personal housing loan, those who participate in the housing provident fund system must also meet the following conditions: that is, the continuous payment of housing provident fund for no less than six months before applying for the loan.

Because, if the employee's behavior of paying into the housing provident fund is abnormal and intermittent, it means that his income is unstable and he is prone to risks after issuing loans.

3.If one spouse applies for a housing provident fund loan, neither spouse can obtain a housing provident fund loan until the principal and interest of the loan are repaid. Because, the housing provident fund loan is a kind of financial support provided to meet the basic housing needs of workers' families"Housing security type"financial support.

4.When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and the ability to repay the loan, and there are no other debts that have not yet been paid off and may affect the repayment ability of the housing provident fund loan. When employees are riddled with other debts, it is very risky to give a loan to the housing provident fund, which violates the principle of safe operation of the housing provident fund.

5.The maximum tenure of a CPF loan is 30 years. In the case of a portfolio loan, the loan term of the provident fund loan and the commercial housing loan must be the same.

The basic conditions for applying for a housing provident fund housing loan mainly include three aspects: the loan object, the purpose of the loan, and the basic conditions of the housing loan.

Continuous deposit for 12 months or more is fine.

The following is the specific process of applying for a housing provident fund loan.

1. Handling materials(1) Housing provident fund loans for commercial housing.

1. Loan application.

2. Resident ID card of the borrower

3. Proof of marital status and valid identity certificate of spouse.

4. Housing purchase contract (original, off-plan housing includes "Pre-sale Contract Online Filing Form".)

5. Invoice for down payment.

6. "Real Estate Ownership Certificate" Mortgage Contract (real estate mortgage plus guarantee agency guarantee method needs to be provided) (2) Second-hand housing provident fund loan.

The following information should be supplemented on the basis of the above information.

1. Copy of the seller's "Resident ID Card" and "Resident Household Booklet" 2. Original and copy of "Real Estate Certificate".

3. The appraisal report issued by the appraisal agency recognized by the provident fund management center 4, the tripartite agreement signed by the intermediary agency recognized by the provident fund management center and the buyer and seller 5, and the mortgage registration shall be carried out by the real estate transaction department at or above the district level.

Second, the place of processingLocal Housing Provident Fund Management Center.

3. Handling processStep 1 : Fill in the "Housing Provident Fund Loan Application Form" at the counter and submit the above information, taking Beijing as an example.

Step 2 : The bank accepts the application and enters it into the system for preliminary reviewStep 3 : After approval, sign the loan contract.

Step 4 : The auditor reviews the loan materials.

Step 5 : After receiving the notice, the real estate mortgage guarantee shall be used for the guarantee procedures, the mortgage shall be guaranteed by the guarantee company for the mortgage registration of the housing principal to the lending bank, and the housing shall be handed over to the guarantee agency.

Step 6 : Loan disbursement.

Fourth, the time limit for processingAbout 15-20 days.

The above information****Housing Fund Management Center of State Organs.

You can only take out a loan to buy a house after one year of CPF payment. (In some areas, you can pay for six consecutive months, subject to the local provident fund policy).

Application conditions: 1. Employees with permanent residence or valid residence status certificate in the local administrative area;

2. At the time of application, the housing provident fund has been paid normally for more than one year, and the provident fund has not been withdrawn to pay the down payment for the purchase of a house, and there is no balance of the provident fund loan;

3. Have a contract or agreement for the purchase of housing, and the amount of the down payment is not less than 30% of the value of the purchased housing;

4. Have a relatively stable occupation and economic income, have the corresponding loan repayment ability, and have good personal credit;

5. Have assets approved by the provident fund center as collateral or pledge, or a unit with sufficient solvency as a guarantor;

6. Other conditions stipulated by the provident fund center.

Application materials: second-generation ID card, household registration booklet.

Marriage certificates, bank accounts, etc

Proof of income. bank statements;

Non-local household registration needs to provide tax payment certificate or social security certificate for more than one year;

Procedure: The lender submits the application.

The bank accepts the application.

Seal of the real estate company.

Implement repayment methods.

Mortgage registration.

Notify the bank to release the loan.

The process of applying for a housing provident fund loan is as follows: 1) The applicant submits an application for housing fund management (points) deposited in the unit housing provident fund, introduces his own situation and receives materials. 2) Prepare complete written materials and submit them to the housing fund management (sub) for review, including verifying whether the loan application form and house purchase are legal.

If the provident fund has been paid for one year, or 12 months, and is currently in the state of renewal, you can take out a loan to buy a house.

You can only apply for a CPF loan if you have paid for more than one year.

Supplement: It should be paid for a year in a row, I have a colleague who uses a provident fund loan,,, how much money can be loaned is determined by you, the account balance, and the amount of monthly payment, and must continue to pay in the future.

When applying for a loan, the employee should have paid the housing provident fund normally for more than one consecutive year and has not withdrawn the provident fund to pay the down payment for the purchase of a house, and has no balance of the provident fund loan. If the payment is interrupted due to the change of unit, the payment shall not be interrupted for more than 3 months.

Here in Shanghai, you can use the provident fund after paying for 6 consecutive months It is different from place to place You should consult the local provident fund center first.

The general provident fund should be paid for more than three years before it is possible to take out a loan to buy a house.

The access conditions for provident fund loans are that individuals who have paid more than 300 yuan for 6 months, have good credit information, and the loan age is 25 to 55 years old, and the information that needs to be brought is their ID card, marriage certificate, income certificate, bank statement, address certificate, and provident fund card.

Hello: If you buy a house with a housing provident fund loan, you can apply to the public ** management center if you pay the provident fund for one year in a row, and you can't stop paying during the period.

The maximum amount of CPF loan is $800,000.

Generally at least three years and more than six consecutive months.

The process of registering a company in Beijing is as follows:

1. Application acceptance:

If the applicant submits the following application materials, and can accept it on the spot or meet the acceptance conditions through on-the-spot correction, it will directly enter the acceptance step and issue a notice of acceptance on the spot:

1. Application for registration of the establishment of a domestic company.

2. Articles of Association.

3. Shareholder qualification certificate.

4. Appointment documents of legal representatives, directors, supervisors and managers.

5. Certificate of Use of Domicile.

6. Approval documents for licensed projects.

7. Supplementary Information Registration Form.

II. Review and Decision:

The application materials are complete, in line with the statutory forms, conditions and standards, and the decision to approve the administrative license shall be made through the review; The application materials are incomplete, do not meet the statutory forms, conditions and standards, and fail to pass the review, and the decision not to grant an administrative license is made.

3. Issuance and service.

Note: There is no fee for applying for company registration.

Location: Guiyang.

Required information: "Application for Company Establishment and Registration" signed by the company's legal representative;

Articles of Association signed by all shareholders;

Certificate of qualification of legal person shareholder or ID card of natural person shareholder and its copy;

Copies of appointment documents and ID cards of directors, supervisors and managers;

Proof of appointing a representative or entrusting a person;

** ID card and its photocopy;

Proof of use of residence.

Please note that the information should be complete.

Service process: The first step is to verify the name: go to the office hall of the Industrial and Commercial Bureau, which is generally the administrative examination and approval hall or center, submit the pre-selected name, and wait for about half a day to get the company's name verification notice;

The second step is to apply online: submit the information required for the registration of the company (the candidate for the legal representative, shareholders and equity distribution, the articles of association, the company's address lease contract and the copy of the owner's ID card, the legal person ID card, etc.) to the industrial and commercial bureau for online pre-examination.

Step 3: Submit information on the spot: After the online application is approved, go to the examination and approval hall with the required materials to apply for a business license, and the notification page for the specific required materials will be passed;

The fourth step is to engrave the seal and record: go to the store to engrave the company's official seal, financial seal, legal person seal, invoice special seal and other required seals, and then go to the public security bureau for the record, pay attention to the public security bureau to the seal for the record;

The fifth step is to open a basic account at the bank: go to the bank with the certificate to open a basic account of the company, that is, the corporate account in the future;

The sixth step is to upgrade the tax report to the general taxpayer: it is to go to the tax bureau to fill in some information, and if necessary, you can directly apply for a general taxpayer;

The seventh step is the invoicing system: it is to install a dot matrix printer on the computer, if you don't need it, this step can be omitted;

Step 8: It's open!

The conditions for the registration of a company in Beijing include a suitable company name, registered capital, proof of domicile, business scope, etc.

1. Approve the name.

For company registration, name verification is the key. As the first step of company registration, it is very important to verify the name, we can prepare more than five company names for pre-verification, name structure: Beijing + trade name + industry + organizational form.

2. Personal identity authentication.

For 2017, Beijing industrial and commercial registration has made some changes, among which personal identity authentication is the biggest change. If you want to register a company, you need to conduct personal identity authentication, which includes shareholders, legal persons, and supervisors.

That is to say, as long as you are a person in the company registration, you need to go through personal identity authentication.

3. Submit application materials.

There are two ways to submit, the company registration through the ** agency can be directly to the ** agency, and the application materials can be submitted to the industrial and commercial bureau where the business premises are located. Note: Determine the certificate of domicile of the company (Beijing requires the nature of property rights to be commercial or office), registered capital (the larger the registered capital, the greater the responsibility), the business scope and the shareholding share of the shareholders.

It should be noted that the specific materials required to be submitted vary from company to company.

4. Submit the application for enterprise registration and establishment, the articles of association and other documents to the competent Administration for Industry and Commerce and obtain the business license.

5. Receive the seal and engrave the seal.

After receiving the business license, your company registration process is not yet complete, and you will also need to engrave your company seal.

If your company is self-registered, then you need to find a company to engrave the seal, the seal includes: legal person seal, official seal, contract seal, financial seal, invoice seal, a total of 5 chapters.

6. Bank account opening.

There are 2 forms of bank account opening:

The first way is to open a bank account by yourself, and take the relevant application materials of the company to the bank in the city where the company is located to open a basic bank account.

The second is to entrust the ** institution to open a bank account, and the ** institution is responsible for the bank account opening.

7. National and local tax reporting.

Go to the competent national taxation and local taxation authorities to handle the tax report, verify the tax type and apply for an invoice.

8. Miscellaneous. After the company is registered, it also needs to carry out bookkeeping, tax declaration and other matters.