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Hello! It's a pleasure to serve you. Depending on your sum insured and premium budget, 180,000 for critical illness and 200,000 for accident.
However, due to the age of the policyholder, it is recommended to reduce the sum insured appropriately in the later stage. Specifically, you can contact me to develop a suitable protection plan for you according to your specific situation. Peace be upon you!
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This should be focused on your needs, this stage is a high-risk period, so you should pay attention to protection, it is recommended to 180,000 critical illnesses, 200,000 accidents, if you are healthy and healthy, you can reduce the amount of insurance appropriately, you can contact me:
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Hello, this is a universal insurance, it is generally not recommended to buy universal insurance for people over the age of 40, because with the increase of age in the later stage, the cost of protection is not enough to deduct, and there will be a situation where the premium is inverted. If it is a premium of 10,000, you can consider doing Magnum, and if it is 6000, it is not recommended to do Magnum.
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It is recommended to do 150,000 for critical illness, and the same is true for accidents.
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It can be compared with Huaxia
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