I hope you can help me, I don t have any points, all 100 points are out, I hope you can help me

1.The validity of a contract signed by a person with limited capacity for civil conduct is to be determined, and it is retrospectively recognized as valid by the legally-prescribed person. If the other party can prove that your mother has acknowledged the money you borrowed, then the loan is established. Otherwise, it is invalid.

2. If the contract is not returned when it expires, and the two houses belong to whom, this kind of clause is invalid. The normal procedure is like this, if the mortgage house is agreed, then the mortgage registration must be done with the housing management authority, otherwise it will be invalid; Even if the mortgage is valid, it is necessary to pay the mortgagee through the negotiated market price auction or the proceeds from the sale of the house, or the court will auction or sell the house, and it is impossible to directly return the mortgage to the mortgagee.

3. The IOU of 10,006 written by your mother should be owed in her personal name, she is an adult, her debts should be repaid by her, it is not right to sue you, you don't have to bear the debt for your mother, of course you are willing to bear the law is also allowed.

1. Because your mother authorized you to sign the contract, although you are underage, it is still valid

2. The clause in the contract "if it cannot be paid back within the period, the two houses will belong to Mr. Y" is invalid, which is called the liquid clause, and the law stipulates that this clause is invalid

3. The agreement to mortgage the house is also invalid, and the mortgage registration must be completed, otherwise it will be invalid

If you borrow money, you should pay it back, this is the basic credit and credibility of being a person, otherwise your future road will be more difficult, but if you talk about mortgaged houses, it is estimated that the name of the house is not written on yours, and it should have no legal effect.

You'd better find a lawyer to consult.

1. Because your mother authorized you to sign the contract, although you are underage, it is still valid

Disagrees with such a point of view. Because the existing situation does not say that "I" (who was 16 years old at the time of writing the IOU) is a person with full capacity for conduct (a minor over the age of 16 who supports himself with his own labor income is a person with full capacity), "I" was still a person with limited capacity for conduct at that time, and the effect of making the IOU should be to be determined, but the condition does not say that it has been approved by "my" parents, so "my" act itself is invalid. Don't pay attention to the "liquid clauses" or anything in the back, it's too complicated, and it is estimated that people can't understand it.

2. But if your mother later wrote an IOU to confirm that she owed money, she should have to pay it back to her. You have to put forward the first point above, and then explain the relationship between the 50,000 yuan and the 60,000 yuan, the 60,000 yuan already includes the original 50,000 yuan, maybe that person will not admit it, but the judge should have a fair trial.

Don't let your mom gamble.

Discuss with her and give him 20 quick money a day to buy lottery tickets.