Will the cancellation of the Agricultural Bank of China s credit without activation affect its credi

No, not at all.

In general, it doesn't matter! Don't worry too much.

How to cancel a credit card of Agricultural Bank of China:

1. Call ABC credit card customer service at 400-66-95599 (credit card customer service**) or 400-62-95599 (platinum VIP customer service**) to cancel the card.

2. Go to the business outlets of the Agricultural Bank of China to cancel the card, and pay attention to bring relevant identity certificates, such as ID cards.

Measures for the Administration of Bank Accounts

Article 29 The depositary bank shall be responsible for examining the accounts opened and cancelled in accordance with the provisions of these Measures, correctly handling the opening and closing of accounts, establishing and improving the registration system for expenditure accounts, establishing account management files, and regularly reconciling accounts with depositors.

The cancellation of the basic deposit account, the opening or cancellation of the general deposit account, the temporary deposit account and the special deposit account shall be reported to the local branch of the People's Bank of China within 7 days from the date of opening or cancellation.

Extended Materials. Closing a credit card is a mandatory option if you don't want to continue using it, and if you don't, the bank will charge you an annual fee for the credit card.

If the card is not overdrawn, you can apply for account closure at any time.

If your card has not expired, you need to apply for it first, and then go to the bank to cancel the account after a certain period of time.

If the card has expired and the account balance is zero, you can go directly to the designated bank branch to cancel the account.

When closing the account, you should bring the original valid ID card and card, and if it is inconvenient for you to go through the procedures for closing the account, you can have someone else do it on your behalf. The agent needs to hold the power of attorney written by the client (himself) and bring the original valid ID card to handle the account cancellation business.

If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated branch to collect the card, and then go through the formal cancellation procedures after a certain period of time (up to 30 days).

This is mainly because if the cardholder has done a manual card pressing transaction before the account is closed, and the merchant has not handed over the card pressing slip to the bank for account entry at the time of account cancellation, the cardholder has already closed the account, so the bank cannot liquidate normally; On the other hand, if the cardholder consumes or withdraws cash abroad, it may take a few days before the account can be liquidated, and if the account is cancelled immediately, it will also affect the normal liquidation of the bank.

Bank credit cards handled in Changzhi City can be cancelled in Taiyuan City, and the cancellation method is as follows:

**Bank Cancellation:

Credit cards can be cancelled through ** bank. If you must meet the premise that the credit card can be cancelled before you can cancel it, call the corresponding bank customer, enter the card number and information according to the prompts, and handle the account cancellation.

Bank counter cancellation:

1) Bring valid documents, such as ID cards and credit cards.

2) Go to the bank to get your reservation number and queue up.

3) Explain to the service staff that you want to close the account, give the credit card to the bank staff, and fill in the relevant application.

4) The credit card account has been closed.

Note: If the credit card is lost, you need to reapply for a credit card first, and then cancel the account, and the card fee is required to replace the card;

To close the credit card, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card.

How to cancel a credit card if it is not activated.

How to cancel a credit card if it is not activated.

Hello, you can dial the last three digits on the back of the credit card to cancel the card, if you apply for a card, you can handle it on the points e-redemption platform, and the card is fast and the limit is high.

If you don't have an active bank card, it doesn't matter if you don't cancel it.

It is best to call ** to the customer service to cancel the account, and it is better to ensure the safety of the funds involved.

You don't need to log out, just leave it alone, it won't have an impact.

This is on a case-by-case basis.

1. If the card you apply for is a general general card or gold card, with an annual fee waiver policy, as long as you do not activate it, it will not incur a fee, that is, it will not charge an annual fee, and it will not affect your personal credit history.

2. The platinum card level of some banks, regardless of whether it is activated or not, will incur an annual fee as long as the card is issued, such as the platinum airline card of IB.

3. Although some banks have a policy of exchanging points for the annual fee of platinum cards, the points are based on the cardholder's consumption by swiping the card, and there are no points if the consumption is not activated. In this case, the platinum card holder will be overdue due to the non-payment of the annual fee, which will affect the personal credit record.

If you have already applied for a credit card, it is recommended that you use it normally. While the inactivation of some banks' regular and gold cards will not have an impact on personal credit, there are other problems that can arise.

It will not be affected, only the credit card activation overdraft overdue repayment will affect the credit investigation.

Cancellation method: 1. You can call the customer service of the credit card center of the Agricultural Bank of China**, press zero to call the manual service according to the voice prompts, and ask for help to cancel the credit card. In addition, you can also go to the counter of the Agricultural Bank of China to cancel the unopened credit card.

No matter what channel you use to cancel your credit card, the bank staff will do everything possible to keep it, so once you have made up your mind, you must insist on canceling the card and do not be impressed by any words from the staff. 2. It takes manpower, material and financial resources to apply for any credit card bank, so if it is not the credit card you need, it is better to be cautious when applying for a card, so as not to add trouble to yourself and the bank.

Notes on cancellation: 1. Confirm whether the account is closed after 46 days. Credit card cancellation is usually handled through **bank, but **bank processing is not successful at that time.

Cardholders generally need to go to the bank in time to confirm whether the account is cancelled after 46 days of card cancellation, so as to prevent the bank from failing to cancel the card for some reasons, but the cardholder thinks that the card has been cancelled successfully, which will cause unnecessary trouble in the future.

2. Pay off all arrears in a timely manner. This arrears include not only account arrears, but also annual fees, etc. If you pay attention to the former and ignore the latter, the cardholder may still have arrears in the card after the card is cancelled.

Therefore, when canceling the card, you must ask clearly, and you must not leave a penny of debt.

3. Cut the magnetic stripe when canceling the card. If the card is complete, it may still be available in some places where the card number is only required without checking the information. The best thing to do is to cut the magnetic stripe into several pieces and throw them in different garbage heaps to prevent people with ulterior motives from stealing them.

1. Affect credit reporting.

The information of the inactive credit card will be reported in the credit report.

There are detailed records, if there is a credit application in the future, the bank will evaluate such a record, as for the bank to refer to it according to the number or frequency of reference, the worst result is to reject your loan application, or reduce the loan amount.

Therefore, too many unactivated credit cards will affect personal credit reporting.

If the card is not intended to be used, it is better to close the account.

2. Inactivated credit cards will not be automatically cancelled.

Different banks set different dates for automatic cancellation of different types of credit cards. Generally speaking, it is "possible" that the Puka will be automatically cancelled after one year, note that it is possible, but it may also be the same as the Gold Card and the Platinum Card.

Like higher-level cards, they will not be automatically logged out, and if they are not activated, they will only temporarily enter the "hibernate" state.

Therefore, if you don't need a credit card, it's best to take the initiative to call the bank's customer service** to cancel the business, so as not to be overdue due to the annual fee. As for whether to cancel the card or cancel the account, there are still some things to talk about.