Hello, I paid the insurance in the Pacific six or seven years ago, how much does it cost if I want t

Call 95500 to inquire about your policy and have a human consultation.

With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.How cost-effective are CPIC's products?

The main products of Pacific Insurance are Jinyou Life, Children's Super Energy Treasure Enjoy Million, Xin Satisfaction, etc., I stayed up late last night to sort out the products of Pacific Insurance and sort out one"Seven Products Worth Buying for Pacific Insurance".

Hope it helps.

2.What is the level of Taiping Insurance's service in the same industry?

The China Banking and Insurance Regulatory Commission (CBIRC) rates insurance companies based on their claims service, complaint rate, business processing speed and other indicators, with the highest grade being AAA and the lowest being D, in order to give consumers a standard.

Let's take a look at Pacific Life's service ratings:

3.Is Pacific Insurance reliable?

In the fierce competition in the same industry, the company that can make itself rank high will definitely be more reliable. Recently I combed through an article:What are the top 10 insurance companies?

As you can see, Pacific Insurance is number one.

That's all for me"Hello, I paid the insurance in the Pacific six or seven years ago, how much does it cost if I want to make up the payment? "All, look!

This depends on the type of insurance you are applying for, after all, the money you get after the surrender of each policy is different。After we have purchased the insurance, if we want to surrender the insurance policy halfway, we can go to the insurance company with our valid documents to handle the business, but the problem is that the premium we paid before cannot be completely refunded, and only the cash value of the policy can be refunded. This so-called cash value of the policy needs to be calculated according to the type of insurance, the time of payment and the amount of payment.

Everyone's situation is different, and the final result is different, we open the insurance contract we signed at the beginning, which has a specific calculation of the cash value of the policy. If you feel more troublesome, you can also choose to go directly to the business hall for consultation, or call the official customer service ** to ask. The reason why the insurance company wants to deduct part of the premium is not because the insurance company wants to wait for the opportunity to retaliate, but because they need to deduct all the fees such as the commission given to the salesman at the beginning, the service fee over the years, etc., otherwise the insurance company will lose money.

The policyholder defaults first, so the insurance company will not bear the corresponding losses, which is a matter of course in itself. It can also be seen that we must think carefully before buying insurance, many people are fooled by insurance salesmen, and inexplicably buy an insurance, and even some people don't even know what the insurance they bought is, and the money has been handed over. So when buying insurance, you need to understand what you really need, for example, do you need critical illness insurance?

Or do you need pension insurance, or financial insurance, etc.

According to their own needs to choose insurance, the second is to take into account whether the annual premium is within their own ability, if beyond the scope of ability, will affect the existing life, then it is better not to buy, after all, insurance itself is protection for each of us, if beyond the scope of ability, it is a burden.

If you surrender the policy now, you can't even get your principal back, probably only 3 4 of the money in hand, I suggest that you continue to teach, because in this way you can not only have more protection, but also will not let your money suffer losses, if you really want to return, you can call Pacific Life 95500 manual customer service to inquire.

The surrender policy is definitely refundable, but the cash value of the surrender policy is about 30% to 60%. The policy cannot be surrendered in full. If you want to surrender the policy, you can go to the insurance counter with your ID card and policy.

Now if you surrender the policy, you can get more than 10,000 yuan. Because after all, the corresponding contract has been signed, so if you cancel the insurance now, you must deduct some money.

This is decided according to some relevant policies of Pacific Insurance, and about half of it can be returned.

Summary. Excuse me, I bought a Pacific insurance, paid the premium for 4 years, and now I want to surrender the policy, can I get all the money I have paid over the years back.

Send me the cash value statement on your policy to see.

I don't understand. Take a picture and send it to me to see.

Shoot there. This little plus sign in the lower right corner is clicked.

I don't know there.

Isn't there a lot of pages in this policy? You flip through it.

A lot. There is a lot of numbers arranged in it.

Too much to know which one is.

The number after the 4th year above is the amount of money you have to surrender to you.

A statement of cash value, usually on page 1 of the policy.

Pacific Insurance paid a total of 25,600 yuan for 2 years, and the cash value of the policy can be refunded if the policy is surrendered.

Normal surrender. Surrender beyond the cooling-off period will be regarded as normal surrender. Policies that have received insurance benefits are not eligible for surrender. Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the insurance company should refund the cash value of the policy within 30 days from the date of receipt of the application.

The cash value of a policy is the amount of money that can be returned in the event of termination or surrender of the life insurance contract.

In the insurance contract, the insurance company usually needs to deposit a certain amount of liability reserve in order to fulfill the contractual obligations, and when the insured requests to terminate or surrender the policy for any reason within the validity period of the insurance, the insurance company will return the balance of the liability reserve minus the deduction of the cancellation to the insured according to the regulations, and this part of the amount is the cash value of the policy.

Surrender during the cooling-off period.

Cooling-off period surrender refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy. Usually, the insurance company will refund the entire premium after deducting the cost of production.

My friend paid a total of 27,000 yuan in insurance premiums for three years, and he said that he would pay it for 20 years before it could be fully refunded, is there really such a thing, if the insurance company told him that the insured person died, and went there to find someone, this should be a **?

Hello! Surrender is the cash value of surrender, you can read the contract or call 95500 for consultation, it is recommended not to surrender the policy, you can consider other ways to solve your problem. Peace and happiness be upon you!

To surrender the policy, the cash value must be refunded, and the cash value in just two years is about 10,000, and it is likely to be less than 10,000. It is recommended not to surrender the policy, if you need money urgently, you can find out whether you have a policy for this insurance, and you can apply for an emergency policy payment! You can claim about 70% of the cash value as an emergency payment first, and it will not affect the insurance benefits.

Your protection is still there, how good it is, that's what insurance does!

Each policy has a cash value table, and you can calculate the surrender amount for the year based on the corresponding sum insured.

There will definitely be a loss in early surrender, so if you don't need cash urgently, it's best to wait for the cash value to be higher.

If this insurance is the protection you need, don't return it!

Hello. Happy holidays. The purpose of insurance is to protect.

In addition to deducting the initial cost, you also need to deduct the cost of coverage. The remaining cash value is yours, and if it is a participating insurance, there is also a dividend, of course, the dividend is uncertain. It is advisable not to refund the insurance as much as possible.

Money is definitely going to be lost. The most important thing is that when you surrender the policy, you will also withdraw your own protection. Think again.

Peace be upon you.

Hello. Which product is it, since I have been buying it for two years, why are you considering surrendering it now? You should know that if all life insurance contracts are not surrendered at the end of the term, there is a loss for yourself!

If you are in a hurry to use money, it is recommended to consider using the insurance policy to apply for mortgage payment, which is convenient and economical and has no loss, and at the same time has a turnover of funds, which is convenient for yourself! Reference: Why don't you surrender your life insurance policy easily.

Make use of "cash value".

Hello, why do you want to surrender the policy, maybe we can help you solve the problem you are facing.