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Anonymous users2024-02-08What is an evergreen? Is it Ping An Xinsheng?
This is definitely not recommended.
1.Age is the primary consideration.
2.The expenditure of family premiums should be 10%-15% of the annual family income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.
5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.
6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.
7.It is important to prioritize the protection of the main income earners of the family as much as possible.
8.Recommended: Ping An Talisman Participating Insurance, Ping An Universal Insurance, Ping An Fu Whole Life Insurance.
9.My personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.
It is recommended to find professional and honest people, communicate and analyze insurance policies, and do not listen to biased beliefs, mislead operations, and cause your own losses and embarrassment.
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Anonymous users2024-02-07Summary. Additional Information: Ping An Fu Insurance is one of the flagship products launched by Ping An Insurance Group of China.
The main insurance is Ping An Fu 2018 Life Insurance, and the additional insurance is Ping An Fu 2018 Critical Illness Insurance and Ping An Additional Long-term Accident Insurance (2013). Life insurance and critical illness insurance cover for life, and accident insurance can cover up to the age of 70. Ping An Fu 21 Insurance is a whole life critical illness insurance launched by Ping An Life.
The insured is 18 to 55 years old, with an observation period of 90 days and a hesitation period of 20 days. The product mainly covers 120 kinds of critical diseases, 20 kinds of moderate diseases, and 40 kinds of mild diseases. The cooling-off period, i.e., except for short-term insurance, is ten days from the date of entry into force of the contract for the payment of premiums by the insured and 15 days from the date of bancassurance, if the user is not satisfied with the insurance contract, he can apply for the cancellation of the insurance contract and the insurance company will refund the premium in full which is set to protect the interests of the policyholder.
At this stage, the surrender loss is minimal, except for the cost charged by some insurance companies, the surrenderant has no premium loss, and has passed the cooling-off period, but the period of less than two years is the most suitable for surrender.
Hello, if you have bought it for 5 years, it is recommended that you buy it for a few more years. Otherwise, all the money you spent will be in vain.
Additional Information: Ping An Fu Insurance is one of the flagship products launched by Ping An Insurance Group of China. The main insurance is Ping An Fu 2018 Life Insurance, and the additional insurance is Ping An Fu 2018 Critical Illness Insurance and Ping An Additional Long-term Accident Insurance (2013).
Life insurance and critical illness insurance cover for life, and accident insurance can cover up to the age of 70. Ping An Fu 21 Insurance is a whole life critical illness insurance launched by Ping An Life. The insured is 18 to 55 years old, with an observation period of 90 days and a hesitation period of 20 days.
The product mainly covers 120 kinds of critical diseases, 20 kinds of moderate diseases, and 40 kinds of mild diseases. The cooling-off period, i.e., except for short-term insurance, is ten days from the date of entry into force of the contract for the payment of premiums by the insured and 15 days from the date of bancassurance, if the user is not satisfied with the insurance contract, he can apply for the cancellation of the insurance contract and the insurance company will refund the premium in full which is set to protect the interests of the policyholder. At this stage, the surrender loss is minimal, except for the cost charged by some insurance companies, the surrenderant has no premium loss, and has passed the cooling-off period, but the period of less than two years is the most suitable for surrender.
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Anonymous users2024-02-06Summary. If you have purchased Ping An Evergain Insurance and have paid premiums for 20 years, but have not yet used any insurance services, you can consider the following options:1
Continue to have insurance. If you think that insurance may come in handy at some point in the future, or if you want insurance to be passed on to the next generation as a legacy, you can continue to hold the insurance contract, pay as it is written, and wait for the insurance to take effect. 2.
Surrender. If you are no longer interested in having this insurance, or if you have found a plan that is more suitable for you, you may consider surrendering the policy. The specific rules and procedures for surrender vary according to the insurance contract, and you need to consult Ping An Insurance Company to understand the relevant requirements and submit a surrender application.
3.Transfer. If you don't need this insurance but want a portion of the cost, you can consider transferring it to someone else.
The specific regulations and procedures for transferring insurance also vary depending on the insurance contract, and you need to consult Ping An Insurance Company for specific requirements. In addition, it is recommended to carefully consider before making an insurance transfer, and choose a reputable and financially strong buyer and lawyer to operate to avoid unnecessary losses. In conclusion, it is recommended that before making any decision, you need to carefully consider your actual situation and needs to protect your interests to the greatest extent.
The following information is for your reference.
Can you add, I don't quite understand it.
If you have purchased Ping An Evergain Insurance and have paid premiums for 20 years, but have not yet used any insurance services, you can consider the following options:1Continue to have insurance.
If you think that insurance may come in handy at some point in the future, or if you want insurance to be passed on to the next generation as a form of legacy, you can continue to hold the contract, pay as it is written, and wait for the insurance to take effect. 2.Surrender.
If you are no longer interested in having this insurance, or if you have found a plan that is more suitable for you, you may consider surrendering the policy. The specific rules and procedures for surrender vary according to the insurance contract, and you need to consult Ping An Insurance Company to understand the relevant requirements and submit a surrender application. 3.
Transfer. If you don't need this insurance, but want a portion of the cost, you can consider transferring it to someone else. The specific regulations and procedures for transferring insurance also vary depending on the insurance contract, and you need to consult Ping An Insurance Company for specific requirements.
In addition, it is recommended to carefully consider before making an insurance transfer, and choose a reputable and financially strong buyer and lawyer to operate to avoid unnecessary losses. In conclusion, it is recommended that before making any decision, you need to carefully consider your actual situation and needs to protect your interests to the greatest extent.
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Anonymous users2024-02-05It's better to upgrade or it's a lot more affordable.
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Anonymous users2024-02-04No, it is decided according to market demand.
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Anonymous users2024-02-03Yes, 10 years minimum. Are you a salesman, or a customer buying. It's good to buy now, there are 1000 yuan of steam fryer and electric oven to give.
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Anonymous users2024-02-02Yes. It's just that the premium is relatively high.
It's okay to think about it, it's okay to be calm. But we still have to meet, at least you have to let me know that you are okay, my concern will never change.
Ping An Fu is a whole life insurance.
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