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Founded in 1991, CPIC has been selected as one of the world's top 500 companies and is the big brother of the insurance industry. How to evaluate Pacific Insurance Company, mainly look at three questions:
1.How cost-effective are CPIC's products?
There are many products under the Pacific Ocean, Jinfu Life, Happy Million, Children's Super Energy Treasure Auspicious Life, Wealth and Wisdom Win-Win are its main promotions, I spent a week comparing the products of the Pacific Company, sorted out"Seven Products Worth Buying in 2020 by Pacific Insurance".
Hope it helps.
2.How is Pacific Insurance's service?
Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.
The ratings of Pacific Insurance are as follows:
Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.
3.Is Pacific Insurance reliable?
I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Here's an up-to-date list:
Which of the top 10 insurance companies is good.
You can look at which companies go beyond the Pacific.
That's all for me"Is acute cerebral infarction one of the 50 major illnesses in Pacific Insurance?"All, look!
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Which product from Pacific?
Look at the terms of the contract.
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Specification for the Use of Disease Definitions in Critical Illness Insurance", the first new critical illness insurance launched. The product covers 35 critical illness benefits and 8 specific illness benefits, and provides market-leading high percentage advance payment for major surgery and specific illness insurance benefits.
Hello! The 35 critical illnesses of Pacific Protector are:
Malignant tumor, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting,
End-stage renal disease, multiple limb loss, acute or subacute severe hepatitis, benign brain tumor, chronic liver failure decompensation,
Sequelae of encephalitis or meningitis, deep coma, deafness in both ears, blindness in both eyes, paralysis,
Heart valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe third-degree burns,
Severe primary pulmonary hypertension, severe motor neuron disease, loss of speech ability, severe aplastic anemia, aortic surgery,
End-stage lung disease, severe multiple sclerosis, severe coronary heart disease, primary cardiomyopathy, systemic lupus erythematosus,
Severe rheumatoid arthritis, generalized myasthenia gravis, severe Crohn disease, poliomyelitis, human immunodeficiency virus due to occupational relationships.
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Summary. Hello, patients with mild cerebral infarction should pay attention to controlling blood pressure, blood sugar, and blood lipids, and only by controlling blood pressure within the normal range can the probability of causing other complications be reduced as much as possible and the symptoms of mild cerebral infarction can be reduced. Minor cerebral infarction can be relieved by medication, so as to alleviate the symptoms of mild cerebral infarction and prevent minor cerebral infarction from further deteriorating into severe cerebral infarction.
If you have a slight hemiplegia, you can exercise it through the first function, with acupuncture, massage, and physiotherapy of traditional Chinese medicine.
Hello dear, I am happy to answer your <>
At present<> critical illness insurance of Chinese insurance companies will definitely include 25 diseases stipulated by the Insurance Regulatory Commission, such as malignant tumors, blindness, paralysis, severe Parkinson's disease, severe Alzheimer's disease, etc., but cerebral infarction is not included.
Hello, patients with mild cerebral infarction should pay attention to controlling blood pressure, blood sugar, and blood lipids, and only by controlling blood pressure within the normal range can the probability of causing other complications be reduced as much as possible and the symptoms of mild cerebral infarction can be reduced. Minor cerebral infarction can be relieved by medication, so as to alleviate the symptoms of mild cerebral infarction and prevent minor cerebral infarction from further deteriorating into severe cerebral infarction. If you have a slight hemiplegia, you can exercise it through the first function, with acupuncture, massage, and physiotherapy of traditional Chinese medicine.
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Malignant tumor, Fanhui acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting (or coronary artery bypass grafting), end-stage renal disease (or chronic renal failure uremia stage);
Multiple limb loss, acute or subacute severe hepatitis, benign brain tumor, decompensated chronic liver failure, sequelae of encephalitis or meningitis, deep coma, deafness in both ears, blindness in both eyes, paralysis, valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe third-degree burns;
Severe primary pulmonary hypertension, severe motor neuron disease, loss of language ability, severe aplastic anemia, aortic surgery, severe multiple sclerosis, severe type I diabetes mellitus, severe primary cardiomyopathy, erosive molar pregnancy, systemic lupus erythematosus.
Further information: In the insurance industry, the types of critical illness insurance can be divided into several different forms, according to the insurance period, it can be divided into term insurance and whole life insurance, and according to the form of payment, it can be divided into additional benefit insurance and early payment insurance.
The details are as follows: 1. Term insurance.
Term insurance, as the name suggests, is to provide coverage for a certain period of time. If you purchase a maximum of 30 years, you can only cover for 30 years, and you can't do it for an extra day. This type of insurance is consumer-based, and the premium will not be refunded when there is no claim, which requires the policyholder to pay special attention to avoid unnecessary arguments.
2. Whole life insurance.
Whole life insurance is a lifelong protection for the insured. However, there are two main forms of lifetime protection, one is that when the insured survives to the limit agreed in the contract, the insurance company will pay the same insurance benefit as the critical illness insurance. The other is to provide critical illness protection to the insured until the death of the insured.
3. Additional benefit insurance.
When paying additional insurance, you need to purchase other main insurance at the same time, such as purchasing endowment insurance at the same time, generally this kind of celery sedan car such as the type of insurance belongs to the consumption type, designed according to the natural rate, as long as the premium is not refundable when the claim does not occur, but the death can be paid in cash according to the insured amount of the main insurance.
4. Pay in advance.
Insurance pays insurance in advance, and it is generally necessary to purchase other main insurance, and most of them are limited to the purchase of whole life insurance at the same time. Among them, the death benefit is generally settled according to the sum insured of the main insurance.
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Summary. Hello dear and happy to answer your questions! Brain aneurysms are not covered by Taiping Insurance's critical illness insurance, and if people have brain aneurysms themselves, then health insurance such as critical illness insurance and medical insurance is usually not available.
Hello dear and happy to answer your questions! Brain aneurysms do not belong to Taiping Insurance's critical illness insurance, and if you have brain aneurysms and aneurysms, then you can't buy health insurance such as critical illness insurance and medical insurance.
The aneurysm is seriously attacked, and the bridge is not skilled, and it will definitely be compensated. Generally speaking, after the diagnosis of an aneurysm, if a ruptured cerebral aneurysm clipping surgery is performed, then critical illness insurance can pay out; However, if it is a preventive surgery for a brain articular aneurysm (not ruptured), skull punch surgery, aneurysm embolization surgery, endovascular surgery and other cranial surgeries, the critical illness insurance will generally not cover the claim.
However, it still depends on whether you have a mild illness or a serious illness, and generally Taiping Insurance Company does not pay for mild illness.
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Summary. Cerebral aneurysm is a subarachnoid hemorrhage caused by an intracranial aneurysm and should fall under the category of "cerebral hemorrhage". "Cerebral hemorrhage" should be classified as a major disease. Generally, most of them are benign tumors, which are subject to examination.
Hello, glad to answer for you. This needs to be subject to the insurance contract you have purchased, and some do not cover certain diseases, pro.
Cerebral aneurysm is a subarachnoid hemorrhage caused by an intracranial aneurysm, which should fall into the category of "cerebral chronic hemorrhage". "Cerebral hemorrhage" should be classified as a serious disease. Generally, most of them are benign tumors, which are subject to examination.
You can take a look at your contract, pro.
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Summary. Hello dear, happy to answer your <>
Does Pacific Insurance Critical Illness refer to Behcet's disease, systemic sclerosis , hypercortisolism, primary hyperaldosteronism, rheumatoid arthritis (active phase), allergic Xing purpura with nephropathy, hypoplasia and purpura, pituitary tumor, diabetes insipidus, polycythemia eucythemia, primary xing polycythemia, primary xing fibrosis, chronic renal insufficiency, Chronic aplastic aplastic disorders, lytic aplastic syndromes, dysplastic syndromes.
What are the critical illnesses of Pacific Insurance?
Hello, dear, I am happy to answer your <>
What is the critical illness of Pacific Insurance, refers to Behcet's disease, systemic sclerosis disease, hypercortisolism, primary hyperaldosteronism, rheumatoid arthritis (active stage), allergic Xing purpura and nephropathy, xue plate reduction xing purpura, pituitary tumor, diabetes insipidus, eucythemia, primary xingxue small quarrel polyplate, primary xing fibrosis, chronic xing renal insufficiency, Chronic aplastic aplastic disorders, lytic aplastic syndromes, dysplastic syndromes.
Pacific Companion Life Critical Illness Insurance includes: Pacific Life Golden Blessing Helu Pants Family Joy Critical Illness Insurance, Pacific Golden Classic Life, Pacific Life Super Energy Treasure Celebration Edition Critical Illness Insurance, Pacific Blessing Ankang Critical Illness Insurance, Pacific Auspicious Ankang Critical Illness Insurance, Pacific Life Jinfu Shuanglu Critical Illness Insurance and other products. Founded on May 13, 1991 and headquartered in Shanghai, China Pacific Insurance Co., Ltd. is also the first insurance company to be listed in Shanghai, Hong Kong and London.
It has life insurance, life insurance products, annuity products, short-term accident products, health products and other products.
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Founded in 1991, Pacific Insurance Company is one of the three largest life insurance companies in China. According to the summary of Pacific Life Insurance's quarterly solvency report for the third quarter of 2022, its core solvency adequacy ratio is 143%, its comprehensive solvency adequacy ratio is 241%, and the comprehensive risk rating result for the second quarter of 2022 is AA. It can be said that Pacific Insurance is a very good insurance company.
If you also want to know more about Pacific Life Insurance, you can take a look at this article:How about Pacific Insurance, is it reliable, and what are the precautions?
We all know that there are many critical illness insurances under Pacific Insurance Company, and the protection content of each critical illness insurance is also different. Caves.
Most critical illness insurance policies on the market generally include critical illness, moderate illness, and mild illness coverage, but the number of diseases included in each product is slightly different. After the implementation of the new regulations, the current critical illness insurance contains a total of 28 types of critical illnesses that must be insured, and this part of the critical illness can be sure to be included in the product, which is shown in the following **:
If you also want to know what illnesses are covered by critical illness insurance, you may want to check out the following article:What illnesses are covered by critical illness insurance? I don't know if it's a blind way, don't buy this magic liquid!
Having said all that, in fact, we consumers don't have to care too much about what is included in critical illness insurance, after all, these 28 major illnesses that must be insured account for the majority of claims. In addition, when we choose critical illness insurance, the most important thing to look at is whether the protection content of the product is complete, such as whether it includes the basic protection of critical illness, moderate illness and mild illness. For those who want to know what else we need to pay attention to when buying critical illness insurance, you can take a look at the following article:
When buying insurance, you need to pay attention to these when buying critical illness insurance!
Hope!
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