Pacific Insurance pays 340 yuan per month, pays 15 guarantees, and what insurance is it for 20 years

Are you talking about Gillibao? Is it accident insurance?

Pay 15 years for 20 years, the principal + dividends will be given to you at the end of the contract, according to the premium, you should be 19---25 years old.

If you want to know more, you can send me an email and I will get back to you.

With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Let's evaluate Pacific Insurance Company with the following three questions:

1.Compared to other companies, are Pacific Insurance's products worth buying?

The popular products of Taiping Insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., after combing through the products of Pacific Insurance, I sorted out one"Seven Worthwhile Products for Pacific Insurance in 2020".

Friends who are interested in Pacific products can click on it to take a look.

2.In terms of service, is the level of Pacific Insurance high?

In order to give everyone a standard, the China Banking and Insurance Regulatory Commission (CBIRC) rates the service according to indicators such as claims service, how many complaints, and business processing speed, with the highest level being AAA and the lowest being D.

The ratings of Pacific Insurance are as follows:

3.Is Pacific Insurance reliable?

Friends who are worried that the insurance company will be unreliable should be afraid that it will be difficult to settle claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Earlier I compiled a following:

Top 10 insurance companies** points!

You'll be able to see which companies are better than Pacific Insurance.

That's all for me"Pacific Insurance pays 340 yuan per month, pays 15 guarantees, and what insurance is it for 20 years"All, look!

There is an insurance product in Pacific Life Insurance that pays for five years and receives money at the age of 20 should be annuity insurance products, because annuity insurance is an insurance that can withdraw money on time after paying a certain premium. And if it is agreed to start receiving it at the age of 20, it is likely to be educational annuity insurance.

So what exactly is Pacific Insurance? Are its products worth insuring? If you are interested, you may want to see: How is Pacific Insurance, is it reliable, and what are the precautions?

Insurance such as education insurance is still insurance with a certain financial nature, after all, if you can receive all the annuities, you often have "earned".

If it is a traditional education annuity insurance, its income can be locked in when insured, so you can roughly calculate how much money you will receive when you apply for insurance, and you can determine in advance whether it can meet your own protection needs.

But you still have to pay attention to these points when buying annuity insurance: learn this trick and stay away from the 99% pit of annuity insurance.

However, if you don't have a protection insurance yet, it is recommended to look at the protection insurance first.

After all, a product like annuity insurance needs to reach the agreed time to withdraw the agreed amount of money, if the money is invested in it, there is an unfortunate more serious disease or any accident on the way to urgently need money, this money is also difficult to take out emergency, and even if it is taken out, it may not play such a big role.

However, if you can buy protection insurance, it is different, such as critical illness insurance, medical insurance, accident insurance and life insurance, each product has a corresponding protection function.

For example, if the critical illness insurance is unfortunately insured after the insurance, it can pay a large amount of money at one time (depending on how much insurance the individual buys, usually 300,000, 500,000, etc.), which can be used for illness**, and can also compensate for family economic losses, and its role is more targeted.

For those who still don't know much about these protection insurance, you can see: what is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

Hello, there are many insurance products, which are not easy to find, what is insured, and the premium is very different according to age.

I see a lot of questions about surrender, in fact, surrender is very convenient, you can directly call the insurance company's ** for consultation to get a more accurate reply. What makes me wonder is that since I have chosen to buy insurance, I have proved that I have the ability to pay the premium, and I also have a certain economic strength, why I thought of surrendering the insurance after paying the premium for a few years or even more than ten years. The insurance has a cooling-off period of more than ten days, and the loss of surrender during this period is minimal, and there is a loss at any other time, unless it can be proved that there is a mistake when the salesman sells the insurance, or the signature on the insurance is not signed by himself.

If you buy long-term life insurance, its biggest role is protection, not making money, so in order to make the protection last, it is not recommended to take it out in 20 years. The cash value of the policy also grows over time, and more money can be withdrawn by leaving it for a few more years.

First, it depends on what kind of insurance you buy. Looking at the problem, I just said that I bought Pacific insurance, but I didn't say what kind of insurance I bought. The value of each insurance plan is different, and the cash value is different from year to year.

But when it comes to paying more than 3,000 a year, it should be participating insurance or long-term life insurance. The 20-year premium should be paid, and if it is a life insurance, you can't even get the principal back.

2. How much can be withdrawn depends on whether it is withdrawn at maturity or surrendered halfway. There is a long-term accident insurance in the Pacific Ocean, which covers 20 years, and if the insurance has expired after 20 years, you can withdraw twice the amount of the premium. If it is a whole life insurance, even if the policy is surrendered halfway after 20 years, the principal cannot be refunded at this time, and the protection is gone.

3. If you don't need the money urgently, it's best not to take it out yet. Long-term life insurance is not recommended to surrender the policy halfway, especially when the premium has been paid, if you do not take out the protection, it will accompany you for life, not to mention the loss of withdrawal, and the premium will be several times more expensive than before when you buy insurance at a certain age. So if you are not in a hurry to use the money, it is best not to surrender the policy at this time.

It depends on what kind of insurance you buy, and what kind of rate of return you have, according to my own rate of return and other circumstances, you can get 150,000 in 20 years.

At this time, it is necessary to determine the dividend interest behind different insurances, if the dividend interest is relatively high, then you can get about 100,000 yuan after 20 years.

It is impossible to know for sure, because we don't know what will happen in 20 years, and it will depend on the economic situation at that time.

Summary. Dear, hello, I'm glad to answer for you, the Pacific pays 1410 yuan a year is the compulsory traffic insurance The full name of the compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is the insurance company's personal and property losses for the victims caused by road traffic accidents in insured motor vehicles.

What insurance in the Pacific pays 1410 yuan per year.

Dear, hello, I am very happy to answer for Wang Ji, the Pacific pays 1410 yuan a year is trapped in the oak compulsory insurance The full name of the compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is the insurance company's road traffic accident caused by the insured motor vehicle.

The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", and the stupid scum is a compulsory liability insurance for the personal and property losses of the victims (excluding the personnel of the car and the insured) caused by road traffic accidents caused by the insured motor vehicle, and the compensation is given within the liability limit. Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

From September 19, 2020, the Guiding Opinions on the Comprehensive Reform of Motor Insurance will be officially implemented, and the total liability limit of compulsory traffic insurance will be increased from 10,000 yuan to 200,000 yuan.

Summary. Legal basis: Pacific Insurance began to pay 3480 for 10 years in 2011, and received all the Social Insurance Law of the People's Republic of China at the age of 60 The Social Insurance Law of the People's Republic of China has been adopted by the 17th meeting of the Standing Committee of the 11th National People's Congress of the People's Republic of China on October 28, 2010, and is hereby promulgated and effective from July 1, 2011.

In accordance with the Decision of the Standing Committee of the National People's Congress on Amending the Social Insurance Law of the People's Republic of China adopted at the Seventh Session of the Standing Committee of the 13th National People's Congress on December 29, 2018, the Table of Contents, Chapter 1, General Provisions, Chapter 2, Basic Pension Insurance, Chapter 3, Basic Medical Insurance, Chapter 4, Work-related Injury Insurance, Chapter 6, Unemployment Insurance, Chapter 7, Maternity Insurance, Chapter 8, Social Insurance**, Chapter 9, Social Insurance Administration, Chapter 10, Social Insurance Supervision, Chapter 11 Legal Responsibility Chapter 12 Supplementary Thank you for your trust in me, the above is mine, thank you

Pacific Insurance began to pay 3480 for ten years in 2011, and how much money does it receive in January at the age of 60.

Pacific Insurance began to pay 3480 for 10 years in 2011, and received all in January at the age of 60.

1. People's Bank of China Law; 2. Banking Supervision and Administration Law; 3. Commercial Banking Law; 4. ** law; 5. Insurance Law; 6. Negotiable instruments law; 7. Anti-money laundering law; 8. Regulations on the Administration of Renminbi.

Legal basis: Pacific Insurance began to pay 3480 for 10 years in 2011, and received all the Social Insurance Law of the People's Republic of China at the age of 60 The Social Insurance Law of the People's Republic of China has been adopted by the 17th meeting of the Standing Committee of the 11th National People's Congress of the People's Republic of China on October 28, 2010, and is hereby promulgated and effective from July 1, 2011. In accordance with the Decision of the Standing Committee of the National People's Congress on Amending the Social Insurance Law of the People's Republic of China adopted at the Seventh Session of the Standing Committee of the 13th National People's Congress on December 29, 2018, the Table of Contents, Chapter 1, General Provisions, Chapter 2, Basic Pension Insurance, Chapter 3, Basic Medical Insurance, Chapter 4, Work-related Injury Insurance, Chapter 6, Unemployment Insurance, Chapter 7, Maternity Insurance, Chapter 8, Social Insurance**, Chapter 9, Social Insurance Administration, Chapter 10, Social Insurance Supervision, Chapter 11 Legal Responsibility Chapter 12 Supplementary Thank you for your trust in me, the above is mine, thank you

It is an endowment insurance. The kind that receives money after the age of 60.

How much do you pay. 3480 a year, pay for ten years.

How many years can I get it. Decade.

Summary. The cash value of the policy is a cash value table on the paper policy. The cash value refers to the amount that is refunded by the insurance company to the policyholder when the policyholder surrenders the policy or the insurance company terminates the insurance contract.

Generally speaking, it can be simplified as follows: cash value of the policy = premiums paid management expenses apportioned amount salesman commission net premiums required by the insurance company to bear the insurance liability of the policy interest accrued on the remaining premiums. The insurance company will give a clear cash value statement for the year.

Hello dear, if you surrender the policy, you can only refund about 30% of the premium paid 60%.

If you want to know how much you can refund, you can open the cash value table of the policy and find the corresponding year and the corresponding cash value.

The cash value of the policy is a cash value table on the paper policy. The collapse of the cash value refers to the part of the amount that is refunded by the insurance company to the policyholder when the policyholder surrenders the policy or the insurance company terminates the insurance contract. In general, it can be simplified as:

Cash value of the policy = premiums paid Management expenses apportioned amount Salesman's commission Net premiums required for the insurance company to bear the insurance liability of the policy Interest accrued on the remaining premiums. The specific figure will be given by the die slag insurance company for the year with a clear cash value table.

Summary. Hello dear! Pacific Insurance.

China Pacific Insurance (Group) Co., Ltd. was formally established on May 13, 1991, and Pacific Insurance is a national joint-stock commercial insurance company approved by the People's Bank of China. In 2001, according to the approval of the reform of the system of the division of business institutions of China and the China Insurance Regulatory Commission, Pacific Insurance Company officially changed its name to "China Pacific Insurance (Group) Co., Ltd." Pacific Insurance is the second largest property insurance company in Chinese mainland, second only to China Property Insurance, and one of the three major life insurance companies.

Hello dear! It's a good deal.

Hello dear! Because you only paid a total of 86,400 yuan after 18 years, but you can insure 130,000 yuan.

Hello dear! Pacific Insurance. China Pacific Insurance (Group) Co., Ltd. was formally established on May 13, 1991, and Pacific Insurance is a national joint-stock commercial insurance company approved by the People's Bank of China.

In 2001, according to the approval of the reform of the system of the division of business institutions of China and the China Insurance Regulatory Commission, Pacific Insurance Company officially changed its name to "China Pacific Insurance (Group) Co., Ltd. Qiaona Company". Pacific Insurance is the second largest property insurance company in Chinese mainland, second only to China Property Insurance, and one of the three major life insurance companies.

Hello dear! If it is the amount of critical illness insurance, it is not cost-effective, and you need to judge it according to the type of insurance you buy.

It seems to be life insurance.

Hello dear! If it's life insurance, that's normal.

Hello dear! If that's the case, it's not a good deal.

Hello dear! It is not cost-effective for you to be reimbursed by this insurance.

Hello dear! Critical illness and disability only claim 130,000 yuan, which is not cost-effective.

Hello dear! You can find a company that can Li Bai about 200,000, which will be better.