What should I pay attention to when buying a second hand private house, and what should I pay attent

1. The property rights are clear and there are no disputes. The seller is the registrant on the real estate certificate 2, the two certificates are complete The land certificate and the real estate certificate are available 3. The transfer procedures must be handled at the real estate bureau, and the real estate transaction must be registered and announced, otherwise it shall not be confronted by a third party 4. The sale and purchase contract is signed on the date of the deposit paid by the house, and the transfer date is agreed, and the deposit is up to 20% of the total price of the house, and the deposit adopts the principle of double penalty, and the seller will pay double compensation for breach of contract, and the buyer breaches the contract, and the deposit cannot be recovered. 5. When buying a second-hand house, the community environment and neighborhood relationship should be inspected (this is not very important) 6. The household registration should be clear, whether there is a homeowner or other person's household registration in the house, and whether the household registration can move out on time after the house is sold 7. When the contract for the sale of second-hand housing is signed, you must pay attention to:

The total price of the house = deposit + down payment + (loan) + final payment The final payment is to retain a certain amount of house payment, after the handover of the house, the property water and electricity and other expenses are settled, and the house is paid to the seller after the household registration moves out. 8. Negotiate with the seller on the payment of taxes and fees, and pay their own taxes? Or does the seller not pay taxes?

It must be written into the contract 9, the specific age of the house. and whether the house is a murderous house. Why should homeowners sell their houses?

What should I pay attention to when buying a second-hand house?

1. Verify the identity of the seller. If it is an individual, look at his ID card; If it is a unit, go to the industrial and commercial bureau to see its archives; If the seller has a ** person, see if he has a notarized power of attorney.

2. Go to the housing authority to check the seller's real estate certificate. If the house is jointly owned by multiple people, the seller must provide the identity documents of all the co-owners and a written document agreeing to sell the house; In the case of joint property, whether the written consent of the seller's spouse has been obtained; If the property is rented, the seller must provide a written opinion from the tenant agreeing**; If the house has been mortgaged, the seller must provide a written document that the mortgagee agrees to the house**.

3. If you buy a house through a housing agency, the buyer should choose a formal intermediary agency with a certain degree of credibility, and if necessary, you can check the intermediary agency"Two certificates", one is the business license issued by the industrial and commercial department, and the other is the intermediary qualification certificate issued by the Housing and Land Administration.

4. Carefully check whether the name in the seller's ID card or industrial and commercial file is consistent with the owner of the house on the real estate certificate.

5. If you buy public housing, you must understand whether the public housing you buy is the cost price or the standard price, and the public housing purchased at the standard price must be made up at the cost price when it is transferred. Since the original unit of public housing generally retains the right of first refusal of public housing, the seller should be required to provide a written opinion on the waiver of the right of first refusal of the unit; In addition, due to the particularity of the military, hospitals, and schools, public housing is not allowed without the consent of the single change of family position.

6. If the purchased house is purchased public housing or affordable housing, the seller must also provide a letter of approval from the ** department for its listing transaction.

7. If you know that the house you want to buy belongs to the following situations, you must not buy it: the house that has been included in the scope of the demolition announcement or the house that has been expropriated by the state; Houses that have been seized by people's courts or administrative organs in accordance with law; Houses that are illegally or illegally constructed; Houses with property rights disputes.

8. Review the quality of the house and other supporting facilities. In this link, in addition to checking the more intuitive aspects such as the house type, structure, and materials, buyers must also further understand the details of power supply, water quality, high water pressure, gas, heating, pipeline direction, etc.; Learn about the services provided by the property management company and the charging standards.

9. The key commitments should be reflected in the housing sales contract. When the transaction price declared by the real estate management department is significantly lower than the market price, or when the purchased house is mortgaged, the purchased house shall be evaluated; Special attention should be paid to the fact that any key agreement on the transaction or any commitment by the seller should be reflected in the contract and cannot be replaced by an oral agreement, which cannot be proved in the event of a dispute. The necessary terms of the contract mainly include:

The area of the house and its ancillary facilities, the price and payment method, the land use period, the delivery period of the house, the liability for breach of contract, etc.; If you choose the payment method of the mortgage loan, you must go through the loan procedures in accordance with the regulations.

What do I need to pay attention to when buying and selling second-hand housing? What you must know to buy a house, otherwise you will be pitted!

If the buyer is familiar with the real estate transaction process, the intermediary can be omitted, but there is a certain risk in the transaction and the property cannot be transferred, and this risk is in the hands of the seller, and you buyer can not properly control or avoid it.

Transaction taxes are charged according to the transaction amount, the age of the real estate certificate and per square meter**, you have to wait for 2 years after the real estate certificate to be exempt from large taxes. Too long ago probably.

Private transactions of second-hand houses, divided into the buyer's mortgage loan payment and the buyer's full purchase of the house, the specific process is as follows:

1. The buyer takes out a mortgage loan to buy a house.

Bank credit investigation (go to the People's Bank of China to check the buyer's credit information);

Property rights investigation (investigation of whether the property is mortgaged, seized, disposed of, inherited, and co-owners);

Pay the deposit to the seller and reserve the balance of the house;

At the same time as the house is transferred, the bank reviews the loan conditions;

The bank issues the loan to the seller's account;

The two parties jointly do the property delivery (water, electricity, gas, heating, property fees, the original homeowner's account must move out);

Pay the balance to the seller.

2. The buyer buys the house in full.

Property rights investigation (investigation of whether the property is mortgaged, seized, disposed of, inherited, and co-owners);

The buyer pays the seller's deposit;

Both parties work together to transfer the house;

The two parties jointly do the property delivery (water, electricity, gas, heating, property fees, the original homeowner's account must move out);

The buyer pays the seller in full.

1. Viewing the house.

The buyer makes an appointment with the seller to go directly to the property.

Second, talk about housing prices.

The buyer has the intention of the house, and talks directly with the seller**, and the purchase of the house is actually the same as us buying something, but the value of the house is relatively high, and you can bargain.

3. Housing file checking.

The buyer brings the relevant information to the real estate bureau to inquire, mainly to check the seller's house information, whether the house is legal, whether there are multiple property owners, whether there are debt disputes and other issues.

4. Sign the "Second-hand Housing Sales Contract".

5. Housing transfer.

There are two types of conveyancing for sellers:

1. Red book in hand: submit the information directly to the real estate management bureau, wait for acceptance, and wait for the buyer to pay after acceptance.

2. Red book mortgage: first go to the guarantee company to redeem the red book, and you can directly hand it over to the guarantee company to directly connect with the buyer.

There are also two scenarios for buyers:

1. Full payment: After the real estate management bureau accepts it, pay directly to the seller or the bank designated by the seller, and get the red book after the transfer.

2. Mortgage loan: buy a house to pay a down payment, the balance is to borrow from the bank, here you can select a loan bank, let the bank and the seller or the seller's guarantee company docking.

The buyer and seller are responsible for their own work, their own expenses, their own preparation of their own materials, and their own problems.

Sixth, the delivery of the house. According to the terms of the transaction negotiated at that time, as well as the matters that need to be paid attention to in the delivery, the buyer confirms one by one, looks at those who have problems, and those who are fine, and when the seller has taken care of all the matters and delivered the house and its ancillary things to the buyer, the delivery will be completed.

Most of the second-hand housing transactions are carried out privately, and some buyers will trade through professional real estate agencies, but if you buy second-hand houses through real estate agencies, you need to pay a certain amount of intermediary fees to the real estate agency companies, and some buyers will choose to buy second-hand houses by themselves in order to save this cost.

1. Verify the property rights of the house.

The first thing to determine when buying a second-hand house is the property rights of the second-hand house, for the second-hand house without property rights, even if it is cheaper, we should not buy it, after all, even if the house without property rights is signed a purchase contract, it is not possible to go through the transfer procedures, in this case, the buyer does not have a property right certificate to prove his ownership of the house. The more common second-hand houses are small property rights houses, and some small property rights houses also have property rights certificates, but they are only township property rights and do not have the qualifications for listing.

2. Verify the identity of the seller.

Although some second-hand houses have property rights certificates, if the seller is not the property owner, he cannot ** the house and go through the house transfer procedures, so the buyer also needs to pay attention to verify the identity of the seller. When checking the identity of the seller, the buyer should pay attention to whether the name on the seller's ID card is consistent with the name on the property ownership certificate, and pay attention to whether there is a co-owner on the property ownership certificate.

3. Inquire about household registration.

The problem of household registration is a problem that many buyers will forget, so many friends who have bought second-hand houses will regret it, and they did not notice this problem when they went through the second-hand housing transfer procedures. The issue of household registration is very important in our lives now, and the buyer and seller must negotiate clearly when handling the transfer procedures of the second-hand house, because after the second-hand housing transaction, many sellers will not take care of it.

4. Pay attention to the safety of funds.

We must pay attention to the security of funds in the process of real estate transactions, the amount of funds in real estate transactions is not small, once there is a problem in terms of funds, it can be said that it is a family half a life, personal private transactions often lack mutual trust, the seller generally only wants to take the money, but the buyer is in a hurry to get the house, it will lead to the buyer and seller do not pay attention to the security of the transaction funds, buyers should pay attention to each payment to sign a written agreement to accompany, and signed and sealed by both parties to confirm the reservation.

There is also a problem in the private transaction of second-hand housing, that is, to find second-hand housing, in the case of the previous network is not connected, many people buy second-hand housing through acquaintances introduced, more reliable, but now second-hand housing is found on the Internet, the truth of the ** also need to be distinguished by themselves, the above is about the introduction of the details of the private transaction of second-hand housing.

What do I need to pay attention to when buying and selling second-hand housing? What you must know to buy a house, otherwise you will be pitted!

The agent will never tell you about the second-hand housing trap: don't pay attention to these 3 points when signing a contract, and be careful of being deceived.

The other party's house book and land certificate are complete, keep a copy of the other party's ID card, and go to the formal trading department to trade, and the staff will give you the formalities when the transaction occurs. If the house book is not down, or it is a small property right, you must go to the notary office to notarize, as long as the notary office recognizes it. If you don't give notarization, don't buy it.

If you want to pay, you can take the other party directly and go to the bank to transact, which is the safest.

Private transactions, most importantly, are secure.

First of all, if you buy a house, you must understand the authenticity of the house, and before you have a money transaction, you must go to the housing authority to check the file to see if the property is real? Is there a debt dispute? Is it frozen by the court? Be sure to investigate clearly.

The main essence is that the price, who will bear the transfer costs, and the remarks (such as when will the account be moved?) What's left behind? How much do you owe for the property fee, heating fee, etc.)

If you want to make a payment, it is recommended that when the buyer and seller and the housing authority trade, each bring one more person, one group of people in the bank, and one wave in the housing authority, at the same time.

All in all, it is to be careful, cautious and polite, we are buyers, real gold ** spend out, we must ensure safety!

We all know that second-hand houses can be bought and lived in immediately, avoiding the trouble of decoration, so many buyers prefer to buy second-hand houses, but compared with new houses, buying second-hand houses is very risky. If you don't pay attention, you can suffer a lot of losses. So what I'm going to talk about today is, pay attention to buying a second-hand house!

The more detailed these 4 details are.

If the sale and purchase of Chinese properties is a private transaction, you need to pay attention to:

1. When signing a personal second-hand housing contract, the authenticity of the signing entity should be checked, and the identity information of the seller and the information of the real estate certificate should be checked to see if they are consistent.

2. When signing the contract, it is necessary to indicate the delivery time of the property and determine it. As well as the handover of water, electricity, gas, property management and other fees, the seller should make up for the previous fees in a timely manner.

3. When paying the deposit, you should agree on what penalties should be imposed if you breach the contract, and if you are not at ease, you can find a third-party supervision for management.