What is the ranking of high yield wealth management products? Are there any good fixed term wealth m

Hello, it is very important to choose a regular platform for financial management, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman Wealth Management is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified wealth management products such as bank deposit products, pension security products, and public offering of ** brokerage asset management plans. Du Xiaoman Wealth Management helps users carefully select high-quality financial products, and users choose suitable financial products according to their liquidity preferences and risk preferences.

At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and 100% of the previous "fixed income" wealth management products have also completed the payment of principal and interest.

In addition, Du Xiaoman Wealth Management prefers cooperative bank deposit products, with an interest rate of about 4%, and according to the provisions of the "Deposit Insurance Law", personal ordinary deposits enjoy deposit insurance protection, that is, users enjoy 100% compensation of principal and interest within 500,000 yuan for ordinary deposits in a single bank, so the bank deposit products on Du Xiaoman Wealth Management are still very reliable. You can search for "Du Xiaoman Financial APP" in the application market for detailed product information, and the specific product-related information is subject to the actual page of the official APP of Du Xiaoman Finance. Investment is risky, and financial management needs to be cautious!

This is provided by Compo Finance, look at financial information, choose Compo Finance, I hope this will be helpful to you.

Zhou Zhouying, I have already invested in several issues.

1. Smart Deposit

The issuer of smart deposit is generally a direct bank or a private bank, and in essence, it is also a bank deposit product. How is it "smart"? It is more flexible in the way it calculates interest. Let's take WeBank's smart deposit as an example.

The deposit period of this product is 5 years and can be withdrawn in advance. If the deposit period is less than 1 month, and the withdrawal interest rate is more than 1 month, the withdrawal interest rate is 4%; The deposit period is more than 3 months, 6 months, and 1 year, all of which have corresponding interest rate standards, and the advantages of the highest smart deposit are high security, and flexible access and withdrawal, and the expected return is relatively high, which can be flexibly changed according to the deposit period.

2. Cash management products

Cash management products are also products of private banks. Such representatives include Fumin Bao of Fumin Bank, Dinghuo Bao of MYbank, and Zhi Save of Baixin Bank. The underlying asset of this type of cash management product is bank fixed deposits, which support investors to withdraw in advance, and the early withdrawal interest rate is also very high.

This kind of product has both security, expected rate of return and liquidity, is a more suitable current wealth management product, the expected rate of return is generally more than 4%, JD Finance Bank has selected a variety of such products.

3. Bank T+0 financial management

Bank T+0 wealth management is equivalent to the current version of bank wealth management, which is characterized by interest on the same day, flexible access and withdrawal, and the expected rate of return is generally higher than that of the cargo-based baby, with an average of above. However, the first time you buy this kind of product, you have to go to the bank branch to sign in person, and its minimum purchase threshold is 50,000 yuan, and there are many restrictions.

4. Short-term debt**

The expected return of short-term bonds** is greatly affected by the market**. The bond market is good this year, so short-term bonds are very popular. The best-selling ** has generally increased by more than 5% in the past 1 year.

However, there is a risk of net value fluctuation in the short term, and the long-term expected return is sometimes high and sometimes low, and the stability of the expected return is not as good as the above three types of products.

Please click to enter a description (up to 18 words).

Summary. Hello dear! 1. Telford Wealth Private Wealth Management In 2016, among many Internet wealth management platforms, Telford Wealth stood out.

Whether it is from the security, formality of the platform, or the yield and freedom of the product, the Telford wealth management platform has incomparable advantages over similar Internet wealth management platforms. The annualized return of Defu Wealth is 15%-50%, and the interest is paid daily, which can achieve 3-day ultra-short-term financial management, super investment flexibility, and free access and withdrawal. Compared with the risky investment, this investment method is not only not inferior in terms of returns, but also more secure in terms of protection, and is a financial choice that rational investors cannot miss.

What are the high-yield and stable wealth management products?

Hello dear! 1. Telford Wealth Private Wealth Management In 2016, among many Internet wealth management platforms, Telford Wealth stood out. Whether it is from the security, formality of the platform, or the yield and freedom of the product, the Telford wealth management platform has incomparable advantages over similar Internet wealth management platforms.

The annualized return of Defu Wealth is 15%-50%, and the interest is paid daily, which can achieve 3-day ultra-short-term financial management, super investment flexibility, and free access and withdrawal. Compared with the risky investment, this investment method is not only not inferior in terms of returns, but also more secure in terms of protection, and is a financial choice that rational investors cannot miss. For details, please pay attention to the official website of Telford Wealth

2. The annualized rate of return of trust products: about 10% Threshold: 1 million.

The latest data show that the current high-yield wealth management products trust product yield is mostly maintained at about 10%, and the advantage of "rigid payment" is gradually disappearing, and the relevant national policies are about to be introduced, so that the trust back to the essence of "entrusted by people, wealth management on behalf of others". The threshold for trust products of high-yield wealth management products mostly hovers around 1 million, and such a high threshold discourages many salaried people. As a result, some Internet platforms have carried out "financial innovation", splitting and selling trust products to investors at 100 yuan per share.

However, this kind of behavior is not legal, because the CBRC has clearly stipulated that it is not allowed to sell trust products in the form of gangsters.

Bill wealth management is a financial management model that uses bank acceptance bills as pledge guarantees, and then finances investors through the Internet, and its income depends on the scarcity of funds in the market. Investors must verify the authenticity of the acceptance bill before investing, for example, to see whether the drawer, the acceptance bank and the special seal of the bill of exchange are real.