Do you know which mobile wealth management product is good?

Hello, it is very important to choose a regular platform for financial management, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman Wealth Management is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified wealth management products such as bank deposit products, pension security products, and public offering of ** brokerage asset management plans. Du Xiaoman Wealth Management helps users carefully select high-quality financial products, and users choose suitable financial products according to their liquidity preferences and risk preferences.

At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and 100% of the previous "fixed income" wealth management products have also completed the payment of principal and interest.

In addition, Du Xiaoman Wealth Management prefers cooperative bank deposit products, with an interest rate of about 4%, and according to the provisions of the "Deposit Insurance Law", personal ordinary deposits enjoy deposit insurance protection, that is, users enjoy 100% compensation of principal and interest within 500,000 yuan for ordinary deposits in a single bank, so the bank deposit products on Du Xiaoman Wealth Management are still very reliable. You can search for "Du Xiaoman Financial APP" in the application market for detailed product information, and the specific product-related information is subject to the actual page of the official APP of Du Xiaoman Finance. Investment is risky, and financial management needs to be cautious!

This is provided by Compo Finance, look at financial information, choose Compo Finance, I hope this will be helpful to you.

Mobile banking is now the choice of the vast majority of people.

In fact, the mobile financial app is similar to that of a regular platform, because various Internet companies have launched their own financial management apps, such as the launch of Du Xiaoman, for example, Alipay's financial management project, WeChat also has its own financial management section, which is a very common APP. This thing you buy from above is basically reliable,If there is no advertising effect at all, it must be wrong, but in most cases he can do it truthfully.

What we say about mobile app financial management is more reliable, that is, this financial management app does not appear that kind of too false publicity, and does not appear that kind of thing similar to fraud, which is realistic. What are the things on this financial management app are bank deposits, creditor's rights, bonds, treasury bonds, **,**,**, platinum**, etc., which are all considered ways of investment and financial management, and there must be risks, because some of the things on this investment app are risky does not mean that it is unreliableOn the contrary, any kind of investment and financial management is inherently risky, and you can't make money without taking risks.

The investment and financial management projects on this app are risky, which is a normal thing, you have to be risky in investment and financial management, just like when you buy something online, you buy something through **, and the things in it all cost money, then you can say that the other party is lying to you, it must be wrong. Therefore, you have to distinguish the risk level corresponding to this investment and financial management method, such as the ** you buy, then it is normal for it to be a little more risky, but if you buy an existential **,The other party told you that you have lost all your principal, do you think it is possible? This is obviously unrealistic, the other party is obviously lying to you.

The so-called most reliable I have always felt that there is nothing to be the most, especially in terms of investment and financial management, there are some investment and financial management apps, which themselves are more professional and focus on detailed data, for example, you can choose Sina Finance, you can choose a straight flush and so on. But some financial management apps focus on civilians, which is the thing that most people can understandLike the usual Alipay and WeChat, the wealth management section is for most of us who have no investment support.

There are a lot of reliable mobile financial apps. First of all, let's talk about some of the familiar ones, such as Alipay Yue Bao, Du Xiaoman Wealth Management, WeChat Change Pass, these are some financial channels extended by Alipay WeChat, so it is definitely safe and trustworthy, but the interest rate is lower. Secondly, I recommend Ping An Lufax, which is a wealth management APP software launched by Ping An Insurance Group, which was founded in 2011 and is deeply loved by financial investors.

If you are a novice in financial management, in this case, it is recommended that you do the bank's wealth management products, you can take a look at the wealth management of the local city commercial bank, compared with the five major banks, the yield will be higher.

The security and income of bank deposit products and personal pension security products are suitable for our ordinary investors。Since I personally don't like the investment of high-risk products, all of them are basically bank deposit products on the platform I choose. According to the Deposit Insurance Regulations, a single user's personal ordinary deposits in a single bank are protected by the Deposit Insurance Regulations, that is, 100% of the principal and interest will be paid within 500,000 yuan.

At present, many small banks cooperate with Internet platforms to issue "regular interest-back" deposit products, with an annual interest-back income of about 500,000 yuan, and enjoy the protection of principal and interest compensation within 500,000 yuan, so it is very suitable for low-risk investors。Of course, if you are inclined to high risk and high reward, you can also invest in equity products through the platform's **channel**. The risk is relatively high, the income fluctuates greatly, and the principal will have a probability of loss, so you need to be cautious when purchasing.

There are countless ways to manage your finances, mainly depends on the personal financial management style and acceptable risk coefficient level to choose the right financial products for themselves, ** treasure incident told us that the original investment and financial management is not only a loss even if it is over, but also a loss to be upside down! The current market is too risky, it is better to miss than to make a mistake, the risk-free interest rate continues to decline, it is recommended to choose products that can lock in the interest rate.

The more easy-to-use financial products are, JD Baitiao, Yiyibao, Alipay, China Construction Bank, China Merchants Bank, UnionPay, and so on.

Mobile Banking. How about managing your finances? In the era of national financial management, people have higher and higher requirements for financial management, and they have begun to pursue convenient, fast, and expected annualized financial management methods with higher expected returns.

The popularity of smart phones has made mobile banking and financial management indispensable for everyone. So what about mobile banking? What are the advantages of mobile phone bank financial management?

The processing fee is low

Late mobile phone payment in ICBC and ABC.

and many other banks can be realized, mainly in the following 3 ways:1The cost is deducted from the mobile phone bill.

3.UnionPay quick payment.

This method is the most widely used, and individual users can use a variety of debit cards with the UnionPay logo without opening the mobile payment function at the bank.

Make a payment. Many banks have free account opening, free annual fees and other preferential measures, there are different degrees of preferential handling fees, mobile phone payment and other handling fees of major banks are 1% to 5% off the counter charging standards, and even registered mobile banking has gifts.

The annualized expected return of the pre-boredom period is higher

Generally, wealth management products are sold through mobile banking clients.

Due to historical expectations, the annualized expected rate of return is generally higher than that of online banking.

and over-the-counter wealth management products are slightly higher, so they have a certain attractiveness.

The threshold is low

Since most of the mobile banking wealth management products start at about 50,000 yuan, compared with the wealth management products purchased through traditional sales channels, their threshold is generally low, so it is suitable for most investors to buy.

Account management, transfer and remittance, investment and financial management.

Consumption payment, mobile phone recharge, transportation ticket reservation, fund management, etc. In addition, you can also enjoy various fee discounts, participate in activities organized by the bank from time to time, and combine the location services provided by mobile phones to find nearby ATM self-service equipment and merchant services.

State-owned banks, national joint-stock banks, urban commercial banks, foreign-funded banks, and rural commercial banks.

1. State-owned banks

State-owned banks have a wide variety of wealth management products, such as expected return wealth management and net worth wealth management, structured and non-structured wealth management, low-risk wealth management and high-risk wealth management.

In short, almost all investors can buy suitable bank wealth management products in state-owned banks. However, the overall return of wealth management products of state-owned banks is low, which is not suitable for aggressive investors.

2. National joint-stock banks

If joint-stock banks are divided according to their scale, the wealth management products issued by large-scale joint-stock banks are also rich and diverse, but the disadvantage is also that the yield is low; Most of the traditional wealth management products issued by small-scale joint-stock banks are low-risk traditional wealth management products, which are suitable for conservative investors.

3. City commercial banks

The traditional wealth management products issued by city commercial banks are basically well-known to the people, so the risks are relatively low. The current problem of city commercial banks is that the development speed is not fast enough, and the coverage rate of outlets is too low, resulting in many areas not being able to buy their wealth management products.

4. Foreign-funded banks

The bank wealth management products of foreign banks are relatively more suitable for aggressive investors, and the medium and high-risk wealth management and structured wealth management issued by them are all wealth management products with high returns and high risks. In addition to the high risk, the wealth management products of foreign banks also have fewer outlets, almost only in big cities, so they are not suitable for ordinary investors to buy.

5. Rural commercial banks

Rural commercial banks, on the other hand, are weak as a whole, and the income of the wealth management products they issue is low, and of course the risks are not large, and there are not many outlets. Therefore, timid investors can consider purchasing wealth management products from rural commercial banks.