Is such an investment justified? It s better to deposit in the bank

The market value of buildings in large cities depends on the transportation, finance, and entertainment industries.

If it is worth buying according to the landlord, as far as the financial environment is recovering, and the location where you buy a house is also being newly built, it is estimated that the market value can increase by 15%-20% in 2-3 years!

Support you to buy! According to your analysis, the appreciation is absolute! Rest assured to buy it, big brother!

A reduction in the deposit rate means that the yield on bank deposits is reduced, which will have a certain negative impact on depositors. However, prepayment and purchase** are not necessarily good options for everyone, and it depends on the individual's circumstances.

For those who already have a home commitment, prepayment may be a wiser option because the lower the interest rate, the more interest you can save. But for people who don't have the burden of a home or other high-interest investment channels, the benefits of prepayment may not be the highest.

Buying ** is not a suitable choice for everyone either. It is volatile and the market risk is relatively high, which is not suitable for investors who lack understanding of the market. If the individual does not have sufficient knowledge and experience, the purchase** may bring more risks and losses.

In addition to these options, people can also choose to shout other ways to achieve asset preservation and appreciation, such as buying treasury bonds, **, **, etc., but this also needs to be decided according to the individual's economic situation, risk tolerance and investment philosophy.

The meaning of our efforts to save money is to.

Responding to unexpected events, such as accidents, major illnesses, natural disasters, etc., can lead to unexpected expenses. If we have a certain amount of reserves, we will be better able to respond to these contingencies and reduce risks and financial pressures.

Wealth management: By storing certain assets, we can increase the value of assets through investment, financial management and other ways to achieve a better rate of return. This will help us achieve some goals, such as paying off our mortgage early, planning for retirement, etc.

Supporting family members: We may need to provide financial support for family members, such as helping children pay high school fees, helping the elderly pay for medical bills, long-term care, etc. Having savings makes it easier for us to provide these supports.

Self-sufficiency: As we get older, we may experience some career changes, family changes, etc., and we need time and financial support to adjust our lifestyle. Having enough savings allows us to better adapt to these changes without being affected by the outside world.

5. Future planning: We may also need to plan for the future, such as early retirement plans, children's education plans, etc. Having savings allows us to be more positioned and maintain an economic advantage. Then, I would choose to save money, and I like the feeling of being rich.

Legal Analysis: Investment and bank deposits are two ways to manage your finances without making any fuss. Bank deposits are deposit contracts, which are less risky, but also have relatively low returns; Investment and wealth management are investment contracts, which may obtain higher returns, but the risks are also correspondingly higher.

Investment and wealth management require investors to bear their own risks, while bank deposits are borne by banks.

Legal basis:1Contract Law

Article 56: The conclusion and performance of contracts shall follow the principle of good faith.

Article 75: Parties shall perform their own obligations to protect the lawful rights and interests of the other party, and must not violate the provisions of laws and administrative regulations and the principles of the societal public interest.

2.Tort Law

Article 100: Citizens, legal persons, or other organizations with capacity for civil conduct shall bear tort liability if they infringe upon the civil rights and interests of others due to their fault.

Article 105 Investors shall bear investment risks in accordance with law, and shall not pursue liability for investment losses from others, except as otherwise provided by law.

The above is only a legal reference, investors should choose the corresponding financial management method according to their personal risk tolerance and investment purpose when investing in wealth management and bank deposits, and pay attention to abide by the relevant laws and regulations.

In the field of investment and financial management, deposits are also considered a kind of financial management in a strict sense, but because deposits are a fool-like and relatively common public financial management method, they are generally not included in the scope of financial management.

In fact, we all know that compared with deposits and wealth management, the income of wealth management is relatively higher, and many people can't answer how much higher, because of the rich and diverse wealth management products, the rate of return from low to high is erratic.

If you have to do more, you can only compare the income of the deposit with the product with the lowest risk and the lowest return of the wealth management product.

As far as deposits are concerned, we can see from the chart that demand deposits, that is, deposits that are deposited and withdrawn as you go, have an almost negligible rate of return.

As for fixed deposits, we can see that the highest is to be saved for 5 years, and the interest is just that, and the money cannot be withdrawn before the expiration of these 5 years, otherwise there will be no interest on a penny. If you say that you save 1 million, the annual interest is 27,500 yuan according to the interest.

Let's compare the product with the lowest risk and lowest return in the financial management field - currency**. Many people know that currency ** is also used by everyone, and now the general annualized rate of return is about 2%, and the essence of currency ** is also in the bank, but the interest will be much higher, and it can be deposited and withdrawn at any time.

This is the advantage of financial management, if you buy a strengthened version of the Tsai Tan currency** basically there is no problem with a yield of 3%. That is, 1 million principal, and 30,000 yuan of interest per year in the case of deposit and withdrawal, which is much better than bank deposits.

Try not to deposit money in the bank, you must take it out for financial management, even if it is to do currency ** financial management, don't put money in the bank and lie down.