Questions about interest at the bank and ATMs

Updated on Financial 2024-04-20
5 answers
  1. Anonymous users2024-02-08

    1. The interest on deposits is the same for every bank. Loan interest rates vary.

    Yuan demand deposit, interest rate, one year interest 36 yuan. Deduct 20% interest tax, only yuan.

    Term Demand Deposit, Term Yes.

    4. The current deposit of fixed deposit shall be treated as a current deposit. Interest is not calculated in segments.

    5. Lump sum deposit and withdrawal: a kind of regular savings, a lump sum deposit, and a one-time withdrawal of principal and interest at maturity.

    Lump sum deposit: Deposit a fixed amount of principal every month, and withdraw the principal and interest once at maturity.

    Lump sum deposit and withdrawal: The principal is deposited at one time and withdrawn in installments.

    Deposit principal and interest: deposit a large amount at one time, withdraw interest in installments, and withdraw the principal at maturity.

    Agreement deposit: It is a deposit for the public (enterprises and institutions), and the two parties agree to keep a certain amount of deposit for the corporate customer to cope with the daily settlement, and the interest will be calculated and paid at the ordinary current interest rate, and the part of the deposit that exceeds the fixed amount will be charged at the agreed deposit interest rate.

    6. If you can check the balance across banks, you will have 1-2 free inquiry opportunities a month.

    7. From CCB to CCB, it costs 4 yuan. CCB to ICBC, 1%, 8 yuan. If you want to expedit, you will be charged an additional 30%.

  2. Anonymous users2024-02-07

    1. The deposit interest rate is the same.

    2. It's not 3,600 yuan, it's 36 yuan.

    The term current is, and the regular is.

    4. The interest rate is calculated according to the current interest rate.

    5. Lump sum deposit and lump sum withdrawal is a kind of regular savings, which refers to a kind of savings that is deposited in a lump sum and withdrawn at one time at maturity.

    Lump sum deposit refers to a savings method in which depositors agree on the deposit period, monthly fixed deposit, and withdraw principal and interest at maturity when making bank deposits.

    Lump sum and zero withdrawal fixed savings refers to a kind of personal deposit in which the deposit period is agreed upon at the time of deposit account opening, the principal is deposited at one time, and the principal is withdrawn in installments for a fixed period.

    Deposit of principal and interest refers to a kind of fixed savings in which an individual deposits a large amount of RMB belonging to him at one time, withdraws interest in installments, and withdraws the principal at maturity.

    The agreed deposit is a contract signed between the corporate customer and the bank, and the two parties agree to keep a certain amount of deposit for the corporate customer to meet the daily settlement, and the interest will be calculated and paid at the ordinary current interest rate, and the part of the deposit exceeding the fixed amount will be paid at the agreed deposit interest rate.

    6. If the balance can be checked, the inquiry will be charged.

    7. CCB to CCB should be, the minimum is 2 yuan, and the maximum is 50 yuan. 800 yuan is 4 yuan.

    CCB to ICBC should be 1%, with a minimum of 2 yuan and a maximum of 50 yuan. $800 is $8.

  3. Anonymous users2024-02-06

    1. The interest is divided into deposit interest and loan interest, and the People's Bank of China stipulates the upper limit of deposit interest, which means that the bank can lower but cannot raise it, of course, the deposit is the first bank loan, so there is no stupid bank that lowers the deposit interest rate, so the deposit interest rate is the same across the country; Loans are different, and each bank is different;

    The current interest of 10,000 yuan for 1 year is 10,000 * probably less than 40 yuan;

    3. At present, the current account is divided into a variety of 3 months, 6 months, 1 year, 2 years, 3 years, 5 years, and call deposits, all of which are not the same;

    4. Calculate the current period.

    5. This is too troublesome to fight, it is recommended;

    6. You can check the balance, it is said that there is no charge at present, but I don't know if there is a standard of no charge in your place;

    7. CCB seems to be the remittance fee of the hand, and the peer (CCB to CCB) is real-time arrival, which will be more expensive, about 20 yuan, I don't know the specifics.

  4. Anonymous users2024-02-05

    If you look at this, it's completely clear.

  5. Anonymous users2024-02-04

    It is recommended that you go to the official website of that bank and enter the keywords to inquire, which is much more reliable than the results asked here.

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