What should I do if my deposit is lost, what should I do if my passbook is lost?

Updated on society 2024-04-05
11 answers
  1. Anonymous users2024-02-07

    You can choose to report the loss.

    1. Go to the bank to report the loss. Bring your valid ID (ID card) and recall the balance of your passbook and other relevant information. When reporting loss at the counter.

    The time limit for reporting loss at the counter is time-limited, generally about 7 working days. Go home and wait patiently. Now you don't have to worry about the loss of your property.

    2. Select **Report loss. Go online to find your bank's customer service** and report the loss. Go to the bank to get a new passbook. Bring the relevant documents, and the bank will give you a new passbook with the same number as the previous one.

    3. Before dialing ** again, be sure to recall the relevant information. Once you report the loss, your deposit will be frozen. The speed is comparatively fast. However, like the elderly, it is still recommended to report the loss to the bank. A new passbook will be charged. The fee is generally around 10 yuan.

  2. Anonymous users2024-02-06

    When you find that your passbook (card or slip) is lost, stolen or robbed, you can report the loss in the following two ways:

    Verbal loss report: go to any nearby savings outlet of the Bank of Communications or notify the savings outlet of the Bank of Communications by **, letter, etc.

    Valid information such as correct name, account number or deposit balance must be provided to the bank.

    The time limit for oral loss reporting is 5 days, and within 5 days, you must go to the counter of any branch of the Bank of Communications with your valid identity documents to go through the formal loss reporting procedures.

    If you are unable to go through the formal loss reporting procedures due to business trips or other reasons, you must continue to report the loss verbally by letter or telegram again, otherwise the oral loss report will be invalid.

    If you want to cancel the verbal loss report, please go to the original bank with your ID card to cancel the verbal loss report.

    If you want to report the loss verbally at the ** bank, you can unhang it at any outlet.

    Written loss report: Bring your identity certificate to any branch of the Bank of Communications to go through the loss reporting procedures, if it is by others, you also need to provide the identity certificate of the person.

    Provide the bank with relevant information such as the name of the depositor, the time of opening the account, the type or amount of savings or the account (card) number.

    Fill in the loss report application form in triplicate.

    Seven days later, the depositor must go to the loss reporting bank with the retained copy and his or her identity document to reissue a new passbook (single or card) or withdraw cash.

  3. Anonymous users2024-02-05

    Bring your ID card to the opening bank to fill in an application form for passbook loss reporting procedures, the bank counter can query your account opening situation in the bank according to your ID card information (account opening time, deposit amount, etc.), according to the query information and then report the loss of the account, 7 days after the formal loss report with the ID card and loss report voucher to the bank to go through the unhanging procedures, after the release can be made up for the passbook, the original passbook is invalid

  4. Anonymous users2024-02-04

    If you don't have an account number, you can use your ID card to find out the account number you have opened in the bank. Report the loss first, and you can reissue it after a week.

  5. Anonymous users2024-02-03

    It's not a difficult problem!

    You can take your ID card and the relevant passbook and the documents related to your identity to the counter of the opening bank and explain the reason (pay attention to the attitude and be sincere).

    I've had this experience before, and that's how I did it.

  6. Anonymous users2024-02-02

    You can report the loss with your ID card.

  7. Anonymous users2024-02-01

    Report the loss first, and then reissue it, which may take a week.

  8. Anonymous users2024-01-31

    There should be no problem with going to the bank where you opened your account.

  9. Anonymous users2024-01-30

    How to report the loss of the passbook:

    However, it should be noted that users need to provide accurate information about their valid identity documents and bank card numbers to the bank's customer service staff.

    2. Formal loss report: After the user makes a temporary loss report, he needs to go to the bank's counter to handle the formal loss report business. In addition to bringing a valid ID, users will also need to prepare a copy of their ID, etc.

    In China, the general oral loss reporting period is 5 working days, so within 5 working days, the relevant personnel need to bring their valid identity documents to the bank counter to go through the formal loss reporting procedures. However, it should be noted that if you have already handled a verbal loss report in **, the user can also unhang it at any branch of the bank.

    Extended information: 1. A passbook, or deposit book, commonly known as a red book, is a book used to record bank transactions in a deposit account. The size of the cheque book varies from country to country and banking institution, and can be the size of a cheque book or the size of a passport.

    Second, with the financial market, the popularity of passbooks is like the renminbi, however, the earliest"Passbook"What does it look like, and why can it be used as a credit certificate? According to historical records, the earliest credit institutions in the history of our country were from the Northern and Southern Dynasties"Plasma bank"(similar to the pawnbroking industry), which appeared in the middle of the Tang Dynasty"Cabinet shop"Wait.

    If you want to go back further"Passbook"In another sense, that is, the origin of the folding style, it should be said that the invention of papermaking made our ancestors gave up the method of carving words on bamboo slips, and accepted the convenience of using paper while retaining the habit of reading.

    In some institutions, you can handle personal real foreign exchange trading and ** trading. Your overseas domestic remittance can be credited directly to your account. Provision of payment and related settlement services. Provision of ** banking services.

    3. In general, bank deposits are accounts used for a small number of transactions, such as demand deposits and time deposits. In the early days of banking, bank tellers would write down by hand the date and amount of the transaction, the latest deposit balance, and sign their mark or seal. Customers can now use ATMs, printers (similar to ATMs) to renew bank deposits, or go directly to bank branches to use small dot matrix printers or inkjet printers to update bank deposits.

    If customers need to check the deposit, but it is not convenient to use ** or online banking to check the account deposit, in response to this situation, the first vendor of banking equipment, such as Tallygenicon, provides a passbook printer for printing deposits, which improves the productivity of the ATM, provides faster transaction times, and more automatic functions.

  10. Anonymous users2024-01-29

    If the bank passbook is lost, you can bring your valid personal identity document to the account opening outlet to report the loss of the passbook.

    Loss reporting process: If the deposit receipt, passbook or reserved seal is lost, the person shall promptly take his or her identity document, explain the reason for the loss, and provide the deposit date, account name, type of savings, deposit amount and other circumstances, and report the loss to the original deposit bank to stop payment. After the bank verifies that it is consistent and pays a loss report fee of 1 yuan, when the deposit has not been withdrawn, the depositor fills in the loss report application form and goes through the loss reporting procedures, and the bank will reissue the deposit receipt, passbook or replace the seal after 7 days (from the date of loss report) after investigation and verification.

    If the withdrawal is made with a seal, the depositor must sign the application form for reporting the loss and affix the original seal. The bank is not responsible if the deposit has been fraudulently withdrawn before the depositor applies for loss reporting and payment stoppage. If a new certificate of deposit or passbook is found after the loss is reported, the depositor shall cancel the original loss report with his identity certificate.

    After the replacement of the new certificate of deposit or passbook, if the original certificate of deposit or passbook is found, it should be sent to the bank for cancellation.

    When others handle the report, they must present the valid identity documents of the depositor and the agent at the same time, and the loss report must be handled in person. When a depositor forgets to reserve a password shirt number, he or she can bring his valid personal identity document to the account opening outlet to report the loss of the password. When others act on their behalf, they must present the valid identity documents of the depositor and the agent at the same time, and the loss report must be handled by themselves.

    Loss reporting method: 1. **Report loss.

    When the user finds that the bank card is lost, he can use the mobile phone Sui. Call customer service**, and then follow the prompt tone to report the loss of your bank card. The loss reporting process may require the user's name and ID number, and if the loss is reported, the loss report shall be made; The validity period is three to five days, and it can be automatically restored after expiration, and there is no need to cancel the loss report.

    2. Report loss on the official website.

    Users can report the loss of their bank card account by logging in to their personal online banking account and then reporting the loss of their bank card account through the account loss reporting option in the account management module.

    3. Go to the bank to report the loss.

    Users can bring their ID cards to the lobby of the bank's business outlets, use the bank's self-service equipment, and report the loss by entering the bank card number and payment password. At the same time, you can also handle the loss report business through the counter, in which the password is reported at the counter, and it can continue to be used after the unhanging; If you report the loss of the voucher and reissue the new card, the old card cannot be used even if it is recovered.

  11. Anonymous users2024-01-28

    <>1.What should I do if I lose my passbook?

    If you lose your passbook, of course, you need to report it first. However, there is no need to go to the counter immediately to report the loss, in this case, you can call the bank's customer service ** to remind you to report the loss verbally. In this step, you only need to provide your accurate ID number and passbook password, and you can report the loss quickly and easily.

    2.Can it be reissued?

    After completing the verbal loss report, you need to go through the formal loss report procedures at the bank counter within 5 working days. This step is also not complicated, as long as you bring your ID card to be able to reissue a new passbook after the official loss report. In addition, the number of the passbook will not change, and the previous deposit will also be deposited into the new passbook.

    3.Is there a handling fee for replacing a passbook?

    The process of reporting the loss of the passbook is very simple, and of course, this process also requires a handling fee. However, the fees for replacing passbooks are not exactly the same from bank to bank, and of course they are not very expensive. The handling fee is basically about 5 10 yuan.

    In the case of loss of passbook, you can refer to the above methods and steps to report the loss and reissue. However, in the end, I would like to remind everyone that you must take good care of your passbook, because although it will not cause too much trouble due to the loss of the passbook, you still need to waste time to reissue it after losing the passbook.

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