How to repay the youth black visa personal card

For example, if you withdraw 3,000 in cash, the withdrawal fee is calculated from the day of withdrawal plus the daily interest of 50 million, and then there is a daily interest rate of 5/10,000 every day until you repay in full.

It is best not to withdraw cash for credit cards, and if you use the credit card normally, you only need to repay the full amount before the last repayment date prompted by the bill issued by the credit card, and no additional interest charges will be incurred. Best wishes!

There are generally 5 main channels for credit card repayment:

1. Cash repayment is to deposit cash into the credit card, which can be operated by the Bank or the self-service ATM without fees;

2. The Bank's debit card transfer repayment is to use the Bank's debit card (savings card) to repay the Bank's credit card in the form of transfer without fees;

3. Debit card transfer repayment of other banks refers to the use of debit cards of other banks to repay the credit cards of the Bank, in the form of inter-bank transfer, with inter-bank fees;

4. Agree on self-service repayment, that is, bind a debit card of the bank with the credit card you hold, deposit money in this debit card, and the bank will automatically deduct the corresponding amount owed from the debit card on the due date of repayment, and fill in an agreed repayment application form at the bank without fees; (PS: It should be noted that the balance in the debit card is sufficient to pay off the full amount of the credit card, otherwise the bank will not deduct the payment, which is equivalent to unrepayment).

5. Online transfer and repayment are generally made by using online payment platforms such as Alipay and Tenpay, and the credit card repayment function attached to it can be operated by the Bank or inter-bank without fees.

Youth Black Visa Basic and Debit Cards: One is a dual-currency card and the other is a single-currency card.

Dual-currency cards can be unified in the UnionPay network in China, and the card can be swiped overseas through both the UnionPay network and the Visa network, the difference is that the UnionPay network can save 1-2% of the currency conversion fee, and after returning to China, you can directly repay the RMB, without changing foreign exchange and repaying.

Supplement: Youth black visa card, suitable for college degree or above graduated after 03 years, the minimum amount of 5000, the maximum 50000, can be 100% cash, cash withdrawal fee of 5 yuan per transaction, the upper limit of 2000 yuan per day, whether inter-bank or non-local, there is a one-time point consumption of 500 can apply for installment, and there is also a youth card gift area.

A debit card is an ordinary bank card and cannot be overdrawn! A credit card (commonly referred to as a credit card).