Can Ping An Fortune Tianying surrender the policy?

It can be refunded, but this product is a medium and long-term investment, and the short-term benefits are not visible, but the later benefits are very good, and it is not recommended to surrender the policy.

Hello, I don't know if I may wait until a fortune day to win, several of my customers have not grabbed very angry, but you want to surrender the policy, do you know how much money you have after 20 years of wealth winning? I'm afraid to scare you when you say it, you have to return such a good pension insurance product, I really don't know what you think, we are lining up and haven't grabbed it, if you surrender now, I can tell you, ten years later, you will regret 10,000 percent, don't say much else, you want to return it.

It's okay to return, but to return before the hesitation period, it's best not to recommend returning, so good products have not been grabbed, you are lucky.

It can be refunded, but it is not recommended to return, and the urgent money can be loaned, which will maximize the benefits.

You can return it, but I personally think this product is very good.

The policy can be surrendered, up to 20% in the first year

Fortune Tianying just grabbed the hand and wanted to surrender the policy? 3 years to return to the capital, after all are earned, want to use the money at any time can policy loans, this insurance to surrender that is really in the morning accidentally caught by the door.

All insurance policies are surrendered, but there is a loss in surrendering, so be sure to think about it carefully.

It's definitely okay to retreat, but it's not cost-effective.

I won't talk about the benefits of winning in the sky, and if you think it's not good, you won't buy it. If you want to return, there is no loss during the hesitation period. Hold on, it's a pity that you take someone else's quota.

After the cooling-off period, there is a certain loss in surrendering the policy.

It's your luck to grab it, we can't grab it if we want to

Why do you want to return it? It's hard to grab the wealth in your hands!

Yesterday at seven o'clock, we chartered a Pinshang Internet café to grab a single computer, and it was finished in eight minutes, and there were still customers who did not grab it.

To grab it is to save it, and many people have not grabbed it, and they are very disappointed.

I just bought it, and I have to return it, so what do I do when I buy it, and there is no place to use the money.

Ping An can bring your ID card, bank card, insurance policy, and application form for termination of insurance contract to Ping An Insurance outlets to apply for surrender.

In addition, you can also directly call Ping An Insurance customer service** to apply for surrender online. Ping An Insurance is the first joint-stock enterprise in China, and Ping An Insurance has developed into a close, comprehensive and diversified comprehensive financial services group integrating financial insurance, investment, banking and other financial services. Ping An Insurance's mission is to be responsible to customers, employees, shareholders and society.

Maximizing value is the standard for testing safety management. Its risk management system and good user experience meet the needs of users in wealth management.

The business scope of Ping An Insurance mainly includes the following:

1. Investment insurance enterprises;

2. Supervise and manage the various domestic and international businesses of the holding investment enterprises;

3. Carry out the use of insurance funds;

4. Approved to carry out domestic and international insurance business;

5. Other businesses approved by the China Insurance Regulatory Commission and relevant state departments.

Ping An Finance*** is a financial product retail portal under Ping An Group of China, which meets the comprehensive wealth management needs of users with a comprehensive financial product system, scenario-based user experience, flexible and efficient platform model and perfect risk management system. Ping An Insurance of China is not a state-owned enterprise, and Ping An Insurance of China was founded by state-owned enterprises and foreign-funded enterprises. The full name of Ping An Insurance of China is called "Ping An Insurance Co., Ltd. of China", which was formally established in Shekou, Shenzhen in 1988, is the first joint-stock insurance company in China.

Ping An aims to create a logo that integrates traditional Chinese culture and modern brand concept, and the word mark design adopts the philosophical idea of "outer circle and inner square" in traditional Chinese culture, combined with bright and concise international brand design trends, which not only have traditional characteristics, but also show modern fashion style.

Hello, dear to your question is answered as follows; The return rate of Ping An Fortune Tianying is between 4% and 6%, and the payback time depends on the investment amount and the rate of return, under normal circumstances, the larger the investment amount, the longer the payback time. If you take 10,000 yuan as an example, with an annualized rate of return of 5%, it will take about 20 years to pay off. Fortune Tianying 2016 (dividend) is a product launched by Ping An Property Insurance Co., Ltd. of China

Lifetime payment period: Waiting period agreed with the insurance company: 30 days hesitation period:

20-day Survival Benefit: 35% of the Basic Sum AssuredSpecial Survival Benefit: 30% of the Basic Sum Assured Care Benefit

35% Basic Sum Assured Death Benefit: Analysis of the Advantages and Disadvantages of the Larger Premiums Paid and Cash Value There is no perfect thing, and the same is true for insurance, so let's take a look at the advantages and disadvantages of Ping An Fortune Tianying 2016 Annuity Insurance (Participating). The advantages of Ping An Fortune Tianying 2016 Annuity Insurance (Participating) are as follows:

1.Stable income and high security; 2.The policy can be divided, and the disadvantages of Ping An Fortune Tianying 2016 Annuity Insurance (Participating Type) are as follows

The early stage is not flexible enough, and if the policy is surrendered, there will be a certain loss. Ping An Fortune Tianying 2016 Annuity Insurance (Dividend) is suitable for customers with sufficient budgets and who want to manage their wealth.

If you can get back the principal, Ping An Yingyue Life can get back the principal in 9 years, and Ping An Insurance Yingyue Life can generally recover the premium paid in the ninth year. Ping An Insurance is a whole life insurance, and it cannot be recouped in the first three years. The return of the money into the universal account, will be compounded in the account interest, the longer the time, the more money will be stuffy, usually partial collection, if there are no special circumstances, it is best not to surrender easily, otherwise you may face a certain loss.

As long as the annual survival fund is not received, all of them will enter the Jucaibao universal account and be calculated according to the mid-range interest rate, and the principal will generally be recovered in the ninth year.

Applicants who are eligible.

Policyholders. Reception hours.

Before the end of the policy.

How to do the false reason and the documents to be prepared:

1.Customers can handle it in person at the customer service center

Required documents: Application for cancellation of insurance contract.

ID card of the policyholder (when the surrender benefit is 0, a copy of the ID card can be used).

A copy of the passbook of the personal bank settlement account in the name of the policyholder.

Insurance policy (not required for rider refunds or e-policies).

2.The customer entrusts the salesman to go to the customer service center to apply for the documents prepared by the Ping An Life customer service center and the cooperative bank: Application for cancellation of insurance contract.

Power of Attorney.

The identity document of the policyholder (when the surrender fee is 0, a copy of the ID card can be used).

Agent's identity document.

A copy of the passbook of the personal bank settlement account in the name of the policyholder.

Insurance policy (not required for rider refunds or electronic policies only)3If it is a product that is sold. You can call 95511** directly and apply for surrender directly.

Note: When entrusting a salesman to handle the case, the trustee is limited to the service personnel of any valid policy under the customer's name;

In the case of entrusting another person to handle the application, the trustee can only handle the application to the parents, spouse, children and other immediate family members of the applicant who are eligible.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

I haven't counted my life, but recently my friend also knows about wealth and asked me to analyze it. I'll just briefly analyze the wealth of Jinsheng, and the telemarketing is only on the day of Double 12.

Take a 0-year-old child as an example, with an annual payment of yuan and an insurance amount of 100,000 yuan. (I like insurance to be insurance, financial management is financial management, a look at this kind of insurance amount is so low that the amount of insurance is terrible, it is purely the insurance company to play financial management in the name of insurance, generally passing by directly, but friends have called, just look at it...)

First of all, 20% of the insured amount from 0 to 65 years old, and 20,000 yuan of filial piety, the first year is fine, accounting for the premium, very high income.

In the second year, it was halved, 7% = (20000 (

The third, fourth, and fifth years are not counted, they are all slowly decreasing, and they are counted by themselves.

After the fifth year, there is no need to pay, at this time, you have already deposited 657368 yuan in Ping'an (five years to receive 100,000, pay 70 drafts to 10,000, minus 100,000, the remaining 650,000 in Ping'an.

Five years later, until the age of 65, it is still 20,000 per year, 20,000 divided by 650,000 = 3%.

After the age of 65, the premium will be refunded, which is 100%. 100% 65 = If you live to the age of 65, the average income plus the annual income will be about the same.

That is to say, the annual interest rate of more than 60 is only. There is no such number in the current financial management. The most important thing is that the money can't be moved yet, and interested friends go to Hongzhen to find out how much the income of the immovable funds is, especially the large amount.

As for the 20,000 yuan received every year, you can enter the treasure to continue to increase in value, which is really financial management, directly depending on the company's operation, the low point income is around, and the high point is about 6%. The problem is that 6% is basically unattainable, and the general income is about 4%, and friends who don't believe it will understand it for themselves.

The benefits are just the above two points, and it's sweat to say more.

Back to the original original intention, insurance, 100,000 sum insured? Belch. Belch.

Don't say it, I don't understand what this insurance is, but I really don't want to know about the 100,000 insurance amount. If you can pay 150,000 yuan a year, why not take some money to buy pure insurance, so that the insured amount is really the insured amount.

Forget it, don't talk about it, my personal opinion has always been that insurance is insurance, and financial management is financial management. Generally speaking, financial insurance is practical for wealthy talents, because it can avoid taxes and inherit wealth in all aspects, but for ordinary people, it can only be a pit. What are the exemption functions given, I really don't feel like anything.

Insurance is basically available.

Welcome all quality friends, come to spray.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"