What will happen to automotive crowdfunding in the future?

Automobile crowdfunding is to purchase the corresponding second-hand car through Internet crowdfunding, and the property rights of the second-hand car belong to all investors, and the difference in the middle price is shared by selling the second-hand car.

1. Intelligent, the control is more and more intelligent, easy to use, more and more functions, and more and more abundant.

2. New energy, all kinds of new energy instead of traditional fossil energy, more green and environmentally friendly.

3. Energy saving and lightweight. Reduce environmental pollution.

4. Traditional energy vehicles are gradually withdrawn. From Europe to China, a timetable for the withdrawal of traditional energy vehicles is gradually introduced.

Crowdfunding is translated from the word crowdfunding abroad, that is, crowdfunding or crowdfunding, which refers to the mode of raising project funds from netizens in the form of **+ pre-order. Compared with the traditional financing method, crowdfunding is more open, providing unlimited possibilities for more small business or creative people, second-hand car crowdfunding is a type of property rights crowdfunding, which refers to the release of fundraising projects and raising funds through the Internet for the acquisition of cars, and the profits from the sale are distributed according to a certain proportion with investors. Manual code words, hope to adopt!

Hello vehicle crowdfunding is a sum of money through the crowdfunding of the Xingfa rice platform, which is used to purchase the corresponding second-hand car, and the second-hand car belongs to all investors, and then sells the second-hand car to earn the price difference for dividends. The assets behind this profit model are no longer creditor's rights, but vehicle property rights, and the income is no longer interest, but business dividends. Users are no longer just investors, but partners.

Compared with P2P, vehicle crowdfunding has the following characteristics: and the cycle is short. Taking the vehicle crowdfunding project of Xingfa Mi Crowdfunding as an example, the investment cycle of vehicle crowdfunding does not exceed 60 days, and the average investment period is 10-20 days.

High yields. Taking Xingfa Mi vehicle crowdfunding as an example, the average annualized return of vehicle crowdfunding investment is about 40%. , low risk.

The underlying assets of most P2P platforms are creditor's rights, but creditor's rights are prone to problems such as unclear property rights and cumbersome procedures. Vehicle crowdfunding is to obtain the ownership of a specific vehicle, with clear property rights, simple procedures, large market demand, and fast realization.

Vehicle crowdfunding is a new type of Internet financial model, and the future development trend is optimistic.

The crowdfunding platform with intermediary positioning has built a bridge between car dealers and investors, and car crowdfunding allows more users to experience the fun of car crowdfunding by building an Internet platform and releasing fund-raising projects, and car crowdfunding is to raise a sum of money through the platform crowdfunding, and the investor bids through the car crowdfunding platform, the crowdfunding is successful, the vehicle is sold, and the profit from the sale is distributed according to the investor's investment ratio, and the platform charges a certain amount of commission and related handling fees, if the vehicle has not been sold after the deadlineThe platform adopts a premium repurchase to ensure the safety of investors.

Introduction to the domestic second-hand car crowdfunding model:

1) The car dealer obtains the car source information and selects a second-hand car with a certain profit margin to launch crowdfunding in **;

2) If the target amount is successfully raised within the specified period, that is, the crowdfunding is successful, if the target amount is not raised, the subscription amount will be returned to the investor's personal account without any benefits;

3) The successful crowdfunding of the vehicle in the car dealer consignment, when there is a buyer who intends to buy, the investor for the vehicle **** to vote, the general vote more than half of the crowdfunding platform will contact the car dealer will be the vehicle, and go through the relevant procedures;

4) After the completion of the formalities, the funds will be received, and the platform will collect a certain amount of commission and deduct the relevant handling fees to the investor, and the investor will obtain the principal and profits, and the profits will be distributed according to the proportion of the investor's capital contribution. If the investment period is exceeded and the vehicle has not yet realized the earnings, the platform will take a premium repurchase to ensure the safety of investors' assets.

Yuche Finance is a platform with second-hand car crowdfunding as its main business, providing investors with short-term, high-yield, and safe investment projects, and is committed to providing investors with a safe investment environment.

Auto crowdfunding is to raise relevant funds through the honeycomb platform to buy second-hand cars, the ownership belongs to all investors, and then sell second-hand cars to earn dividends. This profit model belongs to property rights crowdfunding.

I don't know anything else, I only know that Yutong crowdfunding is better.

Automobile crowdfunding mainly solves the problem of selling second-hand cars, solving the problem of difficult financing for car dealers and investors not being able to find investment channels, and the popularity of the second-hand car market has laid the foundation for the development of the automobile crowdfunding industry.

In addition to person-to-person second-hand car transactions, the mainstream of the market is that professional second-hand car dealers first pay to collect vehicles with room for sale premium, and then choose the opportunity to sell. But the problem is that second-hand car dealers need external funding support because they have to collect a large number of cars and have serious lack of their own funds. The traditional model is the debt model, where money is borrowed at a certain interest.

The advantage of this is that the income from selling the car will generally be much greater than the interest, and most of the profit will go into your own pocket. The disadvantage is that you have to bear the business risk and capital turnover risk, because the car may not be sold when, and your interest needs to be paid all the time, and the time period of selling the car and the cycle of capital borrowing are difficult to match.

The model of car crowdfunding is completely different, it is a kind of equity play. Investors invest money in the crowdfunding platform, the crowdfunding platform buys the car and holds it on behalf of the company, and then allows the various cooperative car dealers to find the right buyer, **suitable, investors can choose to sell or continue to hold, once the sale will form a price difference, and then the car dealer and the investor will be divided according to a certain proportion, such as fifty-fifty shares, and the investor will be divided according to the proportion of the share invested.

Because cars are sold for a relatively short period of time, the annualized returns can be very impressive. For example, a car of 500,000 yuan is sold for 550,000 yuan a month, and the annualized return is as high as 120%, and the annualized return of half of the investor's share is also as high as 60%. Often, the faster the car is sold, the higher the annualized return may be.

The term is short and the income is high, so car crowdfunding is very popular as soon as it comes out.

Of course, not all of them can be sold so quickly, and if you sell late, you don't have to worry, the crowdfunding platform will generally sign an agreement with the cooperative car dealer, for example, if it cannot be sold in 3 months, it will buy back the vehicle with a certain fixed interest. For example, many platforms now promise 3 months, generally 8% interest to repurchase.

This is achievable, before the rice small grain platform ** saw, investors crowdfunding to buy a car, put the car in the leasing company, the car in the rental of the income, by the original investors to share each income in the form of leasing, now marriage, company activities, personal travel, in a certain situation will consider car rental, the market cake is quite big, the income is also obvious.

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According to my understanding, the wealth of the Red Eight is still possible, and under the huge consumer demand, the car has the characteristics of strong liquidity and short cycle, and it can be sold and realized in 1-3 months, and the risk of participating in crowdfunding has been greatly reduced.

The market for second-hand cars is very large, and many car dealers have no funds for cars, so the car ** payment is very fast, and the interest rate can be.

Red Eight Fortune, isn't this platform doing very well, and the income is much higher than other platforms.

The second-hand car crowdfunding in the red eight fortune belongs to the kind of low threshold and high return, my cousin has invested in this project, invested tens of thousands of yuan, and earned 1,000 yuan in a month.

It's very good, the investment threshold of Red Eight Fortune is very low, you can invest more money and less money, and it is strictly managed, which can ensure the safety of funds!

Automobile crowdfunding can be said to be the perfect combination of cars and the Internet, which makes full use of China's vast automobile market and gives full play to the advantages of the Internet. First of all, the car dealer will release the fundraising project on the crowdfunding platform of the car talk, which is generally the vehicle to be the first. Netizens make a choice according to their wishes, and if the project raises enough funds within a certain period of time, they can start the operation of the project.

Once the vehicle is sold, the crowdfunder receives an additional profit share in addition to the principal. Therefore, the profit of car crowdfunding can be said to be very high, which is one of the important reasons for the popularity of car crowdfunding. If you are interested, you can learn about our platform, and other different may be that our company is the main agricultural business, the main business is called Tian Farm, at present, there are many physical store dealers at the county level in Shandong, Anhui, Hebei and other places, and our crowdfunding platform is just doing a new team is currently making cars, and the later reputation will cooperate with Tian Farm to do agricultural crowdfunding.

to say that the benefits are big .

Hello Auto Crowdfunding was born with the beginning of 2015, and the entire industry is developing rapidly so far. From July to September 2016, about 30 new auto crowdfunding platforms were launched. At the end of 2016, the total amount of crowdfunding in the automotive crowdfunding industry is expected to exceed 10 billion yuan.

The reason why the automotive crowdfunding industry is developing rapidly.

First, auto crowdfunding is different from traditional P2P, which allows investors to hold property rights, while P2P allows investors to hold creditor's rights. Auto crowdfunding projects are more transparent and authentic than traditional P2P projects. The investor inspection is well documented.

Second, the regulation of the Internet finance industry is constantly improving, and most P2P platforms are not compliant.

Third, the issue of platform credit, judging from past data, there are many traditional P2P problem platforms. The information of the newly born automobile crowdfunding platform is relatively transparent, and more investors originally chose automobile crowdfunding to invest.

To sum up, the development of the automobile crowdfunding industry in the future is considerable, whether it is Xingfa rice with second-hand cars for crowdfunding, or Juchuang with parallel imported cars for crowdfunding. All of them are for the direction of the development of the automotive crowdfunding industry. It can be transcendence, but it cannot be said to be a substitute.

Auto crowdfunding is a new way to manage money.

It's still okay, do you have a business plan.

Select the best-selling second-hand car dealers in the market to launch crowdfunding projects on the automobile crowdfunding platform, raise funds, and then sell them at the market price to obtain the difference in profits, and dividends with investors in proportion.

Business Process :

1.Launched crowdfunding--- everyone raised money together to buy a car.

The car dealer provides the vehicle information to the 10,000 yuan crowdfunding platform, and then the platform initiates crowdfunding, and investors are free to contribute to crowdfunding according to their own judgments).

2.Successful crowdfunding --- enough money is raised, and everyone holds the vehicle together (when the crowdfunding bid is full, the subscriber becomes the co-owner of the car and enters the sales of the vehicle)3Accept the deposit --- find a buyer for the vehicle.

Obtain vehicle buyers through its own sales channels and strategic cooperative car dealers, and both parties agree on a suitable transaction** and collect a deposit).

4.Initiate a vote--- everyone votes together to decide whether ** (the system will initiate a vote, and more than half of the likes accept the buyer** and agree with the vehicle ** by default.) ）5.After completing the dividend--- everyone divides the dividend and counts the money together.

After the completion of the vehicle, the platform and the investor will distribute dividends in accordance with the agreed profit distribution plan. ）

1. The platform launches crowdfunding.

2. Users participate in investment.

3. Successful fundraising, enter the ** medium.

4. Users who are interested in purchasing will be voted by the platform.

5. Vote successfully, agree**.

6. Success.

7. The platform deducts the commission and remits dividends.

Wan Yuan Fu cooperated with a well-known second-hand car dealer to launch a crowdfunding project through the selection of high-quality second-hand car resources, and then sold at a higher price after the funds raised. There is a difference between the purchase price of a second-hand car and the market price) and the profit is shared with the investor.

1. What is the background of the rise of second-hand car crowdfunding? In 2015, the growth rate of the domestic automobile market slowed down, with the annual transaction volume of new cars reaching 24.6 million, and the annual transaction volume of used cars reaching 10,000 years, a year-on-year increase. Among the top 10 used car transactions, Jiangsu Province ranks second.

In 2015, the ratio of domestic second-hand car trading volume and new car trading volume dated, and the second-hand car market has great potential.

2. What is the operation model of second-hand car crowdfunding? Second-hand car crowdfunding belongs to Internet finance, but its investment history can be traced back to offline car dealers' fundraising and investment, and now it has developed online to break the previous geographical restrictions. Some mainstream crowdfunding investments in the market are also online Internet crowdfunding, and Internet finance is the current and future trend.