Why does China Rural Credit advocate China Rural Credit Science and Technology Finance for poverty a

Now is the era of science and technology, in the financial sector is also indispensable for the use of new technology, the development of science and technology financial poverty alleviation is not only in line with the latest policy, but also through innovation to support the construction of agriculture, agriculture and agriculture.

- Jutu's new rural finance plays an immeasurable role in solving agricultural financial difficulties and helping farmers to continue production and operation, especially in the part where major banks cannot provide help due to policies or other reasons. In poverty alleviation, rural finance also has a lot to offer. In the national poverty alleviation into the stage of tackling tough problems, poverty alleviation work into the deep water area, poverty alleviation work in some areas more difficult, new rural financial institutions into the market, will be conducive to solving the problem of funds in poor areas, speed up the process of poverty alleviation, the main methods are:

1）1.The total amount of credit input continued to grow. Increase the total amount of credit in poverty-stricken areas, and strive to increase the annual growth rate of loans in poverty-stricken areas higher than the average growth rate of loans in the provinces (autonomous regions, municipalities) where poverty-stricken areas are located in that year.

2) Optimize the financing structure. By strengthening the cultivation of listed enterprises, promoting the standardized and healthy development of listed enterprises, reporting enterprises and key reserve listed enterprises in poverty-stricken areas, new progress has been made in capital market financing, and the scale of direct financing has increased year-on-year. (3) Continue to improve the payment environment in rural areas and enhance the convenience of financial services.

Steadily promote new electronic payment methods such as online payment and mobile payment. (4) Accelerate the establishment of a rural credit system, innovate financial products and services, and promote rural microloans. Steadily advance the establishment of electronic credit archives for rural households, family farms, farmers' cooperatives, rural enterprises, and other economic entities, build large-scale land circulation operations, land rent finance, operational finance, and so forth, integrate social credit information through multiple channels, and improve credit evaluation and sharing mechanisms.

5) Actively develop the rural insurance market and build a risk protection network in poverty-stricken areas. Innovate agricultural insurance types, improve the quality of insurance services, protect the legitimate rights and interests of insured farmers, encourage the development of characteristic agricultural insurance and poverty alleviation micro-insurance, and expand the types of characteristic planting and breeding insurance.

It can only be described as Malay, the business has expanded really quickly, and it has been provided for many people in the field of agriculture, agriculture and agriculture.

Lujiazui financial heart; Zhangjiang Hi-Tech Park.

In the two core financial fields of risk control and asset management, we have innovated through machine learning + knowledge graph + finance** + anti-fraud + financing credit decision-making + robo-advisory, bringing new changes to the financial services of agriculture, rural areas and rural areas, and leading the financial trend of agriculture, rural areas and rural areas.

Since the two sessions of the two sessions this year, the development of science and technology finance poverty alleviation is to support the construction of agriculture, rural areas and rural areas through innovation.

Science and technology finance is a very popular project since the two sessions, the state key support of the industry, the development of science and technology finance can support the construction of agriculture, rural areas and rural areas through financial service innovation.

China Agricultural Credit was the enterprise in charge of the national financial poverty alleviation on-site observation meeting in November.

At present, social science and technology are the primary productive forces, so the state has been vigorously advocating science and technology finance since the two sessions this year.

Most of ABC's rural credits are based on Huinong cards, which are characterized by the recycling of small credits. I think it is necessary to take the enrichment of Huinong cards as a breakthrough point, and implant more uses like Huinong cards; At the same time, we should go deep into the farmers to do a good job of investigation, do a good job of asset pricing assessment, so that our guarantee and mortgage are more flexible, so that the farmers who really need money have a way to borrow money, so that there is no gap for those who want to make a wrong decision. At the same time, credit services should be strengthened for small and medium-sized enterprises in rural areas, and they may be our high-quality customers tomorrow.

Because it is a project that the state attaches great importance to, the reason for the participation of China Rural Credit is determined by the development trend of the times.