There is no money in the ABC card, and if it is reported as lost, it will be automatically cancelled

1. Conditions for transferring to a dormant account: Cards with a credit balance of 0 in the ABC savings card account and no receipt and payment transactions (excluding system interest) for more than 18 months (inclusive) will be converted into dormant accounts. Second, the conditions for centralized account cancellation:

Debit cards that have been transferred to the management of dormant accounts and have not had transactions for more than five years (inclusive) and have a deposit amount of less than 10 yuan (inclusive) from the date of account transfer shall be cancelled by the head office. Note: Account credit balances (including master account and sub-account balances); The credit balance is 0 (savings sub-accounts for the specified period, and those with ** business-related accounts will not be transferred to the dormant account).

Activation of dormant accounts: (1) The debit card can be handled at any outlet nationwide, and it can be handled on behalf of the agent, and you need to bring the bank card and valid ID documents of both parties; (2) Remittance cannot be accepted before activation, but it can be used normally after activation, that is, it becomes a normal account; (3) The passbook with the card fold in one can be activated with the passbook, and the passbook must be swiped when the passbook is activated; The card account cannot be activated for the reconciliation fold and supplementary card that are integrated with the card fold; (4) After activation, the annual fee shall be paid and automatically deducted by the system, and the annual fee shall not be charged after the debit card is asleep, and the annual fee shall be paid before the sleeping household. and make up the small account management fee owed before entering the sleep state.

You don't have to report the loss, when there is no balance in a card, it will become a sleep card that is frozen, and it will be cancelled after a while.

You can directly go to the bank counter with your identity certificate and bank card to cancel your account.

If you lose your bank card, you need to apply for a replacement card before you close your account. After the bank teller confirms the closure of the account, the card will be cut off. About a month later, the card was cancelled.

If it is a credit card, you can also call the ** of the credit card center to cancel it. This avoids privacy leakage and doesn't have to waste a lot of money.

If there is still a balance in the card, the cardholder can choose to withdraw or transfer it directly to another bank card account in order to complete the bank card clearance. Cancel the bank card, cancel the online banking associated with it and bind the mobile phone number.

It is a verbal loss report.

Take your ID card to the bank counter and ask the teller to cancel.

It is not a verbal loss report, but a formal loss report, and you can only bring your ID card and bank card to the bank business hall to handle the unhanging business.

Hit ** or go to the bank and try it.

1. After the oral loss report of the debit card is successful, the cardholder shall revoke the oral loss report at any outlet in the country with a valid identity document, debit card and password before the written loss report is completed.

2. After the debit card is verbally reported lost, the card is retrieved but the password is forgotten: if the password is forgotten and the verbal loss report cannot be revoked, it is necessary to report and reset the password after verifying the cardholder's identity online, and then cancel the verbal loss report.

It is good to carry out hanging cavity flushing.

Because the normal cancellation must go to the card bank to handle the business, show the ID card, as well as the bank card, fill in the documents for account cancellation, you can handle it, the debit card only needs to cancel the account, and the credit card must pay off the arrears in the card, or there is a business such as online banking, which must be stopped and terminated before the account can be closed;

Users can also go through the bank's ** banking service, according to the process of cancellation, here is mainly some users have opened ** bank, online banking and other services, so must be through the ** bank for cancellation business. The general process is to dial **, enter the ID number, and the potato opening password, and then operate according to the prompt sound to count the round dates to cancel the account.

Go to the bank counter in person.

If there is no money in the ABC gold card, it will not be automatically cancelled and will be in a state of sleep. It may also be downgraded, and if it is not used for a long time, it can be directly deregistered. The cancellation process is as follows:

Bring a valid ID and bank card to the local bank;

went to the bank to get the appointment number, and queued up but didn't get it;

Explain to the staff that you want to close your account and fill in the relevant application;

Give the bank card to the bank staff and submit the relevant documents;

The bank card account has been closed.

Note: If the bank card is lost, you need to reissue it first, and then cancel the account, and the card fee is required to replace the card;

The bank card account must be withdrawn from the balance on the card and ensure that there is no outstanding balance on the card.

Report the loss through the unified customer service ** operation, cancel please bring your ID card to the issuing bank in person, if you still need to continue to use, you can replace the card, do not have to take the method of cancellation.

Procedure: 1. Bring your ID card to the card issuing bank to report the loss. The card can be cancelled or replaced seven days after the loss is reported.

2. After seven days, bring your ID card and the form you fill out again to report the loss.

3 Tell the staff that you need to cancel the card.

4. The staff will handle it for you.