What should be the relatively correct view of money and consumption around the age of 20?

The red and the black near the ink have a lot to do with the environment, and if the friends around you don't have the atmosphere of comparison, it's still easy to form a habit.

The concept of money as a values, a kind of material view, was not discussed separately, if you must say, first look at the essence of money, money is an intermediate commodity, that is to say, money is actually a commodity, some people sublimate money from commodities, this is the wrong view of money, money is not supreme, but ** in life and return to life, grasp this, should be the correct view of money (personal opinion).

You can pick on yourself, but you can distinguish the overall situation and the subsections, the core of the relationship to see the character, to be generous, I was brought up by my grandparents since I was a child, so the concept of thrift and thrift of the older generation is deeply rooted in the bone marrow, but I have always saved myself (when I first worked, I ate the lunch of the Rosen family for lunch for a year or two) and will not deduct close relatives and friends, of course, there is a premise, that is, the other party is also close to my view of money, no one is a fool, and it will not last long to take advantage of it, I am out of society late, and I will only have income after graduating from graduate school, But since graduating from college, there are often former acquaintances who got married and handed me posts, I know that if I give a gift, I want to ask my parents to get money, after all, I am an adult, how to be generous to others at will, then, whether to give a gift or not I have only one criterion in my heart, that is, I really be a good friend in my heart, and I don't feel uncomfortable at all if I don't return the gift to me in the future, so I don't expect to take back all the things that are sent out, and I don't compare the amount with anyone, depending on the judgment of my heart, of course, some people who are already weak are alienated,It's also very good.,Automatically help me screen out a group of low-level interpersonal relationships,In short,In the matter of the red bomb,I must have an assertive opinion in my heart.,Don't be coerced by anyone's concept casually.,Tend to be inflammatory.,It's not good to worship high and low.,But ordinary people tend to take advantage and avoid disadvantage.,It's a fact that you worship the strong.,I'm strong.,There will be no fewer friends.,Daily interactions,For example,People invited me.,I can't AA at the time.,I will also think about the next time I ask to go back or give people gifts at the right time.,Including the boy who chased me.,Buying and selling is not benevolent and righteous, but the most important thing is that I don't want to belittle myself, I have gone out to run errands and passed by the company downstairs to buy a big box of godiva to send the former colleagues to share the experience, because the previous years of working together is very harmonious, and my new company when the old employer's hr colleagues are also very fair, to the kindness of others to return kindness, the courtesy is not more important, in the unexpected, to surprise, I have been very good to the company's colleagues, after all, the company is a gathering of a group of people with similar background strength and yours place, it is easy to meet a considerable quality of friendship, to family relatives and boyfriends these are more generous, red envelopes for the New Year's holidays, birthday gifts, these are the minimum, my father was seriously ill a few years ago, and my hundreds of thousands of savings were immediately transferred to my mother, before my mother has been complaining that I work and have income and do not pay the family, and then never say it again, to I want to go abroad, but also support without a word.

There is now too much information that preaches people to spend money and teaches people to spend money. There are too few articles that persuade people to make money by putting in the effort and learning how to make money. But the priorities of these two things must not be mistaken, otherwise people's mentality will be very distorted.

Enjoying life as a reward for your efforts is something I think is worth promoting. Not limited to young people, people of any age need to keep themselves updated.

I don't guarantee that what I'm saying is what the public agrees to be right, but I'm not biased. It is said that diligence and thrift are the traditional virtues of the Chinese nation, which is just a virtue and has nothing to do with your family conditions. In today's society, if you don't have any worries, anyone can spend money!

But do you really want to spend it however you want? The kind that you don't know how much you spend every day? It's not that my family is poor, so I don't need anything but food, I don't spend anything, and I share it with my parents.

You still have to use it when you need to. It's not that I'm a rich son, my parents give me plenty of money, and I spend as much as I want. Everyone likes money, but you can't have the mentality of spending how you want to spend and spending as much as you want.

You have to be conscious of saving money. The correct view of money is estimated to be that life does not bring death and does not take it, it cannot be said that it is not important, nor can it be too important, and money still cannot buy many things. A gentleman loves money and takes it in a good way, obtains it in the right way, uses it to do the right thing, and makes himself feel at ease.

When it comes to spending, no matter how you spend it, you want to spend more money than you can afford, which is a kind of self-discipline.

For example, applying for an English class or even going abroad to find a study abroad consultant, this is an investment in yourself, you don't have to care about the difference of tens of thousands of dollars, you can earn it back in the long run, but buy popular skirts, brand-name bags, do nail art, and retire from fashion in a few months, or, after the freshness is over, things are idle, and they are depreciating every minute, or they are completely wasted, in order to satisfy their vanity for a while, it is not good for your long-term financial health, Of course, people have the need to enjoy themselves, but this kind of pure consumption must be done within their means, in moderation, clothes and clothes are not the same, buy a few good textures, interviews or daily work elite style, which can help you establish a professional, authoritative workplace image, is investment rather than consumption, these do not have to worry too much about the amount, and the salary can be negotiated, a good image is convenient to mention the conditions, don't look down on small money, do a nail art today, get a spa tomorrow, a month may be thousands of dollars to go out, Isn't it good to reduce the number of times appropriately and save money to invest in an index**.

Investing in yourself is not investing in something outside of your body. Use money to buy time (to increase efficiency) and at the same time make yourself worthy of the time you buy. An hour at a 20-year-old, and an hour at a 40-year-old, are worth different amounts of money, and that's the biggest disagreement between you and your parents.

In the last sentence, the economic base determines the superstructure. Spend your own money freely, spend your parents' money, and listen to your parents.

Tell me a little bit about personal ideas. How much money you have to spend and how much you spend. For example, 5k monthly income, 1k is kept and saved, 1k rent, and 1k food.

1k daily necessities, dinners, etc. That's 1k left to spend. I think this way of consumption is a more correct view of money and consumption.