Is it necessary to buy insurance to buy a mobile phone? Is it necessary to buy in store insurance fo

If the phone you buy is very expensive, you can buy him a broken screen insurance, as well as replacement insurance. This is quite necessary, if the phone is very cheap, then it is not necessary, because there is not much money to repair.

Now he has launched a lot of software to sell mobile phones, and you can buy insurance by the way when you buy a phone, with screen insurance and replacement insurance. Broken screen insurance means that within one year of buying a mobile phone, no matter what the reason is, the screen is broken, she can pay you and replace it with a new screen.

The same is true for replacement insurance. Of course, these two insurances are not cheap, like a mobile phone of more than 2,000 yuan. His broken screen insurance,Basically, it has to reach 79 yuan a year,To be honest, if you use it normally,The screen may not be broken within a year,So the insurance significance of buying a screen is not particularly big,Of course, if you buy an Apple or Samsung This is a very expensive mobile phone,Then it is very necessary to buy insurance。

Especially the current full-screen mobile phone, just like Samsung's latest Samsung S8, this mobile phone is because the screen is too large, and the back cover adopts a variety of new designs, so it is easy to break when it falls on the ground, such a mobile phone must have insurance, if you don't buy insurance, then you have to use your own money to repair the phone. It's very expensive, it's not cost-effective.

Expensive mobile phone, insurance will naturally be expensive, but it is also easy to use it, the screen of the full screen is very large after all, plus it is difficult for us to ensure that the mobile phone will always be in our hands in our daily life, and it will not fall to the ground, too expensive mobile phones are indeed too expensive when changing the screen, so buying an insurance is really to reassure yourself, after all, insurance may be more than 100 a year, which is not too expensive.

I seem to have heard of the insurance of the mobile phone for the first time at Luo Yonghao's hammer mobile phone press conference,With 199**,Replace the front and rear glass of the mobile phone twice,The hammer mobile phone with double-sided glass design at that time still has a very high cost performance,And from Luo Yonghao's precedent, other manufacturers have begun to follow suit,Xiaomi 99,Meizu89,OnePlus59.The competition is fiercer than the other, and at the same time, it also shows the importance and popularity of mobile phone broken screen insurance.

So does mobile phone broken screen insurance have actual purchase needs for us ordinary consumers? Although at present, the quality of the mobile phone screen has become higher and higher, and the fall resistance of Corning Gorilla's glass has been much higher than that of ordinary glass, but we are still hurt by the screen, we all know that the most expensive mobile phone is **? It is the motherboard and screen, once the screen is broken, the basic mobile phone has been scrapped 80%, and the official cost of replacing the mobile phone screen can be said to be quite expensive.

A Samsung, Apple's official replacement of the original screen basically costs thousands of yuan**, and with non-original screens, we have to endure the scum-like screen display effect. But if you spent 199 to buy a broken screen insurance at that time, then you can replace the screen for free, friends, what a humane service? And there is no need to spend a higher screen price, making our mobile phone more comfortable, so mobile phone broken screen insurance for those who have broken hands, naked running party is definitely an indispensable value-added service, must be purchased, but if you are the kind of mobile phone care has a good care, must be filmed before use, with a shell master, then mobile phone broken screen insurance for you does not seem to be so needed.

Therefore, the purchase of mobile phone insurance depends on personal usage habits, if you encounter a casual party, it is still recommended to buy, if the perfect file for obsessive-compulsive disorder patients is estimated to be no longer necessary, because there is no opportunity to use it at all.

It is necessary to buy.

In addition to the extended warranty, it also provides 2 opportunities for official warranty for man-made accidents (similar to falling into water, accidental breakage, etc., you can pay a fixed fee to get official repair or even replacement).

Benefits of Buying AC+:

You can use this Apple product naked within the year, and you don't need to worry about all kinds of accidents, even if you fall to the slag, it is not a problem.

2. This Apple product is still not used within a year and a half, but it can be cruelly broken and then replaced with a new machine at a fixed cost.

There is no need for Apple to have a three-pack policy.

If it is broken during the warranty period, it will be replaced with a new one for you.

There is no need for Apple to have a three-pack policy.

If it is broken during the warranty period, it will be replaced with a new one for you.

There is no need, if it is a quality problem, Apple has a three-guarantee policy, and if it is broken during the warranty period, it will be replaced with a new one for you.

If you're worried about human damage, you can buy it.

It mainly depends on the type and frequency of products used.

2. If you can't make up your mind, you can make a decision to buy it after one year of use.

Fruit fans' love for Apple's mobile phone is unparalleled, and the mobile phone will inevitably have risks such as broken screen in the process of use. Can you buy insurance for iPhones? Is there any mobile phone broken screen insurance for sale?

The screen of the mobile phone is broken, and it costs a lot of money to replace it. Especially for some people with "slippery hands", the mobile phone screen is simply broken and new. However, Alipay recently revealed on its official Weibo that the new version of Alipay's wallet that will be updated will launch mobile phone broken screen insurance, spend yuan to buy an insurance, once the mobile phone screen is broken, you can enjoy free replacement of the mobile phone screen with insurance.

The cost of changing the screen for a few hundred yuan is indeed not cheap for a mobile phone of several thousand yuan. A 20 yuan insurance can get a free screen change, which is indeed a lot more affordable for many "hand slippery" mobile phone users. However, some netizens believe that now that the mobile phone screen film and mobile phone case are added, the probability of the screen breaking has been greatly reduced, and if you buy this insurance, you must have a broken screen within a year.

If you have insurance needs in this regard, you can go to Alipay to inquire about the purchase.

Answer: When buying a mobile phone in e-commerce, you will often see such insurance as screen insurance, mainly for low-cost or free repair and replacement through the insurance when the mobile phone screen is accidentally broken. And now the service life of mobile phones is generally not long, 60% of people will replace their mobile phones within a year or two, if you are using an Apple mobile phone, the frequency of replacement will be higher, mobile phone replacement and insufficient mobile phone memory are the main reasons for replacing mobile phones, and most of the old mobile phones you replace can still be used normally. In other words, the insurance you buy seems to have an underwriting period of three or five years, but in fact, the insurance coverage time is only 1-2 years.

The rest of the time, your insurance premiums are wasted.

However, this is not to say that you don't need such an insurance, if your mobile phone is more expensive, for example, the most ** Apple mobile phone, ** must be more than 5000 yuan, and the higher one even reaches 8000 yuan. The ** to replace the original screen of Apple's mobile phone is about 1500 yuan or more, which is equivalent to some domestic ordinary mobile phones. At this time, if you add some fees and buy mobile phone screen insurance, it will be more cost-effective, once your mobile phone has an accident, it can be regarded as an additional protection, this money is not particularly much for people who can consume a high-end mobile phone, and you don't have to care about it at all.

And if your mobile phone itself is relatively cheap, and the model is very common, then the value of your insurance is not very large. First of all, the cost of insurance has exceeded the value of your mobile phone itself by more than 10%, and even some can reach 20%, and after the mobile phone screen is damaged, you can find some relatively good quality copycat products to replace, the overall maintenance cost is also within 300 yuan, most of them are only more than 100 yuan, there is no insurance The impact is not large, and there will be a lot of trouble in the process of insurance taking effect, for this money is a little more than worth the loss.

There are still too few types of mobile phone insurance, and if the loss of mobile phones can be included in the scope of insurance, I believe that many people will buy it, but at present, there is no way to achieve this situation. In view of the existing situation, whether you are willing to buy mobile phone insurance or not depends entirely on your personal wishes.

It is certainly necessary to buy insurance. Insurance cannot avoid accidents, nor can it affect our birth, old age, sickness and death, but buying insurance can reduce the financial impact caused by illness and accidents, and reduce the financial burden for yourself and your family. The main types of life insurance on the market include accident insurance, medical insurance, critical illness insurance, and life insurance.

Premiums are limited to 5% to 20% of annual income.

It shouldn't be necessary, to be honest, the phone will be changed. It also has a lifespan of only 3,5 years. Not falling is the biggest insurance.

If you do the kind of work that is easy to damage the phone, you can consider it, if you play normally, generally speaking, there will be no problems within a year, pay attention to the phone protector, the phone case, these, protective measures.

You don't need to buy insurance to buy an ordinary mobile phone, but if you buy Apple's most advanced mobile phone, you may really have to buy insurance and personal accident insurance. Because if you encounter a snatching mobile phone, you may have a personal accident.

I feel like the future development trend will still be wanted, otherwise the cost of mobile phone repair is so high, how can I afford it, and Apple 8 is out, the maintenance ** is higher, just spend a few dozen yuan to save yourself.

It's kind of insurance. Why is it cheaper to sell mobile phones online, because what is sold online is parallel goods, and selling licensed goods online is similar to physical stores. Really, the European parallel goods and Hong Kong and Taiwan parallel imports on the Internet are cheap.

If you want to buy, try to buy Hong Kong and Taiwan parallel goods. The Hong Kong and Taiwan parallel goods keyboard has strokes and a Chinese Simplified Chinese system. The European parallel trade strokes are engraved by themselves, and some have no strokes yet.

Benefits of buying online: **Cheap, N78 Hong Kong and Taiwan parallel goods support 3G, while mainland licensed goods do not support 3G. Cons:

The instruction manual is in traditional Chinese, and the warranty is more troublesome. Weigh it yourself, I recommend buying it online.

A lot of people don't buy it. You don't have to think it's expensive. If it's broken, I think it's worth it. If you don't buy a broken screen, you can buy a tempered film and a phone case together.

Since January 2017, the mobile phone accident protection service and broken screen protection service have been completely discontinued.

Customers who purchase a specified** model phone can claim it for free through Samsung S Assistant.

For details**Model and application method, please check the official homepage of Samsung Service Card or consult Samsung Electronics Member Club Service**: 400-6869-000

Is the landlord talking about accident insurance?

I haven't heard of this, if it's a warranty card, it's better to do one.

If this is not expensive, you can get one, I don't know that mobile phones also have insurance.

In case of a critical illness, it will bring huge medical expenses to the family, and there will also be loss of income such as ** expenses, family debts, and living expenses. Critical illness insurance, which can be paid in advance, can hedge these risks, and its sum insured can not only be used to treat diseases, but also to make up for the loss of family income.

I didn't expect anyone else to have this problem,Of course, it is necessary to buy insurance!

Insurance should be bought as soon as possible, the sooner it is purchased, the cheaper it is. Take advantage of the fact that there is no major problem with the body, you can choose more cost-effective insurance suitable for you, otherwise in the future, the range of choices will be less, not you choose insurance, but insurance choose you. Of course, the importance of buying insurance is not only these, but friends who still have doubts can click here:

Should I buy insurance or not? If you don't take risks, won't the money be spent in vain? 》

1. Why buy insurance?

1.Passing on the risk of disease

Insurance is to deal with future risks that hit families. Let's take a look at a set of terrible statistics, the probability of a person suffering from a major illness in a lifetime is 72%. There are as many as 4 million leukemia patients in China, and the number of cases is 10,000 per year, and it is increasing year by year.

Leukemia, a disease that is easy to recur and persists, costs hundreds of thousands or even millions, and many families have become impoverished as a result.

2.The sooner you buy it, the cheaper it is

After all, insurance companies are not philanthropists, and as we get older, various small physical problems gradually increase, and the probability of illness increases, and the premiums naturally become more and more expensive. While you are still young, buy an insurance policy as soon as possible, the sooner you buy, the higher the leverage.

2. What type of insurance should I buy?

It is recommended to buyCritical illness insurance + medical insurance + accident insurance + life insuranceThese four types of insurance are sufficient to withstand future risks.

Critical Illness Insurance:Get a large sum of money at one time, free to use, in addition to the cost of insurance and follow-up recuperation, you can also compensate for the loss of income during 3-5 years of recuperation. This is a collated critical illness insurance ranking, if you are interested, you can take a look:

"Comparison Table of 136 Popular Critical Illness Insurance in China".

Medical Insurance:Medical insurance supplements the deficiency of social security, and can reimburse the huge medical expenses required for serious illnesses, and the premium of one or two hundred is as high as millions of insurance amounts, which is very practical. Like these ten popular medical insurance on the market, it is still worth buying:

"Top 10 Million Medical Insurance Rankings Newly Released! 》

Accident Insurance:Accidents always come suddenly, and all you can do is to be prepared for future unexpected risks. The point is that the accident insurance premium is very cheap, and you can have up to hundreds of thousands of insurance amounts for dozens of yuan.

Life Insurance:It is mainly to resist the risk of loss of income caused by the death of the breadwinner of the family, and to ensure that the quality of life of the family will not be affected after the breadwinner loses his or her earning capacity.