With a monthly net income of 7000, should I buy a car? What price to buy?

The monthly income is 7000, according to the general company system, you should get 14 months' salary a year, so that the annual salary (or what you call the annual net income) is about 100,000, so if it is only from the income level, (first exclude the cost of parking spaces) is completely enough to buy a car, after all, it is still very appropriate to spend two or three years of salary to buy a car.

But whether to buy a car or not is still to be judged by your needs. Let's talk about the more common needs, you can sit in the right seat.

1. Daily commuting type.

If you live in a city where the bus is not very congested, it is more convenient to have a car to commute to work, and this is your main need. Then it's still a good choice to buy a scooter. This can greatly improve your sense of well-being, you will find that your life radius has suddenly become larger, and you don't have to crowd public transportation or take a taxi when you go out.

And you can afford to afford a scooter.

If you have this kind of demand, then in my opinion, your budget for buying a car is not too high, about 100,000 is a very good choice. You should be looking for keywords such as "fuel economy", "quality", "comfort" and "refinement". You can recommend a few for your reference, such as Honda Fit, or Volkswagen Polo, Volkswagen Golf, Honda Jed, etc., which are all good choices at this price.

2. Long-distance travel.

If you like to travel to nearby cities on the weekends, or want to drive yourself home during the holidays, or other slightly more frequent long trips like that, then you also need to buy a car, at least not superfluous.

If these are your main needs, then I think the keyword "comfortable" may be more in line with your needs, so I recommend some entry-level small and medium-sized cars, after all, the big advantage of a car is comfort.

If you are more of a car lover, or if you are willing to invest more money in a car, and you don't have any other financial burden (buying a house, other hobbies, or other expenses). Then according to your financial conditions, you can save some savings and buy a car at a higher price. You can consider several big brands of B-class cars, such as Volkswagen, Mazda, Toyota, Honda, Cadillac, if you have enough savings, buy some luxury car brands, such as Infiniti, Volvo, Lexus, Mercedes-Benz, BMW, Audi, these brands of B-class cars are also okay, because your salary can almost afford it.

3. Dream type.

For this kind of car buying demand, then I don't think there is much to say, if you can afford to buy it, and keep it (maintenance costs, annual insurance, fuel costs, maintenance costs in case of accidents), then buy it decisively, there is nothing more enjoyable than buying what you dream of.

Fourth, the support scene type.

For users with this type of needs, it is recommended that you buy some cars that look more high-end or more expensive. For example, Mazda's MX-5, a two-door trot with good appearance and performance, or a Mercedes-Benz A series, at least a Mercedes-Benz, similar to this model, has a budget of about 200,000 yuan, which is acceptable.

It depends on which city it is in.

If yes. Forget it in the first and second-tier cities, first of all, the monthly salary of 7,000 is really not much, just to solve the level of food and clothing, although it is a net income, but it is not much, well, people have a monthly income of tens of thousands, and some people are on an annual salary, or work hard for a few years, now the primary problem is not to buy a car, but to improve their ability to strive for a new level of wages. And in addition to the problem of money, the first and second tier cities are so congested, you can't run if you buy it, you can't run it when you buy it, and the parking fee is not as fast as taking the subway, and the parking fee is a big expense, which is costly, laborious and inconvenient, so why bother?

If it is. Third, fourth-tier cities can be considered according to the actual situation, if you have a family and children, and there are more places to use other cars, you can consider buying one, there is no need to buy too good, how to say this kind of thing, when you need it, it is a means of transportation, when you don't need it, it is a money-burning machine, only for the kind of special rich, it is a status symbol, then you can buy about 100,000 yuan, not rotten to three days and two problems, It's not so good that it costs a lot of fuel, as long as it's just right.

If you are in a small city that does not know whether it is the seventh or eighth tier, your salary should belong to the middle or above level, and there are not a lot of other expenses in the small city, you can buy a slightly better one at one time, and then change the car after you get middle-aged, after all, it is also a high-income group, and you will definitely not be satisfied with your cheap car at that time.

I think it's okay to buy a scooter for about 3000 because of this.

**The quality of the scooter is still very good, and there are a lot of people.

will buy a car at this price in the detective.

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It depends on your personal needs, you can buy it if you need it, you can pick up the car with a down payment of 10%, and there are many models and choices for the detective to buy a car, and the pressure is not too great every month.

100,000 or so. Such a car can be used for easy transportation without affecting your life too much.

Honda Accord, Mercedes-Benz A-class, Audi A4L, these three cars are more suitable, because their ** is generally around 200,000, and it is very easy for you to use a loan, and it is also very decent.

You can buy a Volkswagen, this car can drive a very comfortable feeling, which makes people feel particularly good, so driving this car is particularly refreshing.

This depends on your own choice, can you choose the kind of car under 20, like your price, you can choose Passat, Teana, Accord, Civic, these are all options, and if you buy a car, you can mention 10% of the monthly payment, and there is not much.

You can buy a car with a monthly salary of 6000 to 7000, anyway, I recommend buying it, about 10 cars There are still a lot of young people who buy cars.

Personally, I think that this income is suitable for a car of about 100,000 yuan, so that the pressure of repaying the car loan will not be so great.

A car of 130,000 is suitable, so that it will not reduce your status, but also relieve your pressure.

You can buy a car like the Passat, and the detective can buy a car with a down payment, and it will be more than 3,000 monthly payments every month, and he will go to a personal household.

If you have limited capacity, you can consider about 100,000 cars, and now cars are also an indispensable means of transportation in our lives.

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I think you can buy a Volkswagen, or a Hyundai, because these two cars are very family-friendly.

When you buy a car, you can look at the detective to buy a car, and the model is more and the car is faster.

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If the owner of the car with a monthly salary of about 7,000, you can choose a vehicle with a price of about 150,000. In this way, the burden of self-inflicted eggplant will not be too heavy, and the car is actually a daily commuter, just for the convenience of themselves or their families.

With the development of China's economy and industry, all kinds of cars appear in people's field of vision, some people will choose the national Sakura car, some people will choose the joint venture car, but now the car is an inseparable part of every family.

If you choose a car of about 150,000 yuan, then the annual maintenance fee + gasoline cost + insurance fee will be about 15,000, of course, excluding parking fees, parking fees or other expenses.

Nowadays, many people will choose to take out a loan to buy a car, and the choice of a car and the amount of monthly payment, whether it is within the range of family economy can afford, has become the most important question for every car owner.

If the monthly loan plus gas and parking expenses are about 4,000-5,000, and the monthly salary is 7,000, then you still have 2,000 yuan per month, which is more appropriate.

Millions of car purchase subsidies.