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Compulsory traffic insurance--- This is the minimum protection to protect the basic rights and interests of others, such as hitting and killing someone, you can't afford to pay for the poor jingle and you don't have other insurance, compulsory traffic insurance gives the victim a little funeral expenses, and you have to pay the legal responsibility, which is a compulsory insurance. Car damage insurance --- car accident, the car is scrapped, the car is bumped, and even scratches can be damaged, repair the car yourself and spend less money, with no deductible You can repair the car without spending money, and it is also the most important insurance. Third-party liability insurance--- if you hit someone's car with 1 million, it costs 500,000 to repair the car, or 500,000 to compensate if you hit someone, and the third party will compensate you at this time, provided that your third-party insurance covers 500,000.
As the name suggests, robber insurance --- pay you for the car after it is robbed and stolen, and the depreciation of your car is calculated. Driver Liability Insurance and Passenger Liability Insurance --- you are involved in an accident while driving, and you and the passengers next to you are injured. Glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, on-board cargo drop liability insurance, vehicle shutdown loss insurance, new equipment loss insurance, these are also as the name suggests.
Regardless of deductible--- more important types of insurance, such as your liability in a crash, only part of the car damage will be compensated to you, and with the deductible, you can be compensated in full.
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Core tip: The passenger car ticket is a written certificate indicating that the carrier has the obligation to transport its holder, and it is also the basis for receiving the passenger's travel expenses. The following legal express gives you a detailed introduction to the legal role of Taiyuan passenger bus tickets.
Article 294 of the Contract Law stipulates that "a passenger shall carry a valid ticket. If a passenger is not travelling in a row, over-traveling, skipping class, or holding an invalid ticket, he/she shall pay the fare in addition, and the carrier may charge an additional fare in accordance with regulations.
If the passenger does not pay the fare, the carriage may refuse carriage. ”
A ticket is a written document indicating the carrier's obligation to carry its bearer and is the basis for receiving the passenger's fares. Regardless of the mode of transportation, passengers must present a valid ticket to board, board or board the aircraft, and except in special circumstances, they cannot board, board or board the aircraft without a ticket. A passenger ticket is a ticket for passengers to ride.
In a legal sense, a ticket is the only document proving the contract of carriage of passengers. The name of the station (wharf, airport) to which the passenger is to arrive, the passenger's seat, the period of validity of the train, and the freight and other charges paid by the passenger shall be stated on the ticket.
Therefore, the ticket confirms the rights and obligations of both parties to the passenger contract. If the parties have fulfilled the items recorded on the ticket, they have fulfilled the basic obligations of the contract. Passengers must board according to the station (pier, airport) and seat category shown on the ticket.
If a passenger takes more than the carriage indicated on the ticket, or does not take the seat indicated on the ticket, he/she shall pay the corresponding arrears or freight. When handling the matters of these passengers paying back fares, the carrier must strictly follow the regulations, and shall not arbitrarily increase the fare or charge additional fares.
Passengers must be on board with a valid ticket. The carrier shall have the right to inspect the passenger during the carriage. If the carrier discovers that a passenger is travelling without a ticket, over-traveling, skipping a class or holding an invalid ticket, the carrier may order the passenger to pay the fare and the carrier may collect additional fare in accordance with relevant regulations.
If the passenger does not pay the fare, the carrier has the right to refuse carriage.
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The passenger contract is a type of contract of carriage and has the following legal characteristics:
1. The subject matter of the passenger transport contract is the act of transporting passengers. The purpose of the passenger contract is to deliver the passenger to the destination safely on time, so the subject matter of the passenger contract is the act of transporting the passenger.
2. The passenger transport contract is a practical contract. The contract of carriage shall be concluded upon delivery of the ticket by the carrier to the passenger, unless otherwise agreed by the parties or otherwise customary in the transaction.
After the contract of carriage comes into effect, the carrier has the obligation to deliver the passenger safely to the destination, that is, the carrier shall ensure the personal safety of the passenger during the transportation. The carrier shall be liable for damages for the passengers' ** during transportation. However, this does not apply to the condition that the passenger's health is caused by the passenger's own health or that the carrier proves that it is caused by the passenger's intent or gross negligence.
The provision of such exemption indicates that the carrier shall be liable for the passenger's personal ** without fault. The carrier's liability for compensation to passengers** and the application of their exemptions are not limited to passengers who normally purchase tickets to take the train, but also to passengers without tickets who are exempt from tickets, hold preferential tickets, or have the permission of the passengers to board in accordance with regulations.
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