Do I have to buy car insurance in installments at the bank?

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Not necessarily all banks, but the banks are more formal, and the others are not insured.

It is not necessary to purchase car insurance from the bank or an institution designated by the bank to buy a car in installments, but you can purchase car insurance according to your wishes.

According to Article 14 of the "Measures for the Administration of Automobile Sales", the first merchants and dealers shall not limit the place of household registration of consumers, and shall not limit the providers and after-sales service providers of auto parts, supplies, finance, insurance, rescue and other products to consumers, except for the accessories and services used when the "three guarantees" service and recall of household automobile products are borne by the first business.

When selling automobiles, dealers shall not compel consumers to purchase insurance or provide them with services such as vehicle registration on their behalf.

You can buy car insurance by paying in installments, but you must buy all the car insurance policies prescribed by the bank during the loan repayment period.

Generally, the first year of insurance is purchased directly at the car dealership.

In the second year, you can take out your own insurance, but the insurance must include the type of insurance prescribed by the bank.

It usually includes car damage insurance, third party liability insurance, theft insurance, and deductible insurance.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Not necessarily, you can agree with the dealer, voluntarily choose to buy insurance, or by the dealer all-inclusive 1, loan to buy a car in the second year of insurance can be purchased normally, in addition to the compulsory traffic insurance that must be purchased, you can also insure third-party liability insurance, theft insurance, scratch insurance, car damage insurance, car personnel insurance, deductible insurance and other basic insurance, to see what insurance you need, non-essential insurance can not be bought.

2. After the expiration of the insurance in the first year of the new car, the actual insurance situation can be compared with the policy type of insurance setting, and the result of the first year of insurance is not only a "regret", but the basis for the second year of insurance for the new car, and the choice of insurance is more targeted and instructive than the first year.

3. If the insurance company is specified when the loan is used to buy the car, and the agreement cannot be changed, then the insurance company cannot be changed during the contract period; If you are not satisfied with the current car insurance company if you have not agreed on an insurance company, you can change it in the second year.

It depends on how the dealer you choose stipulates, some dealers stipulate that you need to buy insurance in the store, and some dealers do not stipulate that you must buy in the store, so you can choose to buy it yourself.

Q: What kind of car insurance do I need to buy to buy a car in installments?

Now the new regulations are that the installment car must buy full insurance in the first year, but it is not mandatory in the second year, because although the vehicle in the first year is in its own name, the vehicle does not really belong to itself, so the bank or the first beneficiary will require that the first year must buy full insurance to ensure the safety of the vehicle. In the second year, it is not mandatory to purchase full insurance, but it is necessary to purchase compulsory traffic insurance that is mandatory for the purchase of the state, which is a national regulation, all vehicles must purchase this type of insurance, which can provide the most basic protection for the vehicle, however, if possible, it is recommended to buy full insurance to protect their vehicles and their own safety.

Cars have become an important means of transportation for everyone, whether it is to work or play, the first thing that comes to mind is to drive their own vehicles to different destinations, because if you take public transportation, it will limit our place to play, and even because you miss the time of the shift and there is no way to reach the next destination, which gives the masses an extremely inconvenient feeling. In this way, everyone also discovered the advantages of using a car, so that you can arrange your own departure time and not miss the schedule because you forget the influence of the timetable. In this case, many families will choose to buy a car for home use, which is also the status quo of most families.

Today's automobile production lines have become quite mature and perfect, and more and more car brands have appeared, and consumers are dazzled by the variety of vehicle styles they can choose. In such a situation, many car manufacturers can only come up with different ways to ensure the efficiency of their cars, which has also led to the payment method of paying for cars in installments. The payment method of installment payment is also to spread the financial burden of buying a vehicle for individuals into each month, reducing their financial pressure.

After using the installment payment method to purchase a vehicle, can I buy the insurance myself?

The installment payment method is only which way we choose to pay the full amount of the vehicle, which does not affect the purchase of vehicle insurance, because the owner of the vehicle still belongs to the consumer himself, so when purchasing insurance, the vehicle and the owner's valid documents need to be issued to purchase. Under such a system, even if the vehicle is purchased in installments, the insurance should be paid for by yourself, and there is no need to pay for this insurance through other means. After you buy a vehicle in installments, you must remember that you have sufficient funds in your bank card to deduct the money to avoid overdue payments.

You can buy it yourself, but it must be the second year, and you can buy it from the insurance company after the insurance expires.

You can buy it yourself, but generally 4S stores will recommend it to you, and if you are particularly dissatisfied, you can go out and buy it yourself.

Of course, you can buy insurance, and only when you buy an insured vehicle can you go on the road and be protected.

Summary. Hello, if you take out a loan to buy a car, is the insurance bought in installments: Yes, if it is paid in installments within 1 year, the insurance period can be handled for 1 year, and the insurance can be renewed in the original company or insured in other companies in the next year.

If you buy a car with an installment loan, the car insurance is separate and will not be counted in the loan amount, but when the borrower applies for a car mortgage installment, he must apply for vehicle loss insurance, theft insurance, natural insurance and third-party liability insurance at the insurance company at the same time as providing insurance, and the borrower shall not interrupt or cancel the insurance for any reason before the installment is fully settled.

If I take out a loan to buy a car, do I buy insurance in installments?

Hello, if you take out a loan to buy a car, is the insurance bought in installments: Yes, if it is paid in installments within 1 year, the insurance period can be handled for 1 year, and the insurance can be renewed in the original company or insured in other companies in the next year. If you buy a car with an installment loan, the car insurance is separate and will not be counted in the loan amount, but when the borrower applies for a car mortgage installment, he must apply for vehicle loss insurance, theft insurance, natural insurance and third-party liability insurance at the insurance company at the same time as providing insurance, and the borrower shall not interrupt or cancel the insurance for any reason before the installment is fully settled.

How long is the installment of a car insurance loan, how to buy a car insurance with an installment loanThe maximum loan term of a car insurance loan is 3 years, and the longest installment is 36 installments. Generally speaking, a loan to buy a car will require you to buy car insurance at the same time as buying a car, not afraid of 10,000 just in case, car insurance can compensate for the economic losses caused by accidents when accidents strike, and can solve urgent needs. Car insurance is divided into compulsory traffic insurance and commercial insurance, compulsory traffic insurance is a statutory insurance, the implementation of national unified terms and rates, as long as the vehicle is on the road, even if the car has not been hung up in a different place, it must first be insured compulsory insurance.

Commercial insurance is at your own choice. Generally speaking, 4S stores require full insurance, and they need to pay a renewal deposit, and the renewal deposit will be refunded when the loan is repaid. However, if you want to do it, you can buy only the following types of insurance:

It does not include deductible insurance, third-party insurance, car damage insurance, and theft insurance. For novices, it is inevitable that some vehicle losses will be caused by nervousness, unfamiliar road conditions, and imperfect technology, so it is best to purchase full insurance to obtain comprehensive protection, such as car damage insurance. Car damage insurance is the main type of insurance in vehicle insurance, generally should belong to the type of insurance, although ** is more expensive than other types of insurance, but compared to their own money to repair the appearance, repair the engine and other big money, it is still worth it to be small.

In addition to car damage insurance, third-party insurance is also very necessary for novices, especially the compensation limit of compulsory traffic insurance for property damage is low, and the insufficient part after the compulsory traffic insurance is paid can continue to be compensated by third-party liability insurance.

Summary. Hello dear, I'm glad to answer for you! If you take out a loan to buy a car, the insurance is bought in installments, if you pay in installments within 1 year, the insurance period can be handled for 1 year, and you can renew the insurance in the original company or apply for insurance in another company in the next year.

Hello dear, I'm glad to answer for you! If it is paid in installments within 1 year, the insurance period can be handled for 1 year, and the insurance can be renewed in the original company in the next year.

Dear, the loan to buy car insurance must be bought as follows: 1. Compulsory traffic insurance. This is a type of insurance that must be purchased by the state.

As long as the borrower buys a car, compulsory traffic insurance is a must-buy insurance, and there is no negotiation. 2. Third liability insurance. In terms of compensation, the amount of compulsory liability insurance is relatively low, and if the borrower has purchased third liability insurance, the amount of compensation after the accident will be relatively high.

3. Whole car theft insurance. After the purchase of a new car, it must be a pain like a baby, especially a good car, of course, it is afraid of being stolen and robbed, and it is necessary to buy the whole car theft insurance at this time. With the guarantee of this insurance, the borrower does not have to worry about the new car being stolen and robbed.

4. Vehicle loss insurance. This is the most common new car to buy the type of insurance, the car in the future use of the car in the process of hanging on the abrasions, etc., can apply for a claim, reduce the borrower's loss on the way to the car.

You don't need to buy it yourself outside.

Dear, no, you need to buy it yourself.

Dear, do you need anything else.

I'm not going to send you my insurance policy, you can look at it, and then show it to me.

Dear, yes. If I bought the insurance in the 4S store in the first year, do I have to buy it in the 4S store in the second year?

Dear, no. Dear, you can buy it if you want.

Buy multiple insurance claims order:

1. Both are accidental injury insurance: accidental death and accidental disability can be cumulatively claimed. For example:

If you buy accident insurance A in company A and accident insurance B in company B, if you die during the validity period of the contract, your family can bring the insurance policy and other supporting materials to go to companies A and B to receive compensation one after another, which is not a conflict.

2. Two copies are payout type critical illness insurance: after diagnosis, whether it is severe, severe or mild, each policy contract will be claimed, which means that critical illness insurance can be superimposed.

3. Medical insurance: When the medical expenses do not exceed the insured amount of a policy, they can only be claimed in one policy, if the medical expenses exceed the insured amount of a policy, first claim in one policy, and then take the shirt claim division to another company to reimburse the remaining expenses of the claim.

4. If it is the medical insurance and commercial insurance in the social security purchased, it is usually the first to reimburse the lack of social security medical insurance, and then the remaining part will be reimbursed or claimed by commercial insurance.