What is the explanation of real estate economics finance terms?

Finance is a branch of economics.

Finance is the study of the economic activities that finance money and monetary funds.

In economic life, credit and money circulation are inseparable, and it is the basic content of finance to closely link credit and money circulation together, to study their own laws of movement, their status and role in economic life, and their mutual constraints with other economic categories.

The content of finance is extremely rich, it is not limited to the study of financial theory, but also includes the history of finance, the history of financial theory, the contemporary financial theories of the East and the West, as well as the separate and comparative study of the financial system and financial policies of various countries, and the theory of trust and insurance is also within the scope of the study of finance.

The main topics of financial theory are: the nature, function, status and role of money; the form of credit, the functions of banks, and their status and role; the nature and function of interest; the characteristics and laws of modern money circulation, etc.

Major in Economics.

Business Training Objectives:

Business training objectives: This major cultivates senior professionals who have a solid foundation in Marxist economic theory, are familiar with modern Western economic theories, are proficient in modern economic analysis methods, have a wide range of knowledge, have the ability to expand and penetrate into economics-related fields, and can engage in economic analysis, planning and economic management in comprehensive economic management departments, policy research departments, financial institutions and enterprises.

Business training requirements: This major requires students to systematically master the basic theories of economics and related basic professional knowledge, understand the operation mechanism of the market economy, be familiar with the economic guidelines, policies and regulations of the party and the state, and understand the history and current situation of economic development at home and abroad; Understand the academic dynamics of economics; Have the ability to use quantitative analysis methods and modern technical means to conduct socio-economic surveys, economic analysis and practical operations; Professionals with strong written and oral communication skills, proficient in a foreign language.

Graduates are expected to acquire knowledge and competencies in the following areas:

l.Master the basic theories and analytical methods of Marxist economics and contemporary Western economics;

2.master modern economic analysis methods and computer application skills;

3.Understand the academic trends and application prospects of Chinese and foreign economics;

4.Understand China's economic reform and economic development;

5.Familiar with the economic guidelines, policies and regulations of the Party and the state;

6.Master the basic methods of Chinese and foreign economic literature retrieval and data inquiry, and have certain economic research and practical work ability.

Real estate: Real estate refers to land, buildings and the inseparable parts fixed on land and buildings, as well as various rights and interests attached to them.

Real estate is also known as immovable property due to its own characteristics, namely the fixity and immovability of its location.

Real estate can exist in three forms: land, buildings, and real estate. In real estate auctions, the auction objects can also have three forms of existence, namely, land (or land use rights), material entities and their rights and interests in the state of integration of buildings and premises.

Economics: Economics is a social science that studies human behavior and how to rationally allocate limited or scarce resources.

Finance: It is a discipline that studies the economic activities that finance money and monetary funds.

Finance is a general term for money circulation and credit activities and related economic activities, and finance in a broad sense refers to all economic activities related to the issuance, custody, exchange, settlement, and financing of credit currency, even including the purchase and sale of gold and silver, and finance in a narrow sense refers to the financing of credit money.

The content of finance can be summarized as the issuance and withdrawal of currency, the absorption and payment of deposits, the issuance and payment of loans, the trading of gold and silver and foreign exchange, the issuance and transfer of valuable money, insurance, trust, domestic and international currency settlement, etc. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, and credit cooperatives, finance companies, investment trust companies, financial leasing companies, as well as gold and silver, foreign exchange exchanges, etc. Finance is an economic category formed after the emergence of credit money, and it is two different concepts from credit

1) Finance does not include physical lending and refers specifically to the financing of monetary funds (narrow sense of finance), in addition to borrowing money to finance funds, but also to issue ** to finance funds. (2) Credit refers to the lending of all currencies, and finance (in the narrow sense) refers to the financing of credit money. The reason why people want to create a new concept in addition to "credit" to refer specifically to the financing of credit money is to summarize a new economic phenomenon; The two economic processes of credit and money circulation are closely integrated.

The most indicative of the characteristics of finance is the bank credit, which can create and subtract money, and bank credit is considered to be the core of finance.

The major of finance mainly cultivates students who have the basic knowledge of financial and insurance theory and master the technology of financial and insurance business, can use the general methods of economics to analyze financial and insurance activities, deal with financial and insurance business, have a certain comprehensive judgment and innovation ability, and can be able to be able to lead banks, commercial banks, policy banks, ** companies, life insurance companies, property insurance companies, reinsurance companies, trust and investment companies, financial leasing companies, financial asset companies, group finance companies, investment** Senior specialists working in the corporate and financial education sectors.

The main directions of finance include monetary banking, commercial bank operation and management, banking, international finance, international settlement, investment, investment project evaluation, investment banking, corporate finance, etc.

The real estate industry is capital-intensive, occupies funds for a long period of time, and has a strong dependence on finance. Real estate finance related to real estate refers to a series of financial activities of financing, financing and related financial services carried out through money circulation and credit channels in the process of real estate development, construction, operation, circulation and consumption.

The real estate industry is capital-intensive, occupies funds for a long period of time, and has a strong dependence on finance. Real estate finance linked to real estate refers to a series of financial activities in the process of real estate development, construction, operation, circulation and consumption, through money circulation and credit channels to raise funds, financing and related financial services.

Real estate finance is generally divided into real estate finance and real estate finance.

1) Real estate finance:

Real estate finance refers to various financing activities in the process of production, circulation and consumption of houses or buildings. Strictly speaking, it is different from housing finance. Housing finance is to use housing as a guarantee of credit to obtain financing of funds, such as housing vouchers, housing mortgages, mortgage loans, housing savings, etc., mainly in the financing activities in the process of housing consumption.

It can be seen that housing finance is only a part of real estate finance, not the whole thing. In addition to the content of housing finance, real estate finance should also include the financing of real estate development and management companies in the production and circulation of real estate commodities.

2) Real Estate Finance:

Real estate finance, also known as land finance, refers to financing activities arising from the paid use of land. Specifically, it can be decomposed into municipal finance and rural land finance. Municipal finance refers to the capital financing activities around the development, construction and operation of urban land, including municipal land acquisition finance, municipal land improvement finance, municipal land transfer and operation finance.

Farmland finance is a capital financing activity around the development, production and operation of farmland, also known as agricultural finance in foreign countries, mainly including farmland acquisition finance, farmland improvement finance, and farmland management finance. Compared with the two, the former has a higher degree of monetization and loan interest rate, the loan funds are easy, the repayment period is short, and the situation of installment repayment is more common; The latter is usually coordinated with the land policies of various countries, and with the support of the first country, the loan is not for profit, and the term of the loan is longer, generally as many as several years, more than ten years, or even decades. In China, agricultural finance is divided into broad and narrow senses.

Agricultural finance in a broad sense, also known as rural finance, includes all financial accompaniment activities related to production and operation in the rural field, such as deposit-taking, loan-granting, settlement, cash management, and rural credit cooperation; Agricultural finance in a narrow sense refers to the financing of farmland management, which is related to agricultural production activities.

With the increasing prominence of the close relationship between the real estate industry and the financial industry, real estate finance has emerged as the main content of studying the financial institutions providing relevant financial services in the fields of real estate production, circulation and consumption. It is a marginal discipline between real estate economics, monetary science, insurance, and investment. This book is mainly used as a textbook for graduate students and senior undergraduates majoring in real estate and engineering management, and can also be used as a reference book for practitioners and researchers in the real estate industry.

This book was published in 2008.

The second edition of bai is revised on the basis of duxing, and the second edition is the same, starting from the real estate dao attributes, telling about the self-answering attributes, economic attributes and social attributes of real estate, focusing on the real estate economic attributes characterized by real estate value and real estate ownership and property rights, the real estate market and its operation rules, management systems and regulatory policies, The relationship between the real estate industry and other industries and the development law of the real estate industry are also introduced in detail in the book.

The new contents added in this revision are mainly as follows: (1) new data, mainly the new results of research in recent years, as well as new data on market development in recent years, such as the proportion of urban and rural residents' residential consumption, real estate investment and sales, and changes in the real estate market in recent years; (2) new policies, such as the system of linking the increase and decrease of urban and rural construction land, the housing security system, and the real estate credit policy; (3) New phenomena, such as farmers' exchange of land for social security, real estate tax collection pilots, etc., and these new things were evaluated. It is hoped that the new book can better help students learn about real estate economics, understand policy trends and market development.

However, real estate economics is an intersection of multiple disciplines and has interdisciplinary disciplines.

Zhi's sexual dao nature. The main manifestations are: back.

1) Real Estate Economics and Urban Economics.

Answer: The intersection and overlap of economic (learning), urban land use and internal spatial structure, urban housing, and land management in urban management are all overlapping with real estate economy (learning).

2) Cross-overlap with resource economics. Resource economics mainly studies land development and utilization and rational allocation of land resources, which are also the research focus of real estate economics.

3) the overlap with ecological economics, the consistency between the sustainable development theory of the real estate industry and the ecological balance theory of ecological economics;

4) Real estate finance is known as the second finance, so that real estate economics and finance are closely linked;

5) The relationship between real estate economics and theoretical economics, which is not only manifested in the fact that real estate economics should be guided by theoretical economics, but also in the fact that land system, value theory, land rent theory and other theories are the eternal themes of theoretical economics and real estate economics research.

Real estate finance is divided into broad and narrow senses, and real estate finance in a broad sense is all financial activities related to real estate activities. Real estate finance in the narrow sense is manifested in some specific financial forms, such as the issuance of bonds to real estate banks, the establishment of housing savings institutions, the arrangement of real estate enterprises and the listing of real estate enterprises, the establishment of mortgage companies, mortgage loans and so on. In fact, the financing of real estate funds is not equal to real estate finance, financing is a major aspect of real estate finance, which includes real estate credit financing, real estate equity financing, real estate bond financing and the use of trust financing.

In addition to the financing function, real estate finance has many other financial functions, such as real estate insurance, real estate trust, real estate**, real estate pawn, etc. The current status quo of real estate finance in China has not yet formed real estate finance in the real sense.

Real estate economics is a sub-discipline of applied economics that is theorized and systematized in the process of real estate economy, with the purpose of revealing and reflecting the laws of real estate economy. The real estate industry is an independent large industry and an important part of the industrial structure chain, so the basic discipline positioning of real estate economics should belong to the category of industrial economics and belong to departmental economics.