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The boss used to be a senior executive of China Construction Bank, and now he has cooperation with many banks, has risk reserve custody in Industrial Bank, cooperates with state-owned assets in China, and guarantees from three major guarantee companies, offline for 8 years, you consult customer service, I also told me by customer service.
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Investment and financial management always need to pay attention to the allocation of assets, and not all the money can be gambled on one platform. The P2P industry is currently very chaotic, and now investors are diversifying their investments, generally investing in at least 10 platforms, and then using the online loan investment management software "Loan Friends APP" to manage these platforms in a unified manner, which is much more convenient.
Orange Flag Loan advertises that it has a state-owned background, which is how can I miss a platform like me who pays great attention to the background of the platform, but through my own query of Orange Flag's corporate registration information, I found that the shareholders are two natural persons, and there is no shadow of any state-owned shares, so after considering it, there is still no investment, although the interest given by Orange Flag is not very low, but I personally feel that I still have doubts about the background of Orange Flag, and finally I have to give up. I hope that there are friends who have invested in orange flag loans to come together to show the state-owned assets of the orange flag. For the orange flag project now seems to have some interest rate cuts, the highest 12-month is 17% annual interest, there is no 18% target, look at the project's mortgage information is quite complete, and the ** information on display is also available, but it is observed that the popularity of the platform seems to be very low, and no one has invested in the standard, and it is common for funds to stand guard.
There is a risk reserve disclosed in the safeguard measures, but the latest issue is ** in January 2015, and now it is June and July, and the display information of the reserve fund in these months is **? Did the platform forget or something happened? Generally speaking, I have doubts about the background, the platform's safeguards are still so out of tune, and I don't want to invest.
Let's share how to choose a reliable P2P platform:
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Summary. <>
Hello friends, Orange Loan is an independent P2P online lending platform, which belongs to the subsidiary of Shanghai Excellence Financial Investment Management. Since its launch in 2015, Orange Loan has mainly provided investors and borrowers with small and medium-sized consumer finance, first-chain finance and other services, and the core characteristics of the platform are efficiency, transparency and security. Orange Loan provides borrowers with fast and convenient borrowing services, and also provides investors with diversified and professional investment channels.
Which online loan company does Orange Loan belong to?
Hello friends, Orange Loan is an independent P2P online lending platform, which belongs to the subsidiary of Shanghai Excellence Financial Investment Management. Since its launch in 2015, Orange Loan has mainly provided investors and borrowers with small and medium-sized consumer finance, first-chain finance and other services. Orange Loan provides borrowers with fast and convenient borrowing services, and also provides investors with diversified and professional investment channels.
Which platform is Cheng Loan.
What is the name of the platform.
<>Hello, it belongs to the subsidiary of Shanghai Excellence Financial Investment Management. The main products provided by Orange Book Loan are personal consumption credit and small and micro enterprise credit, which has a higher reputation and market share than that of the state.
<> Hello, Orange Loan, founded in 2015, is one of the earliest companies to pioneer the P2P online lending model in China's Internet financial tracking industry. Orange Loan's main business is to provide borrowers and investors with fast, convenient and low-cost online loan matching services. Borrowers can obtain loans by applying for loans on the Orange Loan platform, and investors can obtain income by investing in borrowing projects.
Orange Loan adheres to the values of "efficiency, transparency and safety", and provides safe and reliable services to investors and borrowers through strict risk control and information disclosure mechanisms.
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Xincheng installment is a formal platform, and now if you want to lend money online, you must go through review and supervision, although the platform is not large, but Xincheng installment has relevant business qualifications, and it is good to be careful not to overdue.
The strength of the new orange installment platform
Xincheng Installment is an online lending platform jointly operated by Jinzhong Longxin Internet Microfinance Company and Xinliu Big Data Technology Company. Shareholders of Newstream Big Data Technology include SoftBank China Capital and Qihoo 360. In terms of platform strength, the new orange installment is not too bad, but it can't be compared with lending.
It can be seen that the reliability of the new orange staging is at a moderate level.
New Orange Installment is a pure credit loan platform that does not require collateral and guarantees, and does not require much application materials for borrowers. Generally speaking, borrowers can apply for a new orange installment if they provide ID card information, mobile phone number information, bank card information, and sesame points of more than 580 points. In the whole process, the risk that everyone has to take is relatively small.
From the user experience, the new orange installment is not bad, and few people complain or complain about this online loan platform. However, when using it, you still need to read the loan contract carefully to understand the loan interest and how to pay it.
New Orange Installment Overdue Consequences
After the new orange premium product is overdue for a period of time, everyone's bad record will be reported to the credit bureau. For people with serious negative credit information, it is very difficult to apply for loans and credit cards.
After the borrower is overdue, New Orange will arrange staff to collect, and at the beginning, the staff of New Orange will collect in the form of ** and text messages. With the extension of the overdue time, the collection of new orange products will become more and more vigorous.
Like other online loan platforms, penalty interest is indispensable after the new orange premium is overdue. The penalty interest is calculated on a daily basis, which is higher than the normal loan interest and needs to be settled by the borrower at the time of repayment.
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"Is it reliable to disturb Li Chen's Baicheng installment loan" actually refers to "is Baicheng installment loan reliable", and the answer is unreliable.
In recent years, Baicheng installment is suspected of defrauding membership fees many times, and the name of the loan company does not pay for it.
How to judge whether the loan platform is reliable:
1. Lender.
First of all, the borrower should check whether the online lending platform is a bank or a licensed financial institution to lend, because the licensed financial institution is subject to the supervision and protection of the CBRC, and the borrower is safe and secure to use.
2. Company background.
You can judge from the company behind the online lending platform.
3. Quota interest rate and installment time.
Many unreliable online loan platforms have a limit of only a few thousand, the installment time is less than a month, and the interest rate exceeds the national regulations.
Whether it is borrowed from the bank or the money from the online loan platform, if there is a phenomenon of overdue repayment, it will be much more difficult to apply for a credit card or loan in the future. At this stage, there is a system of interconnection and encryption between the online loan platform and the central bank, and there will also be a shared "blacklist" system in the online loan platform, which can check your credit in minutes.
One day late may result in the following:
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