How about good earnings? What kind of income is this?

The good income platform provides investors with principal and interest protection.

Investment and financial management always need to pay attention to the allocation of assets, and not all the money can be gambled on one platform. The P2P industry is currently very chaotic, and now investors are diversifying their investments, generally investing in at least 10 platforms, and then using the online loan investment management software "Loan Friends APP" to manage these platforms in a unified manner, which is much more convenient.

First, the basic situation.

The CEO is a protégé of Sun Wei of the School of Software. The first time I logged in, I felt that I didn't look good, I didn't dare to invest, Beijing's car loan platform currently has little room for development, look at the later situation, pay attention to it for a few months, 15% of the annualized income is not high, but the information management fee is exempted, which is good, and the overall income is considerable. The reason why I just pay attention is because the early stage is really flattering, and the target is not transparent enough, which is a little uneasy.

2. Project. The business of the good income platform is mainly based on vehicle mortgage and pledge, and there are also a small number of housing loan projects, the subject resources are relatively high-quality, and the risk assessment team has conducted on-site inspections on the platform, and its project information and contract documents are complete, true and reliable; The platform has been online for nearly two years, with a turnover of more than 200 million yuan, and currently 10,000 yuan to be collected, and the overdue and bad debt rate is very low, the operation is relatively standardized, and it has obtained angel round financing, and the investment vehicle mortgage and pledge project should be good.

Here's what P2P is:

The feeling of good income is that it is okay, and the income and risk control are okay.

It depends on the individual's risk appetite.

1. Prudent investors, don't care about low returns, need to protect the principal, you can choose deposits, or insurance, spot, or buy treasury bonds, these advantages are relatively small risks, but the disadvantages are small returns, small changes, can be said to be relatively stable.

2. Aggressive investors, you can accept high risks and advocate high returns, then the equity market is more suitable for you, you can consider doing P2P online loans, **, spot**, spot**, paper**, etc., these are all certain risks, but they are also followed by high returns, these returns will be accompanied by certain risks, so you need to be cautious when investing.

Extended Materials. Investment refers to the process by which a state, an enterprise or an individual signs an agreement with the other party for a specific purpose to promote social development, achieve mutual benefit and transfer funds. It is also an economic behavior in which a specific economic entity invests a sufficient amount of funds or monetary equivalents in kind into a certain field in a certain period of time in order to obtain income or capital appreciation in the foreseeable period in the future. It can be divided into physical investment, capital investment and ** investment.

Chinese investment varieties.

1. Real estate. Many people invest in real estate, and a family buys n suites waiting for appreciation.

2. Bonds. Bonds include treasury bonds, financial bonds, and corporate bonds. This is lower than **, but the return is also low.

Compound interest can be selected to calculate interest. Treasury bonds are not available to many people, and they are known as "gilts" with good reputation, good interest rates and low risk. The risk of financial bonds is relatively high, and the company's bonds have the greatest risk and the highest returns.

3、**。China's ** fell from more than 6,000 in 2008 to more than 2,000 in 2011, and the economy is growing without rising, PetroChina is so good that its ** is not good, Buffett is from PetroChina after earning 3.5 billion US dollars after a gorgeous exit. Some people say that China's ** is very similar to Japan's, and it will never be able to rise to a high point again, and it will only continue to hover around 3000.

It may have something to do with China's most powerful power. It is also related to the psychology of the Chinese people who are afraid of things.

4、***。It has been relatively hot in recent years. "Buying gold in troubled times", in the financial crisis, the European debt crisis, there are too many unstable factors in the world, and China's inflation is relatively strong, many people turn to the world's universal, stable value of the material.

There are many ** products of the bank, such as **bars, paper**, **t+d. Many people also do overseas ** through some channels, but it is likely to encounter black platforms, and the money is taken away by the companies that make the platform. The only trading institution recognized in China is the Shanghai Exchange.

5、**。** Refers to a certain amount of funds that are set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. What people usually refer to as ** mainly refers to ** investment **.

Here are three good investment returns you can consider:

The first, the national debt.

Treasury bonds, also known as state public bonds, are creditor-debtor relationships formed by the state on the basis of its credit and in accordance with the general principle of debt by raising funds from the society. Because the issuer of treasury bonds is the state, it has the highest credit, which is also considered by many investors to be the safest investment tool.

The second, currency**.

Currency is an open kind of money that gathers idle funds in the society, and then operates through the manager and keeps the funds by the custodian. The manager, on the other hand, will invest the money. We just have to remember that this kind of investment is almost risk-free, and the yield is reported to be around 2%, which is higher than the bank's one-year fixed deposit rate.

This type of investment is characterized by high security, high liquidity and stable returns, and has the characteristics of "quasi-savings". However, most people are interested in high liquidity, and in the context of absolute security and stable income, it is naturally better to be able to access it casually.

The third, pure bond**.

The income of this product is also relatively stable, and the meaning of pure bond type ** is to use fixed income financial instruments such as treasury bonds and financial bonds as the main investment object. Because of the stable income, this type of product is also called "fixed income**".

However, this product is not completely risk-free, and sometimes it is subject to market fluctuations, but the impact is minimal. In addition, if it is owned for a long time, the yield can reach more than 5%, and it also has the characteristics of taking and using.

"Investment income" is a profit and loss account, and the credit indicates an increase.

The debit side represents the loss of the investment, and as the name suggests, the credit side represents the "gain" received from the investment, i.e., the "gain". Investment income is regarded as a profit and loss income account, so it is normal for the credit amount of investment income to occur or the credit to have a balance. At the end of the month, the balance is carried forward to the current year's profit.

and the main business income accounting content, but the meaning of borrowing is the same).

Further information: Investment income is the net income from profits, dividends and bond interest obtained from foreign investment, minus investment losses. Strictly speaking, the so-called investment income refers to the monetary income with the project as the boundary. It includes both the sales revenue of the project and the value of the asset** (i.e., fixed assets and working capital at the end of the life of the project).

Investment can be divided into two categories: industrial investment and financial investment. **There are three main investment analysis methods: fundamental analysis, technical analysis, and evolutionary analysis, of which fundamental analysis is mainly used in the selection of investment objects, and technical analysis and evolutionary analysis are mainly used in the time and space judgment of specific investment operations, as an important supplement to improve the effectiveness and reliability of investment analysis.

According to the chart of accounts of the Accounting Standards for Business Enterprises - Application Guide, it can be seen that the profit and loss category is "borrowed, minus, loan, and added", while the investment income belongs to the profit and loss category, so the credit side indicates an increase and the debit side indicates a decrease.

Profit and loss account: the debit side of the loss class indicates an increase, and the credit side indicates a decrease; The credit side of the benefit category indicates an increase, and the debit side indicates a decrease.

There are two types of profit and loss accounts.

1. Income and income subjects: such subjects usually have the words "income" and "income", such as "main business income", "non-operating income", "other business income", "investment income", etc.;

2. Cost and expense accounts: such subjects usually have the words "expenses" and "expenses", such as: "management expenses", "operating expenses", "financial expenses", "main business expenses", "non-operating expenses", "other business expenses", "main business taxes and surcharges", "income tax", etc.;

The increase in the amount of the asset class is on the debit side, and the decrease in the amount of the asset class is on the credit side.

The decrease in the amount of liabilities is on the debit side, and the increase in the amount of liabilities is on the credit side.

The decrease in the amount of owner's equity is on the debit side, and the increase in the amount of owner's equity is on the credit side.

The increase in the cost amount is on the debit side and the decrease in the cost amount is on the credit side.

The decrease in the profit and loss income sub-class is on the debit side, and the increase in the profit and loss income sub-class is on the credit side.

The increase in the amount of the profit and loss cost sub-category is on the debit side, and the decrease in the amount of the profit and loss cost sub-class is on the credit side.

If this question was asked five years ago, it would of course be Kweichow Moutai**. Now, yields may not be as good as they were in the previous five years, but it's still possible to outperform inflation.

Kweichow Moutai's annual ROE (return on equity) for 10 years has been greater than 20%, and theoretically the stock price will increase by more than 20% every year. Because market capitalization = stock price * total number of shares = (P/E ratio * earnings per share) * total number of shares = P/E ratio * total return. Under the condition that the price-earnings ratio remains unchanged, the growth of the company's overall net profit is completely positively correlated with the market capitalization.

In fact, in recent years, Kweichow Moutai's ROE has even exceeded 30% for many years.

To the power of 15 =

Considering that from the low point in 2016 to the present, Kweichow Moutai's price-earnings ratio has a certain **; If you add to your position at the low P/E ratio, or increase leverage appropriately, the yield will be even higher.

Long-term ** generally appears in leading companies in the consumer and pharmaceutical industries. Track changes in its fundamentals on a quarterly basis, and if there is a flaw, immediately move to other leading stocks in similar industries. Such and such. This is a relatively reliable and replicable long-term strategy.

Find a few more consumer faucets**, make a combination, and buy a batch when you encounter 5%**.

In the foreseeable future, China's consumer industry leader will still be super valuable. The ROE is high, the cash flow is abundant, and the valuation is gradually increasing during the period of gradual equity premium. Other investment directions may not be able to find similar high-yield projects.

EarningsThe original word explanation is.

Refers to production or commercial income.

It refers to the receipt of natural or legal fruits on a certain property, which is commonly referred to as legal interest income.

Investment and financial management always need to pay attention to the allocation of assets, and not all the money can be gambled on one platform. The P2P industry is currently very chaotic, and now investors are diversifying their investments, generally investing in at least 10 platforms, and then using the online loan investment management software "Loan Friends APP" to manage these platforms in a unified manner, which is much more convenient.

First, the basic situation.

The CEO is a protégé of Sun Wei of the School of Software. The first time I logged in, I felt that I didn't look good, I didn't dare to invest, Beijing's car loan platform currently has little room for development, look at the later situation, pay attention to it for a few months, 15% of the annualized income is not high, but the information management fee is exempted, which is good, and the overall income is considerable. The reason why I just pay attention is because the first stage of the first stage is really not daring to be respectful, and the target is not transparent enough, which is a little uneasy.

2. Project. The business of the good income platform is mainly based on vehicle mortgage and pledge, and there are also a small number of housing loan projects, the subject resources are relatively high-quality, and the risk assessment team has conducted on-site inspections on the platform, and its project information and contract documents are complete, true and reliable; The platform has been online for nearly two years, with a turnover of more than 200 million yuan, and currently 10,000 yuan to be collected, and the overdue and bad debt rate is very low, the operation is relatively standardized, and the angel round of financing has been obtained.

Here's what P2P is: