Is Sino Swiss Wealth reliable? What to pay attention to when investing in Sino Swiss wealth

Investment and financial management always need to pay attention to the allocation of assets, and not all the money can be gambled on one platform. The P2P industry is currently very chaotic, and now investors are diversifying their investments, generally investing in at least 10 platforms, and then using the online loan investment management software "Loan Friends APP" to manage these platforms in a unified manner, which is much more convenient.

First, the basic situation.

Zhongrui Wealth, another listed company background, there should be a lot of platforms with listed company backgrounds now, but the Tempus Yellow River and Zhongrui Wealth that I personally know should be regarded as the direct control of the parent son of the listed company.

2. Project. Zhongrui has been doing the first chain of enterprises, so its platform is also the main enterprise first chain project, basically personal car loans and housing loans are not visible on this platform. The analysis of specific projects can indeed be seen the difference with some small platforms, the detailed introduction of the content, the information disclosure is also quite comprehensive, the qualifications of the enterprise and the loan contract have been uploaded, which can be clearly consulted, and the guarantee company is also considered to be strong, and on the whole, it is a model of a regular platform.

It is rare that the 10 million risk margin set by China and Switzerland is bright enough, and the certificate issued by Minsheng Bank is that on the one hand, such a big background and the guarantee fund system that investors are most concerned about are available, and the security of China and Switzerland should not be a problem.

Cooperation objects: upstream and downstream customers of Sino-Swiss and Ruimaotong, listed companies, central enterprises, well-known financial institutions, large and medium-sized private enterprises, etc., are not shrimp soldiers and crab generals, with an annualized interest rate of 8% and 15%.

3. Risk control. In addition, the platform is set up by China Minsheng Bank Co., Ltd. **** Guanganmen Sub-branch to custodian risk reserve, platform funds are managed by a third-party payment company, and cooperate with a strong guarantee agency to provide joint and several liability guarantee guarantees. All this is beautiful, it's just tall!

Let's popularize what P2P is, and you will probably understand it after reading it:

The P2P industry is currently chaotic, and investors are now diversified, generally investing in at least 10 platforms.

In general, the historical expected annualized expected rate of return of wealth management products is around 9%-15%, and the expected annualized expected return level is in the lower middle of the online loan product project. The investment period is 1-12 months, the term is relatively flexible, and the minimum investment amount (except for novice projects) is 5,000 yuan, which can meet the various investment needs of investors. All projects of Sino-Swiss Wealth are fully guaranteed by strong and reputable guarantors, so it is relatively reliable to invest in Sino-Swiss Wealth Management Products.

Model diagram of Sino-Swiss wealth ** chain financial wealth management productsDiagram of the direct financing project model of Sino-Swiss Wealth EnterprisesDiagram of the financing project model of Sino-Swiss wealth financial institutionsJudging from the business model of these three types of wealth management products, all three of them are 100% guaranteed by the principal and interest of investors, and the borrowing projects of the financing party are guaranteed by a guarantee agency to provide full principal and interest guarantees, and the funds of both borrowers and borrowers are managed by third-party institutions.

Even if there is an overdue situation, the guarantor of the financing project will take the lead in compensating, and before the guarantor's funds are not in place, Zhongrui Wealth also has a risk reserve fund to advance. On the whole, these three types of wealth management products are less risky.

However, we still have to remind investors that P2P online lending is risky, and investors need to be cautious when investing in auctions.

Founded by Beijing's leading Chuangrong Network Technology, Zhongrui Fortune is a financial information service platform for the first chain of bulk commodity Internet, which was officially launched on May 12, 2014. With a paid-in registered capital of 100 million yuan, Zhongrui Fortune has set up a risk reserve fund of 10 million yuan in the bank and managed funds through third-party payment, making it one of the first P2P platforms in China to obtain dual protection of filing and evaluation.

On September 12, 2015, Ruimaotong (600180), the first A-share listed company on the coal ** chain, officially announced its investment in Sino-Swiss Wealth, accounting for 20% of the shares. As a listed company in the coal chain, Ruimaotong has been engaged in the management of the coal chain since 2000 and has become a leading expert in the management of the coal chain, with a global network of coal chains.

The investment of listed companies has strengthened the capital strength of Sino-Swiss Wealth again. At present, Sino-Swiss Fortune has successfully served hundreds of enterprises in the ** chain of coal, oil and gas, steel and other bulk commodities.

In the future, Sino-Swiss Wealth will continue to deepen the field of Internet finance and strive to become the most valuable Internet chain financial information service platform.