Is Guangjin reliable, how is Guangjin, is Guangjin safe

Investment and financial management always need to pay attention to the allocation of assets, and not all the money can be gambled on one platform. The P2P industry is currently very chaotic, and now investors are diversifying their investments, generally investing in at least 10 platforms, and then using the online loan investment management software "Loan Friends APP" to manage these platforms in a unified manner, which is much more convenient.

First, the basic situation.

It seems that Guangfex's ambition is not small, not only does it exist in P2P financial management projects, but it is not an insurance business at the moment. It seems that Guangfin has begun to transform into a comprehensive investment and wealth management project. Insurance is divided into three grades: high, medium and low, and it is said that high-grade insurance needs millions a year, which means that I can't afford it.

I don't know what kind of product Guangjin will launch, if it is tens of thousands of yuan of insurance, you can consider the project of Guangjin.

The income is so low, I first thought that Guangfin should be a platform with a background, and after reading the corporate information of Guangfex, I didn't see any special background. The reason why the project income of Guangfin is so low is less than 10%, I wonder if these projects are all projects bought from offline by the Guangfin platform, and then the income is lowered and put online for investors to invest. This model of Guangfin is very common, and it generally cooperates with offline small loan companies, but it is not the best in terms of information disclosure, after all, the ** of the project is not the platform of Guangfex, but the offline packaged creditor's rights.

2. Project. Every time I see the project of Guangfex, it is always a faint sadness, what is the meaning of investment in such a platform project? The income is low, the popularity of the platform is not active, and the full bid time of a project can catch up for a week, hey, Guangfin is also a big background platform without a little awareness of internal and external troubles, but also, at least it can be fully bid, and it seems that the platform will issue a lot of bids, so that investors can invest slowly, and Guangfin still looks at the full bid situation of the project.

3. Summary. This platform continues to occupy a large number of advertising positions in the core business district of the city where I live, the most obvious mark is the registered capital of 300 million, calling itself a "platform of leverage", the registered capital checked, the actual payment is indeed 300 million, which is understandable to do publicity, but the news I saw today is a very negative, that is, Guangjin has recently 6 products, the borrowing companies are the same, and the funds are about hundreds of millions; The key is that the company's revenue last year was very poor, the profit was only one million, but the debt was tens of millions, and Guangjin borrowed money for this company, and the interest rate to investors was 12%, which is very common on other platforms, but Guangjin is definitely a high interest rate, because as mentioned earlier, Guangjin imitated Lufax, and even the interest rate is no exception, it is a low interest, after all, it's hard enough, but for the imitation show platform, I feel that it is quite risky.

Let's share how to choose a reliable P2P platform:

It's still quite reliable, because there is a certain ** background. Moreover, it should be reminded that the risk of the Internet finance industry is still relatively large, and those with an annualized return of more than 15% generally need to invest cautiously. The return of most of Guangfex's products is between 6% and 10%, and the risk is still controllable, and it will be higher when they engage in activities, such as Double 11, Double 12 seems to say that there are products that can be paid attention to.

I've invested in it a few times and it's ok.

Guangfex's income is still quite considerable!

The annualized rate of return of Guangfin is not the high annualized rate of return of many P2P companies, which also proves its stable style, and occasionally there are 12% annualized rate of return products that are launched to give back to the majority of investors.

Guangfin Exchange is the most approved trading center and is worthy of the trust of investors.

It is also a trading center - not all Internet financial companies can be called "trading centers", Guangfex is a trading center, not a P2P platform as everyone understands.

Guangfax is the first financial leasing financial trading center in China, which is supervised by the Financial Affairs Office, and all investment services are strictly audited by GFE, and at the same time, a third-party guarantee company provides guarantee or repurchase guarantee.

I've always been a big fan of this platform - most of the products will pay more than expected!

I think it's not bad, since last year, more than 100,000 financial management have been put into it, some have expired, and the income is about the same as expected, and now the income is more than 4,000.

Very unreliable, the annualized return written on the homepage is 9%, to attract people to invest, the result is detailed in the description, it is the payment method of equal principal and interest, and finally calculated, the rate of return is only, just invest in anything is not higher than this, it is simply a fraud consumer.

In fact, such as Guangfex, Hanfex, and Chufex, all of which have a strong local nature of the platform, the platform itself must be no problem, although your investment behavior is on these platforms, and in fact, your money is lent through the platform to the companies that borrow money on these platforms, so you need to carefully study the details of the products they provide, and distinguish the security yourself, and you can't expect the platform itself to be safe.

The comprehensive income of the products bought at their home is still okay! Look at what kind of product you buy

Qianhai Life Insurance has a large part of Vanke's money this time, because their P2P platform (Guangjin) is very low-key, does not advertise, and does not use third-party platforms. The thunder was terrible. Netizens take a look with their hearts, the various companies involved in the products are all owned by Baoneng.

Be careful. It's all about self-integration.

If the credibility is low, it is recommended not to believe it.

It is recommended to use a formal platform for financial management.

In this way, the safety of your funds is guaranteed.

What does this platform do?

The benefits are there, but very small.

Wealth Management Connect supports 1 yuan wealth management, the annualized rate can be up to 6% larger, and the mobile phone of current financial management is slightly lower than that of current accounts.

** It is the most profitable, but it is a little riskier than regular and current accounts.

Whether the platform is reliable or not depends on whether the platform is compliant, and the asset side is the problem of capital flow.

The easiest way is to go to online lending forums to see if the platform is reliable for many experienced investors.

There are risks in financial management, and you need to be cautious in investment!