A good friend borrows money and pays it back every time, but borrows every month, what should I do?

When I was in college, my roommate was just like you said, he borrowed money from me almost every month during the winter and summer vacations, and he paid it back every time, but he borrowed every month, and of course he borrowed from other roommates, but he looked for me the most, and he shouted out "Borrow or not?" There's no way to look down and see you, as a roommate, you can help! At that time, my classmates said that I was a local tyrant, and of course others would look for you if you were rich, but this was not the case.

At that time, I felt that as long as he came back, it didn't matter, didn't it mean that it was not difficult to borrow or repay? This situation lasted until the end of my sophomore year, and I really didn't want to have a "pure money relationship" every month like this"I was disgusted by this feeling from the inside, so I thought about 3 ways to deal with this situation in the future.

1.Every month, in addition to living expenses, all the money is invested regularly.

In addition to being able to get a certain amount of interest, it can not only avoid friends borrowing money but also cultivate your own financial management concepts. At that time, I used this method to deal with all the spare money, which is also the most direct and effective way, practicing financial management, this is not an excuse, this is a reason, so that I have no money to borrow, naturally avoid contradictions; <>

2.As a friend, I think that his situation is not sustainable, this is a bad habit, as a friend I hope to correct this mistake for him, tell him that borrowing money is a habit, after starting to work, the surrounding colleagues and leaders will hate him, after all, talking about money hurts feelings, borrowing money destroys feelings. I need to correct him, talk to him well, and give him a part of the money that I think is reasonable for him to spend a month, and then I will never lend him any money, and I believe that he will not accept it if he knows it with emotion and reason; <>

3.If you think he's not that worthy of your relationship, or that he doesn't have the potential to help you, then be straightforward, I just won't borrow it! Human energy is limited, and if I were so responsible for everything with every friend, my life would be a mess, so if you think twice that being direct is the right choice, then be decisive and brave.

I am your friend Brother Mirror, I wish you a perfect deal with the pit between you and your friends, and may I solve your confusion!

If you can, you can help, just do what you can.

Being borrowed by others is an experience that everyone has to have, and we will definitely borrow money from others in our lives. We all know that if we borrow money from others, it must be a last resort, and only then will we pull down our faces and borrow money from others. If a good friend borrows money, he will repay it every time, but he borrows it every month, and I can only say that maybe your good friend really doesn't treat you as an outsider and looks for you whenever he has difficulties.

In my opinion, as long as he will repay the money every time, and every time he borrows money, it will not affect your own life, and I think you can lend it to him. The first is because he's a good friend of yours. When a good friend is in trouble, can we see death and not save him?

He may be able to open his mouth to us easily, but if we don't borrow it, he may not open his mouth to others. As friends, we can help if we can, after all, it's not a big deal. <>

The second is because he has credit. Although he borrows money every month, he will repay the money every time, and he never drags his feet, which shows that he has the basic qualities of being a man, so we should believe in him, do our best, and help if we can. Of course, we can't just get used to him all the time, he may spend money lavishly when he has money, and he doesn't think about spending a month's money, so we borrow money and tell him to let him think about it for himself.

After all, he also has a special situation, in case he doesn't have enough to spend, how can he still lend him money, so you have to cultivate his sense of spending money, discuss with him seriously, and let him know that he is not unwilling to lend him, but does it for his own good, so that he can figure it out for himself.

It's not a big deal to borrow money between friends, as long as you think he's a good friend of your own, help him within your ability.

It's not difficult to borrow well and borrow again, since he is your good friend, he will pay you back every time, and if you are wealthy, you can still lend it to him next time. But if your money is not enough to turnover, you have to explain to him what you have been using money recently, and you are also very nervous about money, I believe he will understand you.

Many times, as a good friend, you should ask him what he borrows money for each month. I believe that if you are on campus, you may not have enough money every month.

You can tell him that he has been spending a bit a lot lately, so let him not buy everything and save some money. If it is really not enough, you can talk to your parents and ask them to help you send some money, so that you will not have enough money to spend every month, and you have to borrow money.

If he already works, you can ask him if he has any difficulties. Since I will borrow money every month, I guess that my salary is not enough to spend every month, and then I will borrow money from you and pay you back when I start my salary. Repeatedly, a vicious circle.

It's more convenient to apply for a credit card if you're already working. You can use your credit card to pay it back next month. The repayment date can also be set according to his salary time, and you can change it by calling the bank's customer service.

In this way, you will not have to borrow money from you, and you will have more money on hand.

Anyway, it has to be repaid, and it is the same whether it is returned to you or to the bank. Remember to open a reminder after the credit card comes down, and don't forget to miss the repayment date. It must not be overdue, otherwise it will have a great impact on future bank loans.

For example, when it comes to buying a house or a car, you need to check your credit information, mainly to see if the credit card is overdue.

You can't continue to lend to him, you're not a bank, you're not his parents, you don't have this obligation at all! The definition of a friend is to help each other, but it does not include this kind of long-term poverty. Yes, he will pay it back, that means he has money, why do you keep borrowing if you have money?

It's a habit to borrow, it's not your connivance! This friend and his parents will not thank you, and will resent you in the future for not being able to help him solve the root cause of the problem, but for a long time he indulged in reaching out to you to ask for money. It is said that it is better to teach it to fish, than to teach it to fish.

For such a friend, what you can do is either to educate him not to develop bad habits, or to directly help him point out a way to get rich, and he doesn't have to borrow money from you if he has money.

It is difficult to maintain such a friend, and it is always linked to money that is only the relationship between the boss and the customer, and it is never a relationship between friends. It is said that the friendship of gentlemen is as light as water, which means that friends are just plain and indifferent, and the water flows for a long time. Friends are lifelong relationships, and money is the most sensitive and fragile thing, and you can't mix this thing in.

In the end, only friends will have nothing to do, and the money will be wasted, so why bother.

Since he loves to spend future money so much, you can suggest that he apply for a credit card or use Huabei to pay. The nature is borrowing, but he goes to the bank to borrow, and he doesn't have to owe favors, and it is okay to repay it on time. You can also save your own money or buy some financial products or a house or car, and you can also force yourself to borrow money to borrow and borrow.

If your friend is smart, he would be willing to go to the bank to borrow like this. As for whether he still pays it back, his own bank will take care of it, and you don't have to worry about it. At least it won't affect your friendship.

It depends on your personal relationship and assets with him. <>

First of all, you are good friends, the boundaries of good friends are actually a little blurred, what is a good friend, not that as long as you lend him when he is short of money, he will treat you as a good friend, and it may just treat you as a mobile ATM, if it is at a critical moment, he has something to use money in the case, you lend him, which can reflect the difficulties and difficulties, and pull a hand at a critical moment, which can reflect the value of friends.

Secondly, if you borrow every month, it means that he doesn't have anything important, nothing more than to buy a brand-name bag, or a pair of sneakers, or a party with colleagues or something, anyway, it's some inconsequential things, if it's these things, I think you should still stop your automatic withdrawal function, every time he repays you, it's because he borrows the amount of money he still repays, if one day he can't afford it, there will be another way of saying, I pay you back every time, This time it was an accident, another day, this another day, I don't know how long it will be, you must be embarrassed to ask, the next time you borrow again, you are still embarrassed to refuse, because in your heart, you are still good friends. In this way, you will feel very uncomfortable, it is all your hard-earned money, and it will take more time to return to your own hands, and you have been underestimating it in your heart, and there is still interest when you deposit it in the bank, after all, people are selfish, and people are normal.

Finally, I want to say, no one's money is blown by the wind, find a chance to make it clear with him, otherwise if you have to borrow every month, your life will be tight, so why bother?

It depends on whether your financial situation can support such a situation, if you don't like this, then tell your friend directly, be sure to say it before he borrows money, otherwise after a long time he will feel that you should lend him money, if you don't borrow, it will make the two of you conflict.

When I was in high school, I had a good friend of the opposite sex, at that time I went home every day and had more pocket money, but he lived in school, and the pocket money for a month was not very much, but he spent money very fiercely every time he would be spent at the beginning of the month, because we had a good relationship, he would come to me every time to borrow money, but every time I was embarrassed to refuse, because we were friends and he repaid the money on time, the reputation was okay, but you will find that this kind of life is actually quite annoying, Because when you buy things by yourself, there may be a lack of money, so later I told him that I have no money, at first he was a little angry, because he was used to it, but then he slowly got rid of the bad habits, and his money can last for a month. We're still very good friends.

You can not only make yourself feel comfortable, but also help your friend to fix the bad problem.

Borrow him for two months. Tell him to return it for half a year. In the future, there will be no special circumstances to tell him not to speak. If you can't do it, you will break off your relationship. You must know that human nature is inherently greedy.

If a friend often asks you to borrow money, borrows and repays and borrows, you can refuse, saying that you have no money.

Method of rejection:

The first trick: use some language communication skills.

After all, everyone is a friend, as soon as people mention borrowing money, you directly refuse, this is definitely not good, you can use some language detour tactics, appropriately change the topic, and make some foreshadowing for your subsequent euphemistic refusal. You can first ask why you borrowed money, whether it is an emergency or a random consumption.

At the same time, show empathy and understanding for the other person's situation, and let the other person know that you have a feeling of empathy. This empathy will psychologically shorten the distance between you and him, and at this time, wait for the opportunity to find a suitable reason to refuse, and the other party will usually think from your point of view, and it is easy to accept your refusal.

The second trick: say that you have been short of money recently.

If you know in advance that someone will borrow money from you, and you don't want to borrow, you can usually preemptively use appropriate language to express that you have been strapped for money recently, such as from the perspective of spending money, you can say that you are paying your mortgage, car loan, or making some investments.

From the perspective of making money, it can be said that the company has been in a recession recently, and the salary has not been paid or is small, or its performance is not good, and it has not made much money, etc.

Friends have borrowed money for a long time, and still have no intention of repaying the money, out of friendship, they are embarrassed to speak, in this case, you can get together with many friends such as borrowing money, when eating, talk about your own funds in recent times, life is very difficult, talk more about your suffering, see the reaction of the friend who borrowed money, if there is no reaction, it means that you have forgotten, then you need to tell him directly, remind him, you can't care about face, after all, it is a brother.

It's still a good score.

2. Knock on the side:

If you don't forget the situation, you can ask him to play with a few friends, in the process of playing, you can pretend to borrow money from other friends, see what the borrowed friends will say, if you feel embarrassed, embarrassed, it means that there is still hope to repay the money, the friend's heart still wants to repay, there is his own difficulty, hardship.

Be more understanding and considerate yourself, and wait a while to see.

3. Friends help:

A friend borrowed money for a long time and didn't pay it back, as a friend, I was embarrassed to ask for it, and I don't know if the friend who borrowed the money forgot it, so I can let my friend, of course, mutual friends, remind the friend who borrowed money, did you borrow Mo Mou's money and didn't pay it back? If you forget, you can remind you that you will pay it back quickly, and you can also learn the reason why your friend borrowed money and didn't pay it back through mutual friends, and if you don't show up, it won't affect the friendship of friends.

4. Many times less to:

If a friend borrows money and does not pay it back, and the amount is relatively large, let the friend repay the money all at once, the friend will feel very difficult, or just want to rely on not repaying, saying that there is no money to pay back all day long, or will only take out a very small amount of money, three hundred and five hundred, at this time, do not be too little, but also catch, many times such urging, more times, will also get the money in hand, so that all the money lent out will be wasted.

5. Consider yourself unlucky:

If the money lent out is not much, then you will consider yourself unlucky, and you will recognize the face of a person through this matter, so you should buy a lesson for yourself, stay away, and no longer associate with such people.