I want to pay for the purchase of a GAC Rumor

1.What is a car consumer loan?

Auto consumer loan refers to the RMB guaranteed loan issued by the bank to the borrower who purchases the car at its authorized dealership.

2.What kind of cars can I buy when I apply for a car consumer loan? Take out a loan to buy a car.

Automobile refers to the domestic automobile determined by the national industrial policy, and the specific brand is determined by each bank.

At present, the car brands that can handle automobile consumer loans are: SAIC Group's automobiles, GM Group's automobiles, Fukang, Jetta, Hongqi, Audi, Xiali, Alto, etc., and with the development of this business in the future, car brands and car types will continue to increase.

3.What are the basic requirements for a borrower?

Individual. 1) Chinese citizens who have reached the age of 18 and have full capacity for civil conduct and have a fixed residence in China;

2) Have a stable occupation and economic income, and be able to guarantee the repayment of loan principal and interest on time;

3) Open a savings deposit account with the lending bank and deposit a down payment of not less than the specified amount;

4) Able to provide security measures approved by the lending bank for the car purchase loan;

5) Willing to accept other conditions stipulated by the lending bank.

Juridical person. 1) Ability to repay loans;

2) Able to provide guarantee measures approved by the lending bank for the car purchase loan;

3) Open a settlement account with the lending bank and deposit a down payment of not less than the specified amount;

4) Willing to accept other conditions stipulated by the lending bank.

Go directly to the 4S store and ask, each place is different. On my side, there are 18 installments with zero interest.

Generally speaking, the down payment for a loan to buy a car is 30%. If you encounter an event, some models can have zero down payment or two percent down payment.

At present, the traditional mortgage car purchase business of banks is shrinking, and it has been replaced by credit card installment payments and auto finance company loans. Which of these three models of financing is more cost-effective for consumers? In fact, it is difficult to determine which car and which loan method is suitable for customers, customers need to choose their own models and then discuss with the 4S store, because the models agreed between the car dealer and the bank are not necessarily all models, and the hot-selling models may not have loans, and some models may be 4S stores for customers to discount interest.

In addition, loans to buy a car or charge a variety of financial service fees, notary fees, renewal deposits and other fees, consumers should not be in a hurry to give money, but to ask more, more consultation, the contract must be read clearly, ask clearly, ask a few more why, each bill is kept.

GAC Trumpchi is a very atmospheric and good-looking model in urban SUVs, and at the same time, the operating space is relatively large. The interior of the car is also very satisfying, I like the 9-inch central control screen the most, and the sales volume is also among the top few cars in the SUV.

The advantages are: the car is very fuel-efficient, because GAC's car has few problems, maintenance is very cheap, no more than 2000 each time, the power is enough, and the operation is very convenient. It's reassuring to let a female novice drive.

Disadvantages: When driving at high speed to 120 mph, the wind noise is very loud, and the shock absorption is a little hard. But that's not a big deal. The tires are very worn, especially on uneven roads, and the friction of the tires is very high and the noise is also very high, which is a common problem of large SUVs.

At the same time, the most important thing is that the ****** of GAC Trumpchi is very average, and sensitive consumers will not choose this car. Overall, it is still a mid-range model of domestic cars, with a strong market share, and a budget of about 200,000 yuan can be considered.

Trumpchi's SUV has attracted the attention of many young consumers in China.

Trumpchi has a compact SUV, the sales and reputation of this car are good, it is the Trumpchi GS4, let's take a look at this car.

In terms of body size, the length, width and height of the GS4 reached 4545 mm, 1856 mm, 1668 mm, respectively, and the wheelbase of this car reached 2680 mm.

In terms of power, the car is equipped with a turbocharged four-cylinder engine with 169 hp and 265 Nm of torque, and can output maximum power at 5,000 rpm and maximum torque at 1,700 to 4,000 rpm. The engine is equipped with DCVVT technology and direct injection technology, and uses an aluminum alloy cylinder head and cast iron block.

The reliability and durability of the engine can be improved by using a cast iron block, which is able to withstand higher temperatures and pressures.

This engine is mated to a 6-speed manual transmission, a 7-speed dual-clutch transmission, and a 6-speed automatic transmission.

A dual-clutch transmission is a product developed based on a manual transmission, which has a similar internal structure to a manual transmission.

The dual-clutch transmission simply has one more clutch and one shift control mechanism than the manual transmission.

One set of clutches in this gearbox is used to control odd-numbered gears, and the other set of clutches is used to control even-numbered gears.

The dual-clutch gearbox has a fast shift speed and a relatively high transmission efficiency.

In terms of chassis design, the car uses MacPherson independent suspension for the front suspension and multi-link independent suspension for the rear suspension.

Multi-link suspension is a kind of independent suspension with a complex structure, which is based on the improvement of double wishbone suspension.

Multi-link suspension is the change of the two wishbones of a double wishbone suspension into a separate linkage.

Multi-link suspension improves the grip of the wheels.

The MacPherson suspension is a relatively common independent suspension that has only one L-shaped control arm, which takes up very little space.

It's up to you, buy if you like.

GAC Trumpchi has developed very fast in recent years, and the cars can always attract a certain degree of attention, such as a few years ago, when the Trumpchi GS4 was listed, the good styling design and powertrain made it win the favor of many consumers, especially the influence of Toyota, Honda and other joint venture brothers within the GAC Group, as well as the international route taken by GAC Trumpchi itself in the brand, which makes people feel that this brand is not bad, a bit international. GAC Trumpchi's car, the first two years are still OK, in the styling design, powertrain, configuration level and cost performance, are quite satisfactory, especially the design and power, fashionable appearance, good engine, Aisin gearbox, are the highlights of GAC Trumpchi products. However, since 2018, GAC Trumpchi has gradually slowed down the script, and although the products launched have attracted attention, the sales have been relatively bleak.

GAC Trumpchi models inherit the excellent genes of European high-end brands in terms of handling, comfort and active safety, and adopt the world's advanced mature chassis platform and powertrain technology. Its chassis platform has evolved from the platform technology of the BC executive class premium car with a sporty aristocratic pedigree, and the driving performance is extraordinary. The powertrain of GAC Trumpchi sedan adopts its own brand of in-line four-cylinder naturally aspirated direct injection gasoline engine matched with a 5-speed automatic transmission, with an engine power of more than 60 kilowatts and a torque of more than 100 Nm.

The exterior shape is like flowing water, the instrument is magnificent, the interior style is mellow and delicate, the square circle is moderate, the overall elegance is romantic, the luxury is compatible with simplicity, giving people the ubiquitous atmosphere, fashion, dynamic, luxury feeling, adhering to the GAC Group's high-end sedans have always been exquisite quality. The high-end sedan in this series is named "Trumpche" (Trumpche) - inheriting the world's quality and blessing the quality of life. This naming presents the temperament of GAC Passenger Vehicle's "Trumpchi Temperament, Rhythm of the World", implying the auspicious meaning of GAC accompanying you all the way In terms of power, Trumpchi will be equipped with two engines, it is reported that GAC Group has its own engine factory, which will produce and four engines, and will also produce dual VVT engines next year.

In terms of transmission selection, there are 5-speed manual, 4-speed automatic manual and semi-automatic transmissions to meet the different needs of customers. At the same level as the Peugeot 408, the pre-sale price of GAC Trumpchi is 14-200,000 yuan.

Is GAC Trumpchi worth buying? What about the quality performance? Dabin told the truth.

With the progress of society, more and more people are buying cars, and some people ask the rabbit, how about the GAC Trumpchi GS5? Is it worth buying? Today, Fa Rabbit will tell you how this car is? Is it worth buying?

Although it is cost-effective, it has an atmospheric appearance. However, the workmanship of domestic independent brand cars is too rough and the quality is poor, so it is not recommended to buy.

cost-effective, handling (Alfa Romeo 166 engine and chassis technology of the top Italian sports car); However, buying a car still depends on the actual needs of the landlord, if you like to control, driving sense Trumpchi is a good choice. There's also a lot of space.

Cost-effective handling (Illy's top sports car Alromeo 166 engine chassis technology); Buying a car depends on the actual needs of the landlord, and he likes to control the driving Trumpchi and chooses the wrong space.

Domestic cars are really good now! The market competition is huge, and domestic production should be self-reliant, and the car-making technology has reached a level equal to that of imported cars in recent years. No matter which brand of domestic car you drive, you can't drive it for eight years or ten years, but if you drive it for three or five years, you want to change it again.

I believe in domestic production.

Not worth buying. Backdoor listing Understand.

Hello, a minimum down payment of 30% can pick up the car.

Hello, you can check the next "Autohome" software. You can see the different configurations** and the nearest sales point.

It's worth getting. GAC Trumpchi GS4 design from the inside to the outside is very international, the texture of the paint and sheet metal makes people feel that it is a joint venture car, but the interior materials can only be said to be average, the performance of the rear trunk space can meet the needs of most people's cars, the displacement is very small, the low torque is a little weak, but the turbo eruption has good stamina, the dual-clutch upshift is very fast, plus a very precise direction, full of support, the whole car is very sharp, it can be said that it is the best at the same price. The low torque will be a lot better, the power response is more positive, the dry dual-clutch has been recalibrated, the abnormal noise is basically gone, and the frustration of the low gear is also difficult to feel.

Spend 30,000, calculate 30% down payment, the total price is 100,000, to have strong power, low fuel consumption, recommend Japanese cars, Fit, Zhixuan, to have a large car, more configuration, there are many domestic cars at this price.

There are two ways to get a loan: Line of credit: ID card, running bill, proof of employment Mortgage: As long as there are valuable items to provide collateral, mainly cars and houses. Our company is convenient and fast to handle the loan procedures.

Go to the Agricultural Bank of China or rural credit cooperatives for consultation.