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The dynamic password is a dynamic password technology, each card is covered with 30 different passwords, when you need to enter the transaction password in the process of using online banking, you only need to enter the password on the scratch card in order, each password can only be used once. The staff told you that you can only use the password card once in an Internet café because you must have a digital authentication certificate installed in your computer's browser when you use online banking. There are restore cards on the computers in Internet cafes, and the computers you have used will be automatically restored to the state you used before you use them after you shut down and leave, and all the things you have installed in them are gone, if you want to use them again, you can only close the online banking to the counter and handle it again.
If your passcode card has already been used once, and if you close the online banking and reapply for it, the passcode card cannot be used again. In order to avoid this situation, you can bring a USB flash drive in advance, export your certificate from the computer's browser, and then import the certificate into the computer's browser when you use it again in the future. Export of certificates:
Open your browser and click"tools"menu under Internet Options, then select"Contents"menu"Certificates", select the certificate number that belongs to you, and click"Export"button, click Next, choose to export the certificate with the private key, enter the password of the certificate according to the prompts on the page (you can set one yourself, you need to verify this password when the certificate is installed again before it can be successfully imported), select the certificate storage address and file name, and then the export can be successful. Import of certificates: Start the browser, select the Tools Internet Options Content certificate, click the Import button, and follow the system prompts to complete the import.
You can also double-click the certificate file and enter the certificate password as prompted.
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The main thing is that your password envelope can only be used once in the Internet café The system will automatically recover after you shut down! There is no such thing as your ** online banking certificate! So your passcard can't be used anymore!
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Steps to use the dynamic password card:
1. After applying for a password card, the dynamic password card must be verified when making external payments (including payment transfers, roaming remittances, and online B2C consumption) through online banking. First of all, completely scratch the password overlay in the password page of the OTP card.
2. The following is an example of the Industrial Bank of China for online shopping and the use of dynamic password cards, and the use of ICBC's password cards is similar to that of the Agricultural Bank of China. When the user makes a purchase on JD.com, etc., when making a purchase (**payment), clicking the "Submit Order" button to submit the product order will go to the bank card selection interface.
3. The following is the payment operation. Select the bank corresponding to the online banking under "Online Banking Payment", this time taking ICBC as an example, you can choose Agricultural Bank of China, and click the "Confirm Payment Method" button to enter the next page.
4. Click the "Pay Now" button in this interface, and then you will enter the online payment page of Industrial and Commercial Bank of China (if you choose Agricultural Bank of China, then Agricultural Bank of China). The page displays the amount of your order, enter the card number and verification code in the text box on the right, and click the "Next" button.
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You will be asked to fill it out when using online banking.
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Hello! The online banking dynamic password card is the main identifier of your identity authentication, and when you are making a payment, you must enter the corresponding number given by the system to give 2 sets of coordinates in order to make a successful payment.
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In the channel of online banking, usually you don't need to use a dynamic password card if you have K-Bao, and you may also be able to handle electronic banking business through other channels when you were given a dynamic password card. The dynamic password card is valid for two years, and if you don't change it, you can't use it, and there are no potential safety hazards. In other words, some places do not charge, and some areas have a cost of 2 yuan.
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The e-banking password card is ICBC's e-banking security tool, which is another line of defense to protect customers' funds from loss. The e-banking password card is equivalent to a dynamic e-banking password. A number of strings are printed on the password card in the form of a matrix, and when the customer uses e-banking (including online banking or ** banking) to make external transfers, B2C shopping, bill payment and other payment transactions, the e-banking system will randomly give a set of password card coordinates, and the customer will find the password combination from the card according to the coordinates and input it into the e-banking system.
Only when the password combination is entered correctly can the customer complete the relevant transaction. This password combination is dynamically changing, and the password entered by the user is different each time it is used, and it will be invalid after the transaction is completed, so as to prevent criminals from stealing funds by stealing customer passwords and ensure the security of e-banking.
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The one-time password is the password of the electronic password card.
Hope it helps. Thank you.
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