From now until the end of next year 2012 , it is cost effective to buy financial management or buy

It's better not to buy a house in the past two years, or financial management is more appropriate!! In the past two years, the real estate country has been more severely suppressed, so that Shanghai developers have begun to use half price**, from this point of view, housing prices not only do not have the trend of **, but also may have to sink seriously

You give too few points for this question, and it is necessary to add more.

Agree with your analysis of the trend of real estate, it is indeed not a good choice to buy a house during this time, and investment cannot be done against the trend.

If you don't invest in real estate, how will the funds be distributed? We have slightly different ideas, and I will consider the following points according to your train of thought:

1.Maximize the return on existing funds;

2.Consider that it is still possible to buy a home during this period;

3.Investment risk and liquidity requirements.

To solve the first problem, it is difficult to achieve satisfactory results by relying on bank wealth management products (the highest expected income is about 6%), so it is necessary to expand investment ideas (I have 10-15% income investment channels, starting from millions); The remaining 300,000 yuan to buy bank wealth management products (the cycle is 30 days - half a year to choose yourself, and the difference in income is not very large). The advantage of allocating funds in this way is that the above three requirements are fully taken into account.

When the house price is willing to take the initiative to buy, you can use 300,000 yuan as a down payment first, without affecting the main capital income; During this period, there was no suitable opportunity to buy a house, and such a portfolio investment also guaranteed an expected return of about 12%, which was almost double the previous expectation.

If I buy wealth management, this insurance point, the house price will not rise much in at least a year.

Buyers seem to be mostly wait-and-see, always expecting ** to fall, but the result has been rising, I have a friend who wanted to buy a house a few years ago, but it has not been bought until now, because the house price has been **. So now my friend always regrets saying that it would be good to buy it earlier, so I personally think that as long as you are financially able and optimistic, you can start in time, don't wait any longer.

At present, the private placement network is relatively good in the domestic private placementHaomai.com is more inclined to public offering**|Then, to provide one-stop high-net-worth services, and private equity and other information, there is currently only Jinshan Wealth NetworkHope the answer is useful to you. 2011-11-2 11:15:19

You have to grasp the key from all kinds of dazzling investment and financial products, **market bull market** has passed, **it is difficult to make money, it is estimated that you will enter the market now to do it, dangerous! The bank's wealth management products have low returns, can't run CPI, and investment is meaningless, and the excessive product packaging makes professionals can't understand the stock index, which is linked to the stock index, and China lost 120 billion last year.

It is recommended that you can do a little**, **spot. You can buy and sell at any time, there is a night market, which is convenient for individual investors who are very busy during the day and have no time to trade, margin trading. For example, if you buy a ** worth 200,000 yuan, you need to invest 200,000 yuan, and you can't lose a penny, and you only need to invest 200,000 yuan in the spot to get the same income.

The trading mechanism is also very flexible, and it is easy to reverse the operation on this **. More flexible than paper**and paper**, paper**paper** can only make money when it is ****. Your money is held in your own savings account, safely.

The above is my advice to you, if you don't understand the meaning of some words, you can add friends.

How do you have such good luck, I tell you, if you want to make money faster, you can invest**, if you want to take a steady route, you can buy a pound** and take it home, anyway, ** is long-term bullish, choose it yourself,, and finally ask, luck is so good?

Let's improve your personal value first, more money and less money are not to position your life. You can open a small business and recruit people to develop their own talents, and you will gain more entrepreneurial experience in the future, which will be more conducive to your future development. I wish you success.

Learn about the various ** first, and then invest, and pay attention not to invest too much.

I think your 200,000 yuan can be used partly for consumption, partly saved, and partly bought for value-added, and the salary of 3,000 yuan If you don't have anywhere, you can invest in it!