Does consumption increase comprehensive contribution points or co branded points?

Hello, our bank's points are divided into comprehensive points and specific points. Among them, comprehensive points refer to the points generated by your use of our financial products, which can not only be used to deduct handling fees, but also can be exchanged for physical gifts and annual service fees. Specific points refer to the points generated by your use of financial products within the scope of activities when the Bank carries out specific activities in the country or in various provinces, municipalities and regions, and the specific points can be exchanged for physical gifts and annual service fees, and can also be converted into comprehensive points at the standard discount rate.

General Consumption Points: refers to the points calculated by the cardholder's consumption amount in any place or at any consumption place according to the conversion ratio of all consumption points set by the system.

Specific Consumption Points: refers to the points calculated by the cardholder's consumption amount at the special unit designated by the card issuer according to the conversion ratio of specific consumption points set by the system.

Co-branded consumption points: refers to the points calculated by the cardholder's consumption amount in the corresponding co-branded special unit according to the conversion ratio of consumption points set by the system.

The points regulations of the Peony credit card vary from region to region, so you can call 95588 6 for details.

Points redemption gift (expired).

In order to thank cardholders for their long-term support and favor, our bank decided to carry out the activities of redeeming and exchanging points for Peony International Credit Card, and at the same time changing the calculation standard of Peony International Credit Card.

Integral**. In mid-September, our bank carried out ** points for the unredeemed Peony International Card before April 30, with one **chance for every 1,000 points, and one chance for less than 1,000 points. The list of winning cardholders is now announced as follows, thank you for your attention.

List of winning cardholders.

Points Mobilization Cardholder Reward Program.

In order to thank our customers for their support and love for Peony International Credit Card, ICBC is now launching the Peony International Credit Card consumption points exchange annual fee and airline mileage activities to give back to the cardholders.

1. Activity time.

1 October 2006 to 31 December 2007.

2. Scope of activities.

Peony International Credit Card issued by ICBC (including Peony Platinum Card, excluding airline co-branded card, excluding co-branded points accumulated by co-branded card consumption at co-branded merchants).

3. Accumulation criteria for points.

From 1 May 2006, 1 point will be awarded for every 1 RMB or 1 HKD spent, 8 points for every 1 USD spent and 10 points for every 1 euro spent.

Fourth, the type of points accumulation.

Within the scope of merchants allowed by ICBC (i.e., excluding merchants such as house purchase, car purchase, wholesale, etc.), the accumulated points are accumulated by swiping the card.

5. Types of gifts.

1 The types of gifts are ICBC credit card annual fee and Air China mileage.

2 Redemption Criteria:

Gifts: The value of the points required.

The annual fee for the Platinum Principal Card is 160,000 for one year

The annual fee for the Platinum Card is 80,000 for one year

International Card, Personal Card, Gold Card, Principal Card, Annual Fee of 8000 per year

International Card, Personal Card, Gold Card, Supplementary Card, Annual Fee of 4000 per year

International Card: Individual Kapka, Main Card, Annual Fee of 4000 per year

International Card, Individual Kapka, Supplementary Card, Annual Fee 2000 for one year

International Card, Business Card, Gold Card, Principal Card, 16,000 annual fee for one year

International Card, Commercial Card, Gold Card, Supplementary Card, 8000 annual fee for one year

The annual fee for the International Card, Business Cap Card, and the main card is 8000 per year

International Card, Business Card, Supplementary Card, Annual Fee: 4000 per year

Air China's bosom friend mileage is 500 kilometers and 10,000

6. Redemption Method.

Cardholders can redeem the annual fee by logging in to ICBC** personal online banking, redeeming the annual fee and Air China mileage through 95588, and Peony International Credit Card holders in Beijing can also redeem points at the counter of the Peony Card Center.

In 2007, the Peony Credit Card Consumption Points Activity of Beijing Branch is in full swing.

It is the points that are combined for multiple consumptions belong to the cumulative consumption points, and the points of some supermarkets are generally emptied in one or two years, and pay attention to the timely exchange of coupons or gifts.

1. How do I earn points?

On the detailed introduction page of each product, there will be consumption points of the product, and the successful transaction of this product can obtain the corresponding points of the product, and the accumulated consumption rewards: when the cumulative consumption month reaches a certain amount, the points consumed in the future will all increase by a certain percentage.

Accumulate consumption points.

That is, for example, if you go to a supermarket to get a membership card, and then you can get how many points you can get by shopping in this supermarket, and when the amount of points reaches a certain amount, you can use points instead of money to exchange for its corresponding things. This is a marketing ploy for merchants.

China Mobile will accumulate consumption points for you according to the star rating you have been rated, according to the rules of 1 time, 2 times, 2 times, 3 times (5 times of 5 times for five-star diamond customers) of the amount (RMB) of the monthly bill (excluding the free and exempt part) respectively, or you can also obtain ** reward points by participating in **activities**.

For example, if a customer is a four-star customer, the multiplier of the customer's credit points is 501 points (rounded up to 501 points) if the bill amount of the customer's bill in April is RMB.

Accumulation of consumption points, generally speaking, refers to the points generated when shopping mall membership cards, credit cards or mobile and other consumption, and can be exchanged for goods and gifts after a certain amount.

The points converted from the beginning of a certain year or a certain starting time of a debit card or credit card to the current location are used to spend on the card. - Generally, banks will encourage credit card swiping, and points can be exchanged for gifts or other things, depending on the actual local bank.

1. Integral consumption refers to a consumption mode in which people shop and consume in the form of replacing RMB through virtual points, and the use of integral consumption usually brings a great degree of discount to consumers and brings consumers a good consumption experience. It can also increase consumer stickiness and is also a good marketing tool for merchants.

2. Consumption points are calculated based on your actual payment amount, and 1 point is accumulated for every 1 yuan spent. No points are awarded for gifting or collecting fees.

3. The consumption points of the current month are called "monthly consumption points", the cumulative consumption points of each month of the year are called "annual consumption points", and the accumulation of all consumption points is called "total consumption points".