Is it a norm for pensions to be overpaid and overpaid, overpaid for a long time, underpaid and unde

For this question, I use my professional perspective.

In fact, this question should be asked like this, the more pension is paid, the longer the payment time, the more you will receive, and in turn, the less you pay, the short time you pay, the less you will receive, of course, there will be no pension insurance if you do not pay. Because even if you pay a high standard, but you only pay enough for 15 years, then you still receive very little.

Many people say that they have paid the same 15 years of insurance as others, but they have always paid the highest standard, while others have paid the minimum standard, why they receive basically the same after retirement. Of course, there is also a factor of the number of years of payment.

Why is this so, first, for those who pay low standards all year round, they may not even reach the local minimum wage standard, so there will be corresponding subsidies.

Today, the leader asked me what grade of pension insurance people pay the most, mine is the highest standard, the lowest standard, and 60% standard. Because we have 7 grades of endowment insurance here, the insured can choose freely according to their own financial ability.

Most of the laid-off workers who pay the highest standard are laid-off workers, because their units have been paying in the past, and many laid-off workers also hope that their pensions can be higher, and most of these people have paid for a relatively long period of time and are approaching retirement age. Therefore, they grit their teeth and pay the highest standards.

People who pay 60% generally pay this standard all the time, and they have a bottom in their hearts, and their pensions are easy to calculate, and they don't want to change.

Many of the lowest contributors are freelancers, and their purpose is to pay enough for 15 years, and when they are old, they can be content with a pension. I don't want to live on this.

I think this is still a norm in the short term, after all, if you pay more, you should receive more, and it is impossible to pay high, but you will receive as much as others.

But seriously, there is still a certain gap between our pension here and what everyone expected, for example, some people have paid pension insurance for more than 20 years, but they only received more than 1,000 yuan after retirement, which feels a little less.

So I think we should maintain such a mentality, pension is actually to provide a guarantee for our old age, this is really not cost-effective or not, the important thing is mentality!

I think this situation is a norm, because if you don't pay the money, then who will give you a pension for nothing, so there is a certain truth to this.

It is a norm, because the current pension system is like this, there is no pension if you don't pay, you pay more, you pay more, you pay more years, and you get more, which is also to prevent some people from taking advantage of the psychology, and this provision is more fair and just.

Now it's really a norm, and when it comes to pensions, everyone is different, and there are no clear rules.