What should I do if I am not allowed to spend the New Year s money, in a hurry

If you need a little financial quotient, just say that you are interested, buy, buy, and then cash out, and then buy PS2....

It is an indirect way to invest. The management company concentrates investors' funds through the issuance of ** units, which are managed by ** custodian (that is, qualified banks), and the ** manager manages and uses the funds to invest in financial instruments such as ** and bonds, and then shares investment risks and benefits. According to different criteria, **investment** can be divided into different categories:

According to whether the unit can be increased or redeemed, it can be divided into open and closed. Open-ended ** non-listed trading, generally through bank subscription and redemption, ** scale is not fixed; Closed-end has a fixed duration, during which the scale is fixed, and it is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. At present, China's **investment** is contractual**.

According to the different investment risks and returns, it can be divided into growth, income and balance**.

According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

Buying is very simple and can be traded on the floor, that is, bought and sold in the secondary market, just like ordinary investments. You can also subscribe through the selling point of the bank that cooperates with the company, and many banks have the best sales, Industrial and Commercial Bank of China and CCB. If you want to buy, you can ask in detail about the relevant fees, interest ratio; Then study and study the internal situation and past performance of the ** management company.

**There are also ups and downs, two common tips for buying**:

1.Spread your money across different times and buy a certain amount of ** every month.

Example: The number of shares with a market value of 1,000 yuan.

A total of 5,572 units were purchased in 6 months, with an investment of 6,000, and the average cost per share was; If you buy 1,000 units every month, the average cost. Unless you tell me you can grasp when it goes up and when it goes down.

2.Maintain a ratio of various investment types.

For example, I keep 50% of the **type, 35% of the currency type, and 15% of the bond type, and when the **type rises sharply and its proportion increases, I redeem some of the ** type, switch to the other two, and maintain the proportion.

Cashing out refers to selling the purchased ** back to the ** company and recovering the funds. It is also called redemption.

If you can buy **, it proves that you can use your money well, you are an adult, and it is not a big deal to buy a PS2.

If you're learning now, you can skip buying these things, because when you grow up, your parents will buy them for you if they want to be able to do it. Now it's mainly about studying, preparing for a better future.

You're a man, a little restraint okay? You can't restrain that, what else can you do.

It's only the first year of junior high school! It's not very tight to study, you can buy and play. But you have to know that not asking you to buy it is nothing more than fear of affecting your grades, so it is almost enough for you to give a guarantee, such as how many people have taken the mid-term and final exams, which can gain the trust of your parents, pay attention!

The premise must be to study hard, and you can play, not just play around. Got it.

I guess you're not that old! New Year's money can be saved, like I didn't save it before to spend it, but like now I can think about my future I have a plan, I will not spend and save, only this New Year I saved a thousand, I have reached the age of discretion and saved a large sum, so it is recommended that you save more as soon as possible, you can open another card yourself, and you will be very surprised when you can use it freely!

If you don't buy it, it's useless, after 2 years, PS2 won't be attractive to you, Saving money to buy a computer is the king, computers are not just for playing, I can make a lot of money playing fantasy!

If you buy it yourself, your parents won't say much, but you still have to say it, if you want it, buy it.

Ahhhh

I hid all my money in the basement.

It turned out to be discovered.

I put the money in the bear and was found by my sister.

I'm also depressed. This year, I put my money in a photo folder that my family never touched.

It has not been found so far. Hey.

You're going to change places.

Fellow people.

It's better to save money to buy a computer than to buy that.

Tell your mother, if you don't spend the New Year's money, I can't study well.

1. New Year's money is a free gift from the elders to the younger generations, and in law there is only the relationship between the giver and the donee, and the relationship between people is just your wishful thinking. 2. Filial piety to parents, filial piety to parents depends on whether you are awarded a gift to parents or to parents for temporary safekeeping, considering that minor children are incapable of civil conduct, so parents can keep it, but also with the consent of the child, and only the right to custody, no right to use; If the child wants to get the New Year's money back when he becomes an adult, the parents have no right to refuse, and the law does not support it.

First, it's not what others are like yourself, family conditions and parents' concepts are different, you have to have your own judgment and behavior;

Second, you are still a student, all the expenses are given by your parents, and the New Year's money is actually a human exchange, basically how much you get, your parents have to take out how much, so you are sensible to carry it to your parents;

Third, do you want to go back to the New Year's money that has been filial to your parents, is it a bit of a regret to make an appointment?

Fourth, if you really need money, just say it directly, don't mention the matter of pressing the New Year's money;

Fifth, since your parents have promised to use the New Year's money for this year, isn't it very good, save money, learn to manage money instead of spending it.

Parents should not spend their children's New Year's money, then this money is not the parents' money.

Keep it for the child when he is young, and return it to him when he grows up.

The New Year's money received by the child belongs to the child.

Some parents think that the New Year's money that their children get should belong to themselves, because this money is a gift exchange, and you have to return it to others if others give it to their children.

It is unfair to do so, and the New Year's money that the child gets should belong to the child, regardless of whether you want to reciprocate the gift? This money is received by the children, which represents the beautiful meaning of the elders to the younger generations.

Therefore, this money should be given to the child by the parents, and it has nothing to do with the parents, and the parents cannot take it for themselves, nor can they use the children's New Year's money privately.

If the child is young, then the parents can take care of it on their behalf, and it is understandable that the parents made such a decision considering the safety of use.

If the child is older, you can open a small account for him and let the child save all these New Year's money and pocket money. The password of the account is in the hands of the child, and parents can help the child keep the passbook or bank card.

If the child is too young, help the child keep the money, you can save it for a fixed period or manage your finances.

The child's New Year's money, the first thing that is clear is that the money is owned by the child. The child is too young, and the parents have the responsibility to help the child take care of the money, and the child is a minor, and if the money is placed in his hands, it may go out and squander it, which is very bad.

Therefore, parents can help the child to keep it until he grows up, and he can have independent financial control, so that the parents will give him the money again, and he will dispose of the money himself.

How should parents manage this money properly? It can be deposited for a fixed period or for financial management.

If the family is really spending money and encountering problems, you can borrow the money from the child with the consent of the child, but do not decide to spend the money privately.

It is more appropriate to make a fixed deposit certificate for your child, and save it for three or five years.

You can also do a financial management for your child, this money doesn't need to be used for the time being, you can wait for the loss to be taken out for him when the child goes to college, and you can wait until the child gets married or gets married and takes it out to her, he.

There is also a lot of interest in the middle, which invisibly helps the child save another amount of money, and he has to calculate it seriously when he lives. Isn't it also a good thing to help your child manage his New Year's money and give him a large sum of money when he needs money?

A friend kept the child's New Year's money for him from childhood to adulthood, and when the child grew up and started a business and lacked money, he gave him the money.

Reply to a friend: Refuse the red envelope, and have the ability to give me a bank card. Reply to loved ones: I have grown up and do not need red envelopes, red envelopes are the privilege of children.

Red envelope: Red envelope, also known as red envelope, red envelope, is a small gift made of red envelope, commonly used in various celebrations in the context of traditional Chinese customs and Chinese character cultural circles, including Chinese New Year, weddings, birthdays and other occasions, its color represents the meaning of "festive" in Chinese culture. Since the Ming and Qing dynasties, the practice of wrapping copper plates (for New Year's money) has gradually evolved into a modern form of gift money by placing money in red envelopes.

Red envelope culture: The custom of giving New Year's money to younger generations is still prevalent, and the amount of New Year's money ranges from tens to hundreds, and these New Year's money is mostly used by children to buy books and school supplies. The custom of giving red envelopes during the Spring Festival has a long history, it represents a kind of good wishes from the elders to the younger generations, and it is a talisman given by the elders to the children, bless the children with health and auspiciousness in the new year.