How to make a claim for PICC property insurance student safety insurance

Updated on Financial 2024-04-20
10 answers
  1. Anonymous users2024-02-08

    1. Report the case. After an accident or hospitalization, you should call the customer service of the insurance company in time to understand the documents that need to be prepared, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 3 days.

    2. Collect documents.

    The procedures required for the insured to make a claim due to accidental injury, such as: medical diagnosis certificate, accidental injury certificate issued by the relevant department, original receipts and prescriptions for medical expenses, and a copy of the insured's ID card or household registration certificate.

    3. Review by insurance companies.

    If all the documents are complete, the insurance company will review it within a certain period of time and issue a notice of compensation or refusal based on the review results.

    4. Receive compensation.

    After receiving the payment notice, the insured or beneficiary can go to the insurance company to receive the compensation with his ID card and household registration certificate.

  2. Anonymous users2024-02-07

    Now buy insurance and look for **! How to make a claim, even if you don't study insurance or do insurance, you won't know it in detail!

    Buy insurance now and trouble the insurance company directly! You may also find some reason and give you no compensation! I'm looking for ** to buy insurance now!

    Peace of mind! Someone to help if you are in danger! If you have a dispute with an insurance company, you can also help you fight a lawsuit!

    I didn't study insurance myself! If something goes wrong, I'm afraid of being fooled by the insurance company! So I'm looking for it**!

  3. Anonymous users2024-02-06

    Chinese Life Student Ping An Insurance Claim Procedure.

    1. Report the case.

    According to the terms of the insurance, if the student is sick (in the event of an accident), please report to the insurance company** within 48 hours of coming (in the event of an accident) (explain your situation to the insurance company, ask the insurance company to wear a record, and ask for a police number). Otherwise, the insurance company has the right to refuse the claim. Report**:

    2) **。

    1.Go to a public hospital at or above the county level for treatment;

    2.The same illness will only be paid once;

    3.If the same disease is in more than two hospitals**, a referral form issued by the original hospital and the consent of the insurance company must be obtained; Otherwise, only one hospital can be reimbursed;

    4. Medical treatment in other places requires the permission of the insurance company.

    3) Required Procedures.

    After the disease is cured, the following materials must be prepared for the claim procedure:

    1. Compensation application form (written by myself, brief description);

    2.Copy of student ID card and ID card (one A4 paper);

    3.Diagnosis certificate (issued by the attending physician, original);

    4. Expense bill (standard bill issued by the hospital, original);

    5.Inpatient medical records (photocopy of the hospital where the patient was treated);

    6. List of daily expenses (original);

    7.Outpatient medical records (original).

    Extended Information: Ping An Insurance Brand Logo Design Meaning:

    Ping An's goal is to create a logo that blends traditional Chinese culture with modern brand concepts. The wordmark design adopts the concept of "outer circle and inner square" in traditional Chinese culture, combined with the bright and concise design trend of international brands, which has both traditional characteristics and modern fashion style.

    The equilateral triangle of the letter A is reminiscent of various huts in China and the West, implying the imagery of care, love and home. The green color on the green square symbolizes life, vitality and vitality. The image of the square is suitable for the family and also coincides with the shape of the traditional Chinese "Confucian Fang" coin, which symbolizes wealth and wealth.

    Keeping life, wealth, and treasures at home is a sense of peace of mind, a feeling of happiness and tranquility to sit at home.

    Through the design and relative design of the brand, as well as the textual and visual expression, "Ping An of China" hopes to convey the company's mission to be accountable to shareholders, customers, employees and society, emphasizing that Ping An is striving to become the preferred integrated financial group in modern China. A brand image integrating insurance, banking and investment services.

  4. Anonymous users2024-02-05

    Must have been reported within 48 hours of the accident?

  5. Anonymous users2024-02-04

    The PICC Student Accident Insurance claim process is as follows:

    1. Report the case: After the insured person has an insured accident, contact the insurance company and report the case in time.

    3. Review and negotiation: The insurance company will review the rubber book materials to ensure that there is no insurance fraud. If the insured or his or her family disagrees with the insurance company's compensation amount, the two parties may negotiate or go to court to file a lawsuit.

    4. Claim: When the insurance company passes the review and the two parties reach an agreement on the insurance money, the insurance company will issue the insurance money.

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  6. Anonymous users2024-02-03

    Summary. 2.Prepare claim materials according to the requirements of the insurance company, such as outpatient medical records, outpatient invoices, disease diagnosis certificates, total invoices for hospitalization expenses, general list of hospitalization expenses, medical insurance statements, discharge records, etc. Death claims generally need to prepare three certificates of death, namely cremation certificate, certificate of closure of household registration, and death certificate; Disability claims generally require the preparation of a disability appraisal**; If it is caused by an accident, you also need to prepare an accident manual;

    Hello dear. We will be happy to answer your questions. Life insurance purchased by students can generally be claimed in the following ways:1After the occurrence of an insured accident, it is also necessary to notify the insurance company in a timely manner, report the case, and explain the relevant circumstances;

    2.Prepare claim materials according to the requirements of the insurance company, such as outpatient medical records, outpatient invoices, disease diagnosis certificates, total invoices for hospitalization expenses, general list of hospitalization expenses, medical insurance statements, discharge records, etc. Death claims generally need to prepare three certificates of death, namely cremation certificate, certificate of closure of household registration, and death certificate; Disability claims generally require the preparation of a disability appraisal**; If it is caused by an accident, you also need to prepare an accident manual;

    3.After the insured is discharged from the hospital, the information of the reimbursement claim is submitted to the insurance company. However, if it is a death or disability claim, then you only need to prepare the relevant documents to submit;

    4.If the insurance company approves the information, the claim can be settled, and the claim will generally be paid into the bank account designated by the insured or the deceased beneficiary.

    Dear, the above is how to settle a claim. Hope mine can help you. Wishing you happiness! <>

    <> which software you are applying for a claim in.

  7. Anonymous users2024-02-02

    The life insurance purchased by students is generally a student insurance, which is often voluntarily insured by students when they enroll, and the insured only needs to pay tens or hundreds of yuan in premiums to obtain a number of protections including accidental injury, hospitalization medical treatment and accidental injury medical treatment.

    1.Accidental injury mainly protects the death and accidental disability of students due to accidental risks, and the insurance company will pay insurance benefits according to the contract, regardless of whether the student has an accident agreed in the contract or outside the school during the insurance period, as long as the death and disability conditions agreed in the contract are met.

    2.Inpatient medical care mainly covers the risk of hospitalization of students, and if students are hospitalized due to illness or accidents, they can be reimbursed for the expenses during hospitalization according to the proportion agreed in the contract.

    3.Accidental medical treatment covers a wide range of benefits, including traffic accidents, burns, accidental falls, gas poisoning, etc. This benefit is mainly used to reimburse medical expenses incurred due to accidents, such as outpatient and emergency expenses.

    The claim process is as follows:

    2. Collect all the claim information, including:

    1. Insurance policy certificate (on demand, can be provided with the assistance of the school).

    2. Proof of identity of the insured (copy of ID card or household registration booklet, provided with the assistance of the student and the school's class teacher).

    3. The original medical expense invoice issued by a second-level or above hospital or a medical institution recognized by the insurer in advance (if you are hospitalized, you need to provide the original list of expenses) and a copy of the medical record (note: the original medical record is checked and copied) (if you are hospitalized, you need to provide the original discharge summary) (provided with the assistance of students and parents, and it must be true and comprehensive).

    4. The description of the accident should be filled in by the person or the school.

    5. A copy of the account (if the insurance company needs to remit directly to the account, it can not be provided, and it can be collected in cash and sent to the school, or students and parents can go directly to the insurance company to collect it.)

    3. After collecting all the claim information, submit it to the claim center of the insurance company.

    Fourth, wait for the insurance company to investigate and verify the claim.

    5. Receiving compensation.

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  8. Anonymous users2024-02-01

    Hello, I am the co-teacher of Ask the Question, I am good at insurance analysis and planning, and I have been engaged in the insurance industry for 7 years now, and I am happy to serve you. [Insurance information inquiry is time-consuming, your problem is normal after ten minutes, please be patient and wait for ......】

    Dear, insurance consultation requires you to bring the name of the insurance or insurance policy in order to help you answer in more detail.

    Dear, insurance consultation requires you to bring the name of the insurance or insurance policy in order to help you answer in more detail.

    Chinese life insurance is 60,000 yuan for accidental hospitalization medical reimbursement and 10,000 yuan for outpatient treatment. Reimbursement scope of student insurance 1, accidental injury: including accidents and accidental disability, students are injured or disabled due to accidental injuries, and the insurance company will pay compensation.

    2. Accidental medical treatment: including medical expenses incurred by outpatient clinics and emergencies. 3. Hospitalization medical subsidy:

    If a student is hospitalized due to illness, he or she can apply for a claim, but it should be noted whether it is outside the exclusion clause. For example, let's take inpatient surgery as an example, the reimbursement ratio is calculated according to the medical insurance and no medical insurance, and there is a difference between the two situations, and then the reimbursement should be made according to the tier. Let's say:

    1) For the part below 1,000 yuan, 55% can be reimbursed with medical insurance, and 50% can be reimbursed without medical insurance. (2) For the part of 1000-5000 yuan, 65% can be reimbursed with medical insurance, and 60% can be reimbursed without medical insurance. (3) For the part of 5,000-10,000 yuan, 75% can be reimbursed with medical insurance, and 70% can be reimbursed without medical insurance.

    4) For the part of 10,000-30,000 yuan, 85% can be reimbursed with medical insurance, and 80% can be reimbursed without medical insurance.

    Chinese Life Insurance has a variety of products, and the reimbursement of different products is different, so if you want to fully understand how the insurance you purchased is reimbursed, please provide the policy to help you answer.

  9. Anonymous users2024-01-31

    The claim method is as follows:

    1. In the event of an insurance accident, the school should notify the parents as soon as possible.

    2. Parents should notify the insurance company in time, and if the student is hospitalized in an accident, they need to notify the insurance company as soon as possible.

    3. The insurance company will assist parents to prepare the required materials for applying for a claim, such as accident instructions, medical expense lists, hospitalization summary, etc.

    4. Submit the claim application materials, and the insurance company can make a claim after it is approved.

    Extended information: 1. Chinese People's Insurance.

    What does the insurance cover?

    Chinese Insurance is suitable for people aged 3-25, the protection period is 1 year, the waiting period is 30 days, the main benefits are as follows:

    1. Accidental death benefit.

    Chinese Insurance Insurance includes accidental death protection, when the insured person dies due to an accident while in school, the insurance company will pay compensation according to the requirements of the contract after passing the review.

    2. Accidental disability protection.

    Chinese Insurance Insurance includes the relevant protection of accidental disability, when the insured is in school, an accident leads to total disability, the insurance company will pay the disability insurance benefits according to the requirements of the contract after passing the review.

    3. Accidental outpatient and emergency protection.

    Chinese Insurance Insurance includes accidental medical coverage, when the insured person suffers an accidental injury while in school, resulting in the need to be admitted to the hospital for **, then the insurance company will reimburse the eligible outpatient and emergency expenses.

    4. Hospitalization medical insurance.

    Chinese Insurance Insurance includes the coverage of hospitalization medical treatment, and when the insured person is hospitalized due to illness, the insurance company will also reimburse the hospitalization within the conditions for compensation.

    5. Death benefit due to illness.

    Chinese Insurance Insurance includes the protection of death due to illness, when the insured unfortunately dies due to illness, the insurance company will reimburse according to the contract after passing the review.

    2. Reimbursement of student insurance expenses:

    1. Reimbursement of hospitalization medical expenses: Students and young children who are hospitalized due to illness can apply to the insurance company for compensation as long as they are not within the scope of the exemption clause of the insurance contract.

    2. Reimbursement of accidental medical expenses: mainly physical education class falls, traffic accident injuries, and scalds.

    Accidents such as animal bites are covered.

    3. Accidental personal reimbursement: mainly accidents and accidental disability. If the student or child is physically disabled due to an accidental injury, the insurance company shall pay for the loss caused by the accident or disability.

  10. Anonymous users2024-01-30

    Summary. Hello dear, happy to answer your <>

    PICC Student Accident Insurance 100 Yuan Compensation Standard: Accident Illness Hospitalization Medical Compensation is graded and accumulated, and after deducting the deductible of 100 Yuan, if the medical expenses are between 100 Yuan and 5000 Yuan, 60% will be paid; If the medical expenses are between 5,000 yuan and 10,000 yuan, 70% will be paid; If the cost exceeds 10,000 yuan, 90% will be paid. If more than 60% of the reasonable hospitalization expenses have been reimbursed by social security or other medical insurance, the remaining part does not need to be subject to the tiered compensation limit, and can be directly reimbursed at 100%.

    How to pay 100 yuan for PICC student accident insurance.

    Hello dear, happy to answer your <>

    PICC Student Accident Insurance 100 Yuan Compensation Standard Laughing Observation: Staring at the Rise of Major Accident Disease Hospitalization Medical Compensation Implements Graded Accumulation and Tiered Compensation, After deducting the deductible of 100 yuan, if the medical expenses are 100 yuan to 5000 yuan, 60% will be paid; If the medical expenses are between 5,000 yuan and 10,000 yuan, 70% will be paid; If the cost exceeds 10,000 yuan, 90% will be paid. If more than 60% of the reasonable hospitalization expenses have been reimbursed by social security or other medical insurance, the remaining part does not need to be subject to the tiered compensation limit, and can be directly reimbursed at 100%.

    The 100 yuan compensation method of life insurance student insurance implements graded accumulation and ladder compensation. After deducting the deductible of 100 yuan, if the medical expenses are between 100 yuan and 5000 yuan, 60% will be paid; If the cost of medical lead treatment is 5,000 yuan to 10,000 yuan, 70% will be compensated; If the cost exceeds 10,000 yuan, 90% will be paid. If more than 60% of the reasonable hospitalization expenses have been reimbursed by social security or other medical insurance, the remaining part does not need to be subject to the tiered compensation limit, and can be directly reimbursed at 100%.

    Students' medical insurance according to the amount of students' medical expenses, determine the medical expenses of different reimbursement ratios, and the types of drugs in the reimbursement are also stipulated, within the scope of the insurance company to be reimbursed, no longer listed do not report, so in the event of a medical accident, be sure to tell the doctor to list the usual medicine, the specific type of drug and reimbursement ratio, you can ask the insurance company you insured.

    PICC 100 yuan accident insurance compensation standard 1, accidental death and disability accompaniment: 10,000 insurance companies pay disability insurance benefits according to the payment ratio of the corresponding disability level in the "Life Insurance Disability Assessment Standards" multiplied by the insurance amount. 2. Compensation for accidental medical expenses

    The deductible for 10,000 accidental medical accidents is 100 yuan per person per hall, which is 80% higher than that of Lu Fu Dou, and the outpatient and emergency compensation limit is 500 yuan.

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