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Jiufu Group is a digital inclusive technology group driven by artificial intelligence technology, and is also a national high-tech certification enterprise. Since 2006, Jiufu Group has been deeply cultivated in the field of financial technology, and has successively established more than 10 independent wholly-owned or holding subsidiaries, which have made achievements in artificial intelligence, consumer finance, digital inclusion and other fields.
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As a technology and financial group company, Jiufu Group has five major business segments, including digital account (Jiufu Wan Card), artificial intelligence (Jiufu Technology), online lending (Jiufu Puhui), brokerage and investment consulting (insurance**) four domestic business segments, as well as Hong Kong (Jiufu **, Jiufu Wealth), Southeast Asia, the United States and other Jiufu international business segments, each business segment has a series of mobile financial innovative product brands, including Jiufu Puhui, Jiufu wallet, Jiufu Wan Card, Wan card**, Wukong Finance, Huoyan Technology, Ruifeng Insurance Brokers, Jiufu (Hong Kong), Jiufu Insurance (Hong Kong) and other brands, and hold or participate in a number of licensed institutions including insurance brokerage, ** sales, banking, financial leasing and so on.
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According to the regulator's view, Jiufu should bear all the cash, "debt repayment, it is a matter of course" to take the lender's funds to lend, and the borrower also has a high interest rate in the repayment, because the lender's high interest rate for repayment is often higher than the lender's annualized interest rate, so everyone's funds should be protected. In fact, this year's supervision and supervision of Jiufu is obviously much better than the previous change of caution, because the previous attitude towards the lender to ignore the change to negotiation, but let the lender lose the principal in the case of installment repayment, in fact, we are not saying that it is unacceptable, according to the lender reflects that because the installment cash to the nuclear base is too little money, some people are reflecting that the borrower is more than 100,000 yuan a month on dozens or hundreds of yuan, although the promise is three years to clear, but now it is really unacceptable.
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1. The three channels of Jiufu are still being implemented, although the creditor's rights are removed from some app stores, but they are still operating normally, some lenders began to guess whether it is irregular, it is understood that it was removed from the shelves due to malicious TS, and it is still possible to log in to the creditor's rights through Jiufu Puhui, Wukong, wallet, creditor's rights WeChat*** or its inclusive and inclusive water, Wukong, wallet APP, after all, the three channels are formulated under JG, and the selection of channels is also carried out on the creditor's rights.
2. At present, about half of the 340,000 lenders have withdrawn, and the platform is still collecting with the greatest efforts, due to the cancellation of the cooperation with the AMC by malicious TS, the current payment is blocked, which is not as good as before, of course, the platform has also introduced a number of post-loan companies are also jointly with some departments to carry out legal urging, or the strength is not enough, the top priority is to look at it rationally, do not be blinded by the anti-collection alliance, in the worse and worse environment, believe in the platform, choose to withdraw as soon as possible, and it is more important to stop losses in time.
Extended information: 1. Jiufu (full name: Jiufu Digital Technology Group Co., Ltd., referred to as Jiufu Digital Technology Group) is a digital technology enterprise driven by artificial intelligence technology, which has been certified as a national high-tech enterprise and belongs to science and technology enterprises.
Founded in 2006, Jiufu Digital Technology Group, as a group company, does not carry out specific business, but is responsible for the group's strategic planning and investment and mergers and acquisitions, and has five major business segments: digital technology, digital account, digital inclusion, digital wealth, and digital international, and each major business segment has its own series of innovative product brands, including Jiufu Technology, Diyi Technology, Jiufu Puhui, Jiufu Wallet, Jiufu Wanka, Wanka**, Wukong Wealth Management, Jiuxing Insurance Brokers, Jiufu Consulting, Jiufu** (Hong Kong), Jiufu Wealth (Hong Kong), etc.
2. After 13 years of digital technology precipitation and ecological chain integration, Jiufu Digital Technology Group has become a well-known independent third-party financial technology holding group in the industry, carrying out one-stop and convenient services around users, and providing professional digital financial technology solutions for financial institutions and third-party scenario partners in the form of "connectors".
3. Under the technology empowerment strategy, Jiufu Digital Technology Group takes the six elements of "traffic, data, scenarios, risk control, capital, and technology" as the core, fully opens up the group's technical resources, and creates digital inclusive financial value for public users through digital technology, artificial intelligence and other technologies, making finance simple and beautiful.
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Jiufu Group is a financial technology platform, the group has a number of financial licenses, such as insurance brokerage, sales, banking, financial leasing, etc., its business is also around the financial license and industrial and commercial registration information, from the record information and industrial and commercial information, Jiufu Group is legal. However, whether the business carried out by the company is illegal or not depends on the specific analysis of specific issues.
Company Profile: Jiufu (full name: Jiufu Digital Technology Group Co., Ltd., hereinafter referred to as Jiufu Digital Technology Group) is a digital technology enterprise driven by artificial intelligence technology, which has been certified as a national high-tech enterprise and belongs to science and technology enterprises.
Founded in 2006, Jiufu Digital Technology Group, as a group company, does not carry out specific business, but is responsible for the group's strategic planning and investment and mergers and acquisitions, and has five major business segments: digital technology, digital account, digital inclusion, digital wealth, and digital international, and each major business segment has its own series of innovative product brands, including Jiufu Technology, Diyi Technology, Jiufu Puhui, Jiufu Wallet, Jiufu Wanka, Wanka**, Wukong Wealth Management, Jiuxing Insurance Brokers, Jiufu Consulting, Jiufu** (Hong Kong), Jiufu Wealth (Hong Kong), etc.
After 13 years of digital technology precipitation and ecological chain integration, Jiufu Digital Technology Group has become a well-known independent third-party fintech holding group in the industry, focusing on users to develop one-stop and convenient services, and providing professional digital fintech solutions for financial institutions and third-party scenario partners in the form of connectors.
Under the strategy of technology empowerment, Jiufu Digital Technology Group takes the six elements of traffic, data, scenarios, risk control, capital and technology as the core, fully opens up the group's technical resources, and creates digital inclusive financial value for public users through digital technology, artificial intelligence and other technologies, making finance simple and beautiful. <>
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The state has successively issued a number of punishment regulations, imposing punishments such as restrictions on consumption, entry and exit, and disclosure of personal information for "judgment defaulters", and criminal responsibility will be pursued if the circumstances are serious.
Legal basis: Civil Code of the People's Republic of China
Article 667:A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.
Article 668:The loan contract shall be in written form, unless otherwise agreed upon between natural persons.
The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.
Article 669:When concluding a loan contract, the borrower shall, in accordance with the requirements of the lender, provide the true information about the business activities and financial status related to the loan.
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Nowadays, in the lives of the vast majority of people, in fact, they are inseparable from the word loan, of course, the way of loan is also divided into different types, for example, some people will apply for loans in local banks, and some people would rather pay more interest for the convenience of life, and also choose to take out loans on mobile phone software, and in the process of loans, many people in addition to considering the amount of the loan and its corresponding interest, will also consider whether the loan company is large or small, whether it is reliable.
Is Jiufu Financial reliable?
The loan software of Jiufu Financial is also favored by many lenders. It can be said that Jiufu Financial is still relatively reliable, and it also belongs to a relatively large company, whether it is in terms of interest or in terms of repayment period, it is relatively formal and cost-effective, and it is precisely because of this that some people encounter problems in capital turnover, and they will also seek help from the software and the company.
Borrowing and repaying problems.
In the process of borrowing, many people are currently in difficulties and urgently need funds for turnover, so they are looking forward to being able to pay quickly. However, when the next payment is really made, many people will face another problem, that is, how to repay the loan, generally for software, it will be divided into different periods to repay. Even so, there are some people who will face the problem of not being able to repay.
Therefore, before borrowing, what comes to mind is not only the problem of quick borrowing, but also the corresponding repayment problem, because once the repayment cannot be carried out normally, it will have a considerable impact on the borrower.
Don't affect credit reporting.
If you are really faced with the situation of not being able to repay in life, even if you seek the help of relatives and friends around you, you must repay the loan, rather than refusing to repay, or overdue behavior, because these two behaviors will have an impact on personal credit, and the impact of such an economic credit will have a great impact on the housing loan and car loan between us and the bank in the future, and even affect the audit problems, so that the bank directly refuses to make a loan. So since you have decided to borrow, you must consider the subsequent repayment.
In fact, there are many companies and software nowadays that have connected user information to credit information, and user repayment and loan information can be queried in personal credit, so don't worry about small losses, don't make our personal credit affected because of thousands or even tens of thousands of yuan in arrears, because such an impact is closely related to our future life.
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Yes, Jiufu Group disclosed the company's financial data in the prospectus. In 2016, 2017, 2018 and the first quarter of 2019 ended March 31, Jiufu Group's net income was 100 million, 100 million, 100 million yuan and 100 million yuan, respectively; The net profit attributable to Jiufu Group in the same period was 100 million, 100 million, 100 million yuan and 100 million yuan respectively.
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