How will I pay my payment when it arrives? What should I do if I can t pay the money

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Make money too. If you don't have time, you can borrow it from friends and family.

1. The bank will send people to urge you to take out a loan, and this period is very long before you pay it off. Secondly, if the bank sues, it is very likely to apply to the court to preserve your assets, such as real estate, cars, deposits, etc.;

2. If you cannot repay the loan principal and collect the loan fees after the assets are liquidated, the bank may apply to enforce your salary income; Unless you deliberately defraud or provide false information to make a loan, you will generally not be imprisoned. If you can't change the money within a certain period of time, you will be blacklisted by the credit information system, and it is impossible to retake a loan, and it is difficult to apply for a credit card.

Description: 1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must be returned. Loans in a broad sense refer to the general term of loans, discounts, overdrafts and other lending funds;

2. Banks can put out the concentrated money and monetary funds through loans, which can meet the needs of the society for supplementary funds for expanding reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation. Loan refers to a financial act in which a creditor (or lender) transfers the right to use funds to a debtor (or borrower).

If you have money, you must have paid it back all at once. If the economy is tight, you should pay off at least the minimum amount, and the minimum monthly payment should be repaid. Otherwise, there will be a late fee. It also affects credit.

It is relatively easy to guarantee good credit in borrowing.

Since it is not possible to repay the loan, is it advisable to repay the loan with a loan? I feel that if the debt is high, and then find other loan platforms to apply for loans, the corresponding loan interest rate will often be very high, or even usury. Such an approach is tantamount to tearing down the east wall to make up for the west wall, and in the end, the debt will get bigger and bigger.

So, the right thing to do is:

1.Loan extension.

If you are unable to repay the outstanding amount due to the loan repayment deadline, you can contact the bank or lender to apply for an extension to ease the repayment pressure, and it is recommended to apply one month in advance. The advantage of this approach is that it will not generate the expected interest and will not be blacklisted by the bank.

2.Apply for a bill installment.

If you have a large amount of credit card bills or are temporarily short of funds, you can call the bank's customer service to apply for bill installments. This not only reduces the pressure of repayment, but also does not affect personal credit history. In addition, although the minimum repayment will not cause credit damage, the corresponding handling fee and interest are higher than the bill installment.

3.Borrow money from relatives and friends.

If the amount owed is small, you can borrow money from relatives and friends to repay it first, so as to avoid overdue fees and even affect your personal credit history. Even if you need to pay interest, I believe it will not be ridiculously high.

4.Improve repayment ability.

Generally speaking, one of the most important aspects of the loan approval process is to examine the applicant's repayment ability, so as to comprehensively evaluate and give the loan amount. The reason why the loan cannot be repaid is nothing more than two reasons: first, short-term capital shortage; Secondly, in order to increase the loan amount, the fraudulent flow and income certificate are provided, and it will be more difficult to repay the loan naturally in the later stage.

In this case, it is recommended to start by improving one's own ability and increasing one's income level. If the repayment ability is sufficient, repayment will not be a problem.

Find your nearest person. Borrow some money, especially if your parents can help, they will definitely help.

That is, there is no repayment plan, what to pay back when it expires, so what money do you still bring, you really dare to play.

The only way to borrow from friends and relatives is to borrow it.

Small loans can be used to repay loans, which not only have low interest rates, but also can be processed quickly.

If the loan is overdue, it will be recorded in the personal credit report, which will affect the application for a loan in the future.

If you don't have money, you won't pay it back for the time being, and when you have money, pay it back as soon as you can.

The world is impermanent, and everyone will inevitably encounter special circumstances, and after taking out a loan, it may not be possible to repay the loan on time every time. I don't have the money to repay the loan, but I don't want to be collected or credited to the credit report, what should I do?

1. Apply for deferment of repayment.

If you encounter an unexpected situation and are unable to repay the loan for a while, you can explain the situation to the lending institution and apply for a postponement of repayment. If the situation is real enough and can win the sympathy of the lender, not only can you get a pass to defer repayment, but you will not leave a late record, and you will not even have to pay overdue fees.

It should be noted that the loan institution's deferred repayment period is generally very short, as little as two or three days, as long as one week, to ensure that the arrears are repaid in time at the end of the deferred period.

2. Negotiate the suspension of repayment.

If I don't have money to repay the loan, can I still apply for a moratorium on repayment? Is there such a good thing?

It depends on the lender, most of them are not so rigid, if the borrower has been in good standing and still has the potential to repay, and applies for a moratorium on repayment in case of special circumstances, the lender will also approve it.

However, the suspension does not mean that you don't have to repay a penny, you can sit back and relax, and the principal can not be repaid during the suspension period, and the interest still has to be paid.

3. Borrow money from relatives and friends.

The reason why many people choose to take out a loan instead of borrowing money directly from relatives and friends at the beginning is not because they can't borrow money from relatives and friends, but because they can't pull down their faces and wipe their face. When you really don't have the money to repay the loan, it is still a good choice to put down your head and ask relatives and friends to borrow some money to repay the loan first. Also, friends and relatives won't charge you interest.

4. Credit card cash withdrawal.

If you just don't have the money to repay the loan before and after the repayment date, and you can come back to life after paying your salary in a few days, you can withdraw the money from your credit card and repay the loan first. Credit card cash withdrawals need to pay a certain amount of interest and handling fees, but it is better than being bombarded by collectors and harassed by text messages when the loan is overdue.

Fifth, to support loans.

The so-called "borrowing to support loans" is to use new loans to pay off old loans.

Nowadays, there are many online loan platforms, and seeing that the loan applied for by the previous platform is not repaid, hurry up to the new platform to apply for another loan to repay the old loan, so as to repeatedly repay the old loan with the new loan. A lot of people do just that.

"Occasionally once or twice, it is okay to solve the urgent need, but it is not recommended to continue like this for a long time, otherwise in the end, not to mention that the principal may not even be able to pay off the interest.

The above are all tips for coping with the lack of money to repay the loan, and the best way is to work hard to earn money, use it rationally, and avoid being penniless.

You can borrow from relatives and friends or borrow something else online to repay, but it is best if you have a job yourself, otherwise you will not be able to repay the borrowed money next time.

Tear down the east wall and make up the west wall. The ancients did this a long time ago!

Uh, grab it tight, who are you borrowing?

Hello, you can ask relatives and friends to borrow a little first and then repay the loan first.

The money of relatives and friends is then slowly repaid.

Tomorrow is the day to repay the loan, there is no money in hand, but you also have to borrow money to repay the loan, because generally loans are mortgaged, if you can't repay the loan, there may be confiscation of your mortgaged things, to auction, the auction money is used to offset the money you have loaned.

This normal loan is best not to be overdue, it is easy to have liquidated damages and affect their own credit, if it is a bad loan itself, you may wish to call the police to deal with it.