How to handle five insurances and one housing fund after resignation

If these two places are close to each other, I recommend finding a job first and then quitting, so that the insurance is easier to get However, Tianjin and Ningbo are indeed quite far apart, so you can only quit first

The unit usually insures employees at the beginning of each month, and when you resign, the unit will no longer continue to invest, so there is nearly a month in the middle of which you can look for a job in Ningbo If you really don't find a suitable one, then you can only break off the file However, the current policy stipulates that it can be renewed, as long as the number of years is enough for 15 years, you can enjoy the pension, and you can enjoy the reimbursement for serious illness after 25 years

When you transfer insurance, you need to be issued a certificate by the receiving unit, and then go to the social security bureau of the district where the original unit is located to handle the transfer, you need to bring your ID card and a copy of your ID card, if you need someone else to do it, you need to bring the ID card and a copy of your ID card

As for the relationship between the party organizations, it is necessary for the unit to issue a certificate of transfer out of the organizational relationship, and (theoretically) within 15 days from the receiving party organization to the transfer relationship At that time, I was transferred from the school to the organization department of the municipal party committee, and then the organization department of the municipal party committee issued a certificate of transfer, and then transferred to the higher-level organization department of the place where I intended to transfer, and then to the place where I wanted to transfer

The above may also have my personal understanding, I suggest that you consult the head of the unit and the social security department of Tianjin and Ningbo, because after all, there are small differences in various places Play a few more ** ask clearly If it is for a certificate or a chapter and then run back and forth it is worth it Hehe,

After resignation, it can be handled in the following ways: 1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts; 2. Paid in full by the individual; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded.

After leaving the company, what should I do with my five insurances and one housing fund?

If you have a new job, it will be relatively simple, issue a resignation certificate, and then you can go through the social security transfer procedures after joining the new company. If you haven't found a suitable job yet, don't worry, the local hukou can renew the social security payment at the talent center where the file is located. For foreign accounts, you need to be attached to a regular company to pay on your behalf.

It's better to keep paying for your insurance, otherwise it will be a hassle if it is broken.

It is said that if you break it, you will have to pay it for ten years, continuously.

It's not broken, ten years is fine.

Those who do not find a new employment unit after resignation pay five social insurances and one housing fund as flexible employees, but can only pay endowment insurance and medical hardship pants and treatment insurance;

After resigning, the new employer has been found, and the employee presents the resignation certificate of the original unit to go through the social security transfer procedures.

[Legal basis].Article 60 of the Law of the People's Republic of China on Social Disguise Insurance.

Employers shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce the payment of social insurance premiums unless due to force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.

Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.

There are 3 ways to deal with the five insurances and one housing fund after employment: 1Stop payment, not affected for a short time; 2.Individual contributions; 3.Let the new company renew and find a job in another place: you need to go through the transfer procedures.

[Legal basis].

Article 10 of the Full Text of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

What should I do with five insurances and one housing fund after resignation?

1. What about post-employment pension insurance?

After resignation, there are three ways to deal with pension insurance:

1. Stop payment: At this time, the pension insurance payment is interrupted, and the accumulation of personal accounts is stopped. Wait until you have a new unit, and then continue to pay.

2 Conversion to individual payment: If you no longer work after leaving the job, or become self-employed, etc., the endowment insurance can be paid by yourself, but self-payment means that both the individual and the unit have to pay by themselves, the burden is relatively heavy, and it is not recommended.

3. Transfer procedures: After resignation, if you find a new job, you can go through the transfer procedures of five insurances and one housing fund, and after transferring to a new unit, the new work unit can continue to pay according to the original account.

2. What about after-service medical insurance?

After resignation, the transfer and continuation of medical insurance is basically the same as that of pension insurance, and the money in the medical insurance account can still be used within 3 months after resignation. Therefore, it is best to process the transfer within 3 months.

3. What about post-employment work-related injury insurance, unemployment insurance, and maternity insurance?

Work-related injury insurance, unemployment insurance, and maternity insurance are paid by the employer and automatically terminated after resignation. At this time, if you have paid unemployment insurance contributions for 1 year, you can apply for unemployment insurance benefits after leaving your job. After joining the new employer, work-related injury insurance, unemployment insurance, and maternity insurance will be repaid by the employer.

4. What should I do with the housing provident fund after leaving office?

The housing provident fund has a personal account, and the payment stops after leaving the job, but the money in the personal account still exists. If eligible, you can withdraw your CPF. After joining the new unit, you can also continue to pay the provident fund.

Appendix: CPF Withdrawal Conditions.

1 Housing withdrawal conditions for provident fund.

Buying an owner-occupied home.

Overhaul of owner-occupied housing.

Purchase a flat house to convert a house or raise funds to build affordable housing.

Renovation of owner-occupied housing.

Buying a second-hand house.

Rent. Construction of owner-occupied housing.

Demolition and resettlement housing.

Repay the principal and interest of the owner-occupied housing loan.

2. Conditions for withdrawing non-provident fund housing.

Terminated employment relationship with the employer and has not been employed for two years and has serious difficulties in family life.

Non-housing consumption extraction - to settle abroad or to Hong Kong, Macao and Taiwan.

Men who have terminated their labor relations with the employer have reached the age of 50 and women who have reached the age of 45 and have not been re-employed.

Completely lose the ability to work and terminate the labor relationship with the employer.

Employees are included in the scope of the city's minimum subsistence guarantee for urban residents.

The employee dies or is declared dead.

Sudden and major natural disasters have caused serious difficulties in family life.

Extracted from a critical illness.

Employees with non-Chengdu household registration terminate labor relations with the unit and leave the city, and employees with household registration in Chengdu terminate with the unit.

Employees leave (retire).

After resignation, the employer will go through the transfer procedures for the employee's five insurances and one housing fund.

Article 50 of the Labor Contract Law stipulates that the employer shall issue a certificate of dissolution or termination of the labor contract upon dissolution or termination, and complete the formalities for the transfer of the employee's file and social insurance relationship within 15 days.

The worker shall handle the handover of work in accordance with the agreement between the two parties.

Where an employer shall pay economic compensation to an employee in accordance with the relevant provisions of this Law, it shall do so at the time of completion of the work handover.

The employer shall keep the text of the labor contract that has been dissolved or terminated for at least two years for future reference.

[Legal basis].Article 50 of the Labor Contract Law of the People's Republic of China stipulates that the employer shall issue a certificate of dissolution or termination of the labor contract when dissolving or terminating the labor contract, and shall go through the formalities for the transfer of the employee's file and social insurance relationship within 15 days.

The worker shall handle the handover of work in accordance with the agreement between the two parties.

Where an employer shall pay economic compensation to an employee in accordance with the relevant provisions of this Law, it shall do so at the time of completion of the work handover.

The employer shall keep the text of the labor contract that has been dissolved or terminated for at least two years for future reference.

How to handle the five insurances and one housing fund after resignation In the unit, we naturally do not need to consider the payment of five insurances and one housing fund, but when we leave the job, the payment of social security needs to be consulted how to deal with it. On the one hand, you can consult the previous handling method of the original unit, of course, the premise is that the original unit is more friendly, but their answers can only be used as a reference, not as an official standard answer. On the other hand, you can choose to call ** to the social security center and ask how to handle the five insurances and one housing fund after leaving the job.

Among the five insurances, endowment insurance and medical insurance are the most directly related to the interests of individuals. After the interruption of pension insurance, it will not lead to the cancellation of the pension payment period, you can continue to pay after the interruption, the relevant institutions are recognized for the cumulative years, but the overall planning of the pension is not taken away, you can only take away the part of your own payment. Before leaving, you should type a transfer certificate in the original unit, and if you have a new unit, you can hand over the certificate.

After resignation, the procedure of how to handle five insurances and one housing fund is not complicated, and the problem is to understand the changes after pension and medical care. Medical insurance is relative to endowment insurance, pay attention to the timeliness, if you do not renew the payment within three months, then the medical amount will not be regularly hit to the card, and you will not enjoy medical treatment. A small cold, a small fever, a small cough is enough, if it is a serious illness, it will be troublesome, and there is no protection at all.

The problem of how to handle five insurances and one housing fund cannot be dealt with flexibly, because the policy has been stipulated, and the impact of being guaranteed is not great if you can quickly find a job after leaving the job, but if you are unemployed for a long time, you may feel the powerlessness of "returning to the pre-liberation period overnight". Healthy Life Insurance Plan, Healthy Life Critical Illness Protection Plan and other items will set a long-term insurance type according to the age and physical condition of the person, and can also pay dividends, so that financial management and health are correct. After resignation, some people are very worried about how to handle the five insurances and one housing fund, and it is recommended that you can consult the relevant departments in advance and go through the relevant procedures, so as not to lead to unnecessary losses.

If you lose the advantage of one of the five insurances and one housing fund because of policy problems, you can invest in commercial insurance to find a stability for yourself.