How to charge the handling fee for inter provincial and inter bank withdrawals of Bank of China?

Updated on Financial 2024-04-05
7 answers
  1. Anonymous users2024-02-07

    I think you can go and ask the staff of the bank.

  2. Anonymous users2024-02-06

    No. 1.At present, the regulations are exempt from handling fees for deposits and withdrawals in other places.

    Because individuals can only open one type of account in a bank, in order to facilitate the needs of individuals in different places for production and life, the central bank has taken advantage of the trend to cancel the handling fees for deposits, withdrawals, and transfers of peers in other places. As of January 1, 2017, all banks have been free of charge. It is worth noting that at present, it is only for peers, and there is still a certain fee for inter-bank transactions.

    As long as you are at a Bank of China branch, any Bank of China branch in China can withdraw money without handling fees.

    2.Inter-bank ATM cash withdrawals are based on the amount of cash withdrawn, with a minimum of 4 yuan and a maximum fee of 50 yuan;

    3.Cross-border ATM cash withdrawals are charged at a minimum of 15 yuan and a maximum of 50 yuan for the amount of cash withdrawn. Additional Information:

    The inter-bank deposit and withdrawal fee refers to the part of the fee charged as the handling fee for depositing and withdrawing money at a non-depositing bank. Generally, it is mostly used for ATM withdrawals. For example, ICBC handling fee is charged according to the deposit and withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction.

    China Construction Bank, formerly known as Chinese Construction Bank, was established on October 1, 1954 (later officially renamed China Construction Bank on March 26, 1996). The head office is located at No. 25 Financial Street, Beijing, which is a large state-owned bank managed by the first management and a national vice-ministerial-level unit. China Construction Bank has branches and subsidiaries in 29 countries and regions, including corporate banking, personal banking and treasury business, and has subsidiaries in many industries such as leasing, trust, life, property insurance, investment banking, pension and so on.

    China Construction Bank has an extensive customer base, maintains banking business ties with many large conglomerates and leading enterprises in China's economic strategic industries, and has a marketing network covering major regions across the country. China Construction Bank was established on October 1, 1954. The basic background of the establishment of the China Construction Bank is that the People's Republic of China began to implement the first five-year plan for the development of the national economy, and large-scale economic construction centered on the construction of 156 key projects has been carried out throughout the country.

  3. Anonymous users2024-02-05

    The inter-bank withdrawal fee of Bank of China is as follows:

    Inter-city bank: 4 yuan per transaction.

    Inter-provincial line: 9 yuan per transaction.

    Inter-provincial bank: 12 yuan per transaction.

    Overseas withdrawal: 15 yuan per transaction.

    Bank of China's inter-bank transfer fee is as follows: Intra-city transfer: RMB handling fee + RMB electronic remittance fee.

    Non-local transfer: RMB formalities and fees + RMB electronic remittance fees.

    The status of RMB e-remittance fees is as follows:

    Less than 10,000 yuan (inclusive): 5 yuan per transaction.

    More than 10,000 yuan to 100,000 yuan (inclusive): 10 yuan per transaction.

    More than 100,000 yuan to 500,000 yuan (inclusive): 15 yuan per transaction.

    More than 500,000 yuan to 1 million yuan (inclusive): 20 yuan per transaction.

    More than 1,000,000 yuan: The lead manuscript will be charged according to 10,000 per 10,000 yuan of the remittance amount, and the maximum fee for each transaction is 200 yuan.

    Bank of China: Cardholders withdraw money from ATMs of other banks in the same city, 4 yuan; ATM withdrawals from other banks in different places in the province are 9 yuan; ATM withdrawals from other banks outside the province, 12 yuan; Withdrawals at overseas ATMs, 15 yuan. It is reported that the original charging standard of the Bank of China was:

    2 yuan for inter-bank transactions in the same city and 7 yuan inter-bank transactions within the province.

    CCB: 2 yuan for the amount of withdrawal collected by inter-bank in the same city, plus 2 yuan for inter-bank (inside and outside the province) in different places.

    Agricultural Bank of China: 4 yuan for inter-bank transactions in the same city and within the province, and 1% plus 2 yuan for inter-bank transactions outside the province.

    ICBC: 4 yuan for inter-bank transactions in the same city, and 1% plus 2 yuan for inter-bank transactions in different places (inside and outside the province).

    China Merchants Bank: 2 yuan will be charged for inter-bank transactions in the same city and within the province, and 2 yuan will be charged for inter-bank transactions outside the province.

    Bank of Communications: 2 yuan for inter-bank transactions in the same city, 2 yuan for inter-bank transactions in different places (inside and outside the province), minimum 10 yuan for transactions, and a maximum of 100 yuan for transactions.

    People's livelihood: The first three transactions in the same city are free, 2 yuan in the future, and 5 yuan in other places (inside and outside the province).

    Huaxia: The first five inter-bank withdrawals in the same city and different places are free of charge every month, and each inter-bank withdrawal is 2 yuan after more than five.

    CITIC: The first two transactions of the same city and intra-provincial inter-bank are free of charge every month, the third is 2 yuan, and the maximum is 200 yuan for inter-bank transactions outside the province.

  4. Anonymous users2024-02-04

    If you hold a BOC Great Wall debit card: inter-bank intra-city ATM cash withdrawal, the maximum fee is 4 yuan; Inter-bank ATM cash withdrawals are charged at 5 of the cash withdrawal amount, with a minimum of 4 yuan and a maximum fee of 50 yuan.

    Extended Materials1. Debit card.

    1. ATM withdrawals in different places are free of charge; Inter-bank ATM cash withdrawals are charged at 5 of the cash withdrawal amount, with a minimum of 4 yuan and a maximum fee of 50 yuan.

    2. Cross-border ATM cash withdrawal: 5 of the cash withdrawal amount, the minimum is 15 yuan, and the maximum fee is 50 yuan.

    2. Credit Cards.

    1) BOC Series Credit Cards:

    1. Counter: (1) China excluding Hong Kong, Macao and Taiwan, according to 1 of the transaction amount, the minimum is RMB 10 (or USD 120).

    2) Overseas and Hong Kong, Macao and Taiwan: according to 3 of the cash withdrawal amount, the minimum is 500 yen per transaction. Other fees incurred in withdrawing cash at overseas non-Chinese bank outlets shall be borne by the cardholder.

    2. Self-service terminal (ATM):

    1) Domestic (excluding Hong Kong, Macao and Taiwan): The minimum transaction amount between the Bank and the inter-bank is 8 yuan, and the minimum transaction between the bank is 12 yuan.

    2) Overseas and Hong Kong, Macao and Taiwan (UnionPay network): 1 of the transaction amount, with a minimum of RMB 15. The corporate business card is 3 of the transaction amount, with a minimum of RMB 30.

    3. Overseas and Hong Kong, Macao and Taiwan (non-UnionPay network): 3 of the transaction amount, with a minimum of USD 500 per transaction. Other fees incurred in withdrawing cash at overseas non-Chinese bank self-service terminals shall be borne by the cardholder.

    2) Great Wall series credit cards:

    1. Counter. (1) Excluding Hong Kong, Macao and Taiwan: The Bank will withdraw cash from other places according to 1, with a minimum of RMB 10 (or USD 120) and a maximum of RMB 50 (or USD 8 and 600 yen).

    Among them, special cards such as Great Wall American Express Private Bank Card, Unlimited Card, Great Wall Zhejiang Business Card, Great Wall Chaoshang Card, and Funong Card are free of charge.

    2) Overseas and Hong Kong, Macao and Taiwan: according to 3 of the cash withdrawal amount, the minimum is 500 yen per transaction. Other fees incurred in withdrawing cash at overseas non-Chinese bank outlets shall be borne by the cardholder.

    2. Self-service terminal (ATM):

    Domestic (excluding Hong Kong, Macao and Taiwan): RMB 10 for non-local transactions; RMB 12 for inter-bank transactions. Among them, special cards such as Great Wall American Express Private Bank Card, Great Wall Zheshang Card, Great Wall Chaoshang Card, and Funong Card are free of charge.

  5. Anonymous users2024-02-03

    Bank of China's inter-bank and inter-regional deposits and withdrawals are divided into different transaction types, and the handling fees are different, which are charged according to the standard of "Bank of China E-banking Personal Service Transfer and Remittance Rate Table", as follows:

    1. Domestic inter-bank remittance (ordinary), inter-provincial and intra-provincial RMB transfer (debit card transfer, passbook transfer):

    2 yuan for each transaction below 10,000 yuan (including 10,000 yuan); 10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan; 10,000-50,000 yuan (including 50,000 yuan), 15 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan.

    2. Domestic inter-bank remittance (real-time):

    Each transaction is less than 10,000 yuan (including 10,000 yuan), yuan; 10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan; 10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan.

    3. Inter-provincial RMB transfer within the Bank of China (quasi-credit card transfer):

    The minimum amount of each transfer is RMB 1 and the maximum is RMB 30.

    4. Inter-provincial and intra-provincial foreign currency transfers

    1 of each transfer amount, up to a maximum of 200 yuan.

    5. Cross-border remittance (telegraphic transfer):

    1 of each remittance amount, the minimum charge is 50 yuan, and the maximum charge is 260 yuan; In addition, telecommunications charges will be charged at RMB 80 for Hong Kong, Macao and Taiwan and RMB 150 for non-Hong Kong, Macao and Taiwan areas.

    6. Password remittance, mobile phone withdrawal, ATM cardless withdrawal (inter-provincial within the Bank of China):

    2 yuan for each transaction below 10,000 yuan (including 10,000 yuan);

    2. The transfer and remittance rates of personal online banking and mobile banking of Shenzhen Branch shall be implemented according to the national unified standard since September 12, 2011, but the transfer between Shenzhen and Guangdong is regarded as inter-provincial transfer.

  6. Anonymous users2024-02-02

    Bank of China's inter-bank and cross-regional deposits and withdrawals are divided into ATMs and counters, and the handling fees in both cases are different, which are charged according to the standard of "Bank of China Service Price List", as shown in the following figure

  7. Anonymous users2024-02-01

    Bank of China's inter-bank and cross-regional deposits and withdrawals are divided into ATM machines and counters, and the handling fees in both cases are different, which are charged according to the standard of "Bank of China Service Price List", as shown in the following figure

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The ATM has surveillance video, if you take it out and find it fake, don't leave the range of the ATM, you can call the lobby manager to come over, put forward your questions under the video recorder, in the case of having a person ID card and video data, the lobby manager will take you to the counter to negotiate, and you can also let the staff watch the video. The premise I am talking about is that you are not out of the scope of the surveillance, and the video can prove that you have not changed money, and you can clearly see your mission actions to be effective. If you've been out of the surveillance range, you can't tell.