If you don t get the money back, what will you do?

I will consider myself unlucky, and I will not have dealings with each other in the future, let alone money exchanges, in my opinion, people who borrow money and do not pay it back are people who have a problem with their conduct, and whose money is not blown by the wind, for the sake of love, lend money to each other, but the other party is dead and begging for nothing to pay back, then there is no need for such people.

In life, I have also encountered this situation, once a friend said that there was an emergency, asked me to borrow 3,000 yuan, at that time I didn't think about it and lent it to her, the 3,000 yuan was almost all my savings, I just graduated at the time, the salary was very low, but I still did not hesitate to call her. At that time, she was very grateful, and vowed to pay it back to me next month, I said that there was no hurry, and when you had the money, you didn't have to pay it back. A month passed, she didn't mention the matter of repaying the money, I didn't take it to heart, half a year passed, she still didn't say a word, I almost forgot about this matter, and suddenly one night I accidentally thought that she had borrowed me 3,000, but it was not easy to speak.

It dragged on like this for another three months, and she still didn't say anything, I thought she might have forgotten, but three thousand is not a small number for me, and if it was three hundred, I wouldn't want it. After thinking about it for a long time, that day I mentioned that she had borrowed money from me, and she was very disappreciative after hearing it, and said that I was stingy, and I still took such a small thing to heart, and said that it would be returned to me next month. Half a year has passed, and she still hasn't paid it back, and she never mentions it, so I was a little angry at the time, and asked her again, and this time she also happened, and swore that she would return it to me next week, but it didn't.

Later, I didn't bother to ask for it, and until now, three years later, she hasn't paid me back the money.

I really don't have any good way to owe money, I can only find out that in the future, I think I am at a loss and stay away.

One of the problems that plagues many people now is that it is difficult to return the money that has been lent out. When someone asks you to borrow money, he is a grandson, and once you lend it to him, you are a grandson. What should we do when we encounter such a problem?

I don't like to lend money to others or owe money to others because I think it could easily ruin our relationship. Brothers have to settle accounts, not to mention that we are just friends. We don't want a little monetary gain to tear apart our relationship.

If this is the case, I will remind him in a very tactful manner at first. If he had to pretend he didn't know, or if he had forgotten, I would have reminded him directly afterwards. Of course, if this money is less, it is okay, but if there is more money, I must take it back, after all, everyone's money is hard-won, and mine is not picked up.

Maybe I'll tell him something about my urgency, and he won't believe it, but it's a lot more tactful, and it shows my urgency. If he is a really sensible person, if he has money, he will definitely pay it back.

If you can't do it again, you have to show that you are angry, he treats you as a friend when he borrows money, then when he is angry when he pays you back, he will still treat you as a friend. <>

If it's just a general relationship, some legitimate measures can be taken when necessary. If there is an IOU between you, then it is entirely possible to use legal means to protect your interests. Although it will cost a lawyer to pay for it, as long as I can make him pay back, I think he is willing.

And I don't believe that he has no money, since he has the ability to borrow, then he must have the ability to pay it back.

As the saying goes: don't borrow from friends easily, because easy loans will develop your slackness; Don't lend money to friends easily, because you can not only lose these finances, but sometimes you can also lose these friends. Because I am embarrassed to ask my friend to come back, I can only wait for my friend to take the initiative to repay it or my friend has not paid it back.

So how to deal with the person who has lent out the money and the other party owes the money and does not pay it back, make the following suggestions:

1) Friends who have not repaid their debts directly when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter which bright slippery species, as long as they forget to repay the money, they can take the IOU and tell their friends clearly. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted.

2) Look at the opportunity to face to face This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and borrow money, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

3) When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that Cha Jian Chong still owes you money, it is easier to repay it automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending him money, and then you can get the money.

Summary. Hello, I'm glad to answer for you: How to get the money you lent back:

There are many ways to resolve arrears disputes, such as negotiation, mediation, arbitration and litigation, etc., litigation is only one of the ways, here I would like to focus on the correct understanding of "litigation": for creditors, if negotiation and mediation can not claim arrears, they will think of sueing, but for such disputes, do not simply think that litigation must go through cumbersome procedures such as filing, **, judgment, etc.

How to get the money back from the lent money.

Hello, I am glad to answer for you: the way to get back the money lent out: there are many ways to resolve arrears disputes, such as negotiation, mediation, arbitration and litigation, etc., litigation is only one of the ways, here I would like to focus on the correct understanding of "litigation":

For creditors, if they can't claim the arrears through negotiation and mediation, they will think of sueing, but for such disputes, don't simply think that litigation must go through cumbersome procedures such as case filing, **, and judgment.

In fact, there is another simple way, that is, to apply to the people's court for a payment order, which is one of the effective ways to recover the arrears. The creditor requests the debtor to pay money and value**, as long as it is met: the creditor and the debtor have no other debt disputes; If the payment order can be served on the debtor, the creditor can apply to the people's court for a payment order.

At the same time, if the debtor fails to pay off the debt within 15 days after receiving the payment order issued by the people's court, or does not submit a written objection to the people's court, the creditor may apply to the people's court for compulsory enforcement. Therefore, if the application for a payment order from the people's court is properly handled, the best effect of debt recovery can be received in the shortest time.

When borrowing, the lender should fully consider the countermeasures for the borrower's inability to repay the loan when due, and must sign a standardized loan contract with the borrower or ask the borrower to write an IOU, preferably signing a guarantee, mortgage, and pledge contract at the same time, and keep it properly, so that there is no evidence in the event of a dispute in the future. It is also important to file a lawsuit within the statute of limitations to avoid loss of your rights and interests.

The voucher must be kept intact. If the amount is large, the two parties sign a loan contract to agree on the repayment period of the loan amount, the calculation of interest and the consequences of default. Make an agreement in advance to avoid trouble later.

Reminder of repayment before the repayment deadline arrives. If the repayment period is agreed, remind the debtor to repay the loan before the repayment deadline arrives, and it is best to leave written evidence, text messages or written things. If there is no agreed repayment period, you can remind you at intervals.

Negotiate a settlement. Some debtors are not unwilling to repay the money, if this is the case, they can negotiate a settlement, write an IOU in time, and urge him to repay the loan as soon as possible. If you can negotiate a solution, you can negotiate and settle it, after all, peace is precious.

If the negotiation fails, the only way to do so is through legal means. The first step is to file a lawsuit with the debtor or the court where the loan is located. If the loan contract stipulates the competent court, you can file a lawsuit in the agreed court.

The second step is to apply for property preservation, in order to avoid the debtor from transferring the property, you can apply for property preservation as soon as possible after the case is filed. If you don't know whether the other party has property, you can apply to the court to check with the bank and the housing authority.

The third step is the legal proceedings stage. This stage includes the presentation of evidence, **, etc., the court of both sides presents evidence, cross-examination, debate and other links, and the court makes a judgment or mediation according to the trial situation, and mediation is carried out on the basis of the consent of both parties.

The fourth step is to apply for enforcement, this step is necessary not to break the loss, if in the previous stage, the parties reached mediation, and have been performed, the legal procedure is over, if after the judgment is made, the other party does not pay the arrears according to the judgment, you can apply for enforcement. Enforcement of property that can be preserved by auction, restrictions on high consumption, etc.

Here's how to deal with the money you lend out or don't get it back:

1. On the basis of voluntary and mutual understanding, the parties shall directly negotiate or invite a third party to mediate and resolve the dispute

1) When the creditor's right is due or about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay the debt, the creditor may negotiate with the debtor on the term, method and amount of the debt to be performed, and urge the debtor to perform the debt or sign a repayment agreement;

2) If the creditor's right is secured by a mortgage or a third party provides security, the creditor may negotiate with the mortgagor or guarantor to enable the mortgagor to repay the debt with sufficient collateral assets, or the guarantor to repay the debt on behalf of the guarantor;

2. Seek help from a lawyer and send a lawyer's letter to collect creditor's rights

The lawyer will draw a plan for recovering the creditor's rights based on the process of loan formation, the evidence in the creditor's hand, and the relevant corresponding laws. According to the situation, a lawyer's letter will be issued to the borrower to collect the creditor's rights;

3. Carry out pre-litigation preservation to prompt the other party to respond positively

In order to protect the lawful rights and interests of the parties, it is stipulated that if the legal interested party does not immediately apply for property preservation due to the urgency of the situation, its legitimate rights and interests will be irreparably harmed, the creditor may apply to the court for property preservation measures before filing a lawsuit.

4. Other evidence that can prove the debt relationship can be collected, and then a civil lawsuit can be filed with the people's court to require the other party to repay the arrears, and the people's court will make a judgment and make a civil judgment in accordance with the law at the end of the trial.

Legal basis: Article 188 of the Civil Code of the People's Republic of China.

The statute of limitations for filing a request to a people's court for the protection of civil rights is three years. Where the law provides otherwise, follow those provisions.

The limitation period is calculated from the date on which the right holder knows or should know that the right has been damaged and the obligor. Where the law provides otherwise, follow those provisions. However, if more than 20 years have elapsed since the date on which the rights were infringed, the people's courts will not grant protection, and where there are special circumstances, the people's courts may decide to extend the rights holder on the basis of the right holder's application.

The solution to whether the borrowed money is not returned is as follows: 1. The creditor negotiates with the debtor and persuades him to repay the debt as soon as possible or enter into a new loan contract with deferred repayment; 2. Both parties may conduct people's mediation; 3. The parties may choose to negotiate the arbitration, but they need to enter into an arbitration agreement; 4. One party may file a lawsuit, submit a complaint to the court, and submit copies according to the number of defendants. 1. Prosecution process for borrowing money and not repaying it:

1. The plaintiff submits the complaint, copies and relevant evidence to the people's court; 2. The people's court accepts the documents and materials submitted by the plaintiff, conducts a review, and files the case if it meets the requirements; 3. The court serves a copy of the plaintiff's complaint on the defendant; 4. The defendant makes a written defense; 5. ** trial; 6. The court makes a judgment. 2. The criteria for filing a case for non-repayment of borrowed money are as follows: 1. The plaintiff is a citizen, legal person or other organization with a direct interest in the case, such as the lender; 2. There is a clear defendant, such as the borrower; 3. There are specific litigation claims, facts and reasons, such as the borrower does not repay the borrowed money; 4. It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Legal basis. Civil Procedure Law of the People's Republic of China

Article 122:The following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person, or other organization that has a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.