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It depends on whether you are public or private
It is recommended to go to the Bank of China.
Overseas remittance, the bank is cheaper (of course, the bank fee is different), the time is about 1 to 3 days will be credited.
1.Take your ID card to the bank (the bank can't change pounds for you without your ID card), tell the bank the amount of pounds you want to transfer, and he will tell you the amount of RMB.
2.In advance, you need to know the name of the beneficiary, the bank (name, address), the other party's bank account opening, the other party's address, of course, these need to be in English.
3.The bank will give you a blank application form for overseas remittance, and you have to fill in all these things.
4.The bank will send you a receipt after the business is completed.
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The fastest way to send money to the UK is Western Union, go to the bank and ask to know, but the fee is slightly higher than the bank, if you are not particularly urgent, you don't need to use it. If you transfer money from the bank, you should go to the Bank of China, and the time will be 3-5 working days.
International money transfers require the following:
1. Beneficiary's name.
2. The name of the beneficiary's bank.
3. Beneficiary's bank address (the address of the opening bank).
4. Banks. 5,swift code
All of the above documents should be capitalized in English.
That's all, then you can only use Western Union, which arrives on the same day.
In addition, if you go to the bank, you can't check which day it will arrive. A bank is not a post office. ~
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There can be two channels:
The first: any bank:
The remittance information you will provide is roughly as follows:
1. The name of the beneficiary (to be consistent with the passport, ID card and other identity documents) 2. The name and address of the beneficiary's bank (opening bank).
3. Beneficiary (beneficiary) bank.
4, swift code number.
It will take a few business days for the payment to arrive.
The second: Western Union.
Many banks in the country can do it.
It is characterized by fast speed - instant money transfer, instant withdrawal.
After completing the remittance procedures, the remittance will arrive at the other party at the same time (you can notify the other party to wait for withdrawal at the designated bank).
High cost. It is much higher than the general bank transfer fee.
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Western Union money transfer from China to United Kingdom.
Advantages: the largest number of outlets in the world, with a history of more than 100 years, high brand awareness, a variety of foreign currency exchange, and many cooperative banks;
Disadvantages: The handling fee is more expensive, and the code in the receipt cannot be leaked from China to the United Kingdom.
Advantages: support Alipay and other intermediate platforms to ensure security, free handling fees, support QQ customer service, and will not be deceived if the receipt is leaked;
Disadvantages: Only exchange between China and the UK, only the UK is open during business hours, and there are few outlets for remittance from China to the UK.
Advantages: The handling fee is cheaper and the others are one size smaller than Western Union.
Disadvantages: There are fewer outlets, and the brand is not so loud The code in the receipt can not be leaked The first and third of the three companies in China remittance to the UK should be dinosaur-level, and the second is only for the Chinese in the UK The scale is relatively small, but for the senders, it is safe, cheap, and fast, and whoever can do these three indicators will give priority to whom, as for the size of the company, it doesn't matter.
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1;I don't know about the HSBC handling fee, I handled it in the Bank of China, the handling fee is settled at 10% of the amount remitted, if you send 1000 pounds and charge 100 pounds (very expensive), the more you remit, the lower the handling fee. It is important to note that the receiving account number needs to provide the English address of the bank (Chinese).
2;The amount of currency you remitted abroad is the amount and currency you remitted after arriving at BOC in China, and there will be no additional fees when withdrawing from your account in China. The withdrawal method can be withdrawn from the currency you are remitting, or you can exchange it for RMB according to the current exchange rate, the method is up to you. I've only done it once, and I hope it can help you.
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It is the 12-digit account number that is your remittance number.
As long as you know your name and city, you can generate a password after foreign remittance, the other party tells you the password, you go to the post office according to the password and ID card can be obtained, the handling fee is different for different amounts in each country.
Remittance is to pass the money to another person you want to pass through the post office, you first fill out the remittance form at the post office, write how much money you want to remit, and to whom, after a period of time, the other person can receive your remittance form, with the voucher you can go to the post office to withdraw the money, and send a letter is not much different, but the procedures are more complicated, because it is sending money. >>>More
According to your description, you can't judge what difficulties you have encountered, if you have any questions about handling Minsheng Bank's business, please call 95568 to transfer to customer service specialists for consultation.