In addition to buying Ping An Baby s insurance, what kind of insurance do children need to buy? 5

You should choose Chinese Life insurance, because Chinese Life is strong, and the coverage throughout the country is large, and the claim and payment will be more convenient. Because I don't know that your child grows up to work in **, live and start a family, and Chinese life's critical illness such as Corning lifelong and Corning regular protection high premiums and low premiums, pay more attention to protection, in addition, Chinese Life has a new Ruixin dual dividend insurance, plus Ruixin critical illness, every three years can go to the insurance company to receive 8% of the sum insured, and 300% of the sum insured can be used for pension at the end of the term. And you can enjoy the operating dividend of Chinese's life every year, and the accumulated interest is also a lot of money, nothing can be done dividend insurance, as an investment, when there is something is a kind of protection, kill two birds with one stone, why not?

And now in the period of financial turmoil, the income of participating insurance is relatively more effective, and the protection of the income of universal insurance is slightly worse, because universal insurance does not have the fixed income of participating insurance.

Hopefully, when you choose insurance. Able to give you some help.

May you be happy and happy!

Buy the Critical Illness Supplementary Education Fund. Buy 100,000 sum insured for critical illness plus university education. I guess it's okay to have less than 6,000 a year.

Buy accident medical and health insurance first, and then buy some education funds if you have enough funds

I am an insurance salesman, and you can buy insurance that includes education, medical care, and pension. You ask the salesman at your house.

Ping An Company's Century Starlight + Love Life Pension is on the line, and there is not much money.

It is more practical to buy education and serious illness at the age of 2.

There are many types of Ping An's children's insurance, and as for which one is better, it actually depends on which one is more suitable for the child. For example, Ping An Insurance**'s Ping An Children's Critical Illness Insurance covers 30 kinds of critical illnesses, and parents can choose this one if they pay more attention to the protection of their children's critical illness. There is also Ping An Children's Comprehensive Medical Insurance, which has more comprehensive protection.

As for the allocation of children's insurance, it is recommended to first social security and then commercial insurance. In commercial insurance, accident insurance and critical illness insurance need to be prioritized, followed by various medical insurances to make up for the lack of social security.

There are many insurance companies in China, and there are many types of insurance, and there are different insurances for people of different ages to meet the needs of users. Ping An Insurance is a well-known insurance company in China, and there are many types of insurance, which can basically meet the needs of most people.

Every baby has a very strong curiosity, and lively and active, but their self-protection ability and awareness is very insufficient, parents can choose the right insurance from the baby's accidental injury insurance, health care, savings and education, let's talk about what insurance is suitable for the baby to buy.

1. Children's Ping An Card, which is an accident insurance launched by Ping An Insurance Company, is very cost-effective, mainly for children aged 0 to 18 years old, and may provide protection for medical expenses arising from accidental injury and hospitalization, mainly including accidental disability insurance, accidental death insurance, cash in children's critical illness, and accidental hospitalization insurance. The children's green card is a short-term insurance, the insurance period is only one year, and the payment method is single payment.

2. Children's Ping An Fu, this insurance product is a critical illness insurance launched by Ping An Insurance Company, which not only provides 100 kinds of critical illness protection for the insured object, 30 kinds of minor illness protection, but also 15 specific critical illness protection for children and accidental disability and accidental medical protection. This insurance also has a sickness companion payment, the age of the people used is 0-17 years old, the protection provided is lifelong, the premium is double waived, mild illnesses can be paid multiple times, and there will be two additional compensation groups in the event of malignant tumors.

3. Ping An Smart Star, the smart star launched by Ping An Insurance Company mainly provides death protection, medical protection and critical illness protection. In addition, this insurance can also be used as an education reserve and later entrepreneurial funds; In the event of an insured event as agreed in the contract, the premium can also be waived, and the user is aged between 0 and 17 years old, and the insurance period provided is lifelong.

4. Ping An Gymboree, Ping An Gymboree Children's Education Annuity Insurance is a dividend-paying insurance launched by Ping An Insurance Company, which is an insurance that provides protection for children's further education, and a savings protection plan established for entrepreneurship. This insurance has relatively loose requirements for the insured population, and any group of people is insured with this type of insurance, and the insurance period is up to the age of 25.

The above is the insurance suitable for babies and children launched by Ping An Insurance Company, users can choose the right insurance according to their own needs, and contact insurance company professionals for more information.

Whether Ping An's children's insurance can be purchased depends on the specific product. Because the coverage content of different products will be different, it must be analyzed in combination with specific products.

Generally speaking, parents and friends should first consider the protection needs of their children when buying insurance for their children. This article may provide you with a little idea of insurance configuration: how to buy insurance for your child? Netizens shouted: Why did you only see it now.

There are three main types of insurance necessary for children, children's critical illness insurance, children's medical insurance, and children's accident insurance.

1.Children's critical illness insurance, medical insurance.

Critical illness insurance and medical insurance belong to health insurance, because children will face the risk of disease, so these two types of insurance must be bought. Critical illness insurance can transfer the financial risk caused by critical illness, and medical insurance can reimburse the medical expenses incurred in hospitalization. The sooner you buy it, the sooner your child will be covered.

In particular, the premium of critical illness insurance is constant, so the sooner you buy it, the more cost-effective it is. If you don't know what products to buy, you can take a look at this list: Top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure strategy!

2.Children's accident insurance.

Children are active by nature, and parents are inevitably worried about accidents. It is very necessary to buy an accident insurance to deal with the financial risks caused by accidents. Be careful not to buy long-term accident insurance for less trouble, short-term accident insurance is more cost-effective.

And there is no need to worry about renewal, you can change it directly when you encounter a good product.

Friends who don't know how to choose accident insurance can take a look at this article: [Accident Insurance] Whether to buy, how to buy, what are the types, comprehensive analysis, comparative evaluation.

Children's insurance with coverage type.

Insurance purchase order:

1. Protect adults first, then children, because adults are children's insurance!

2. Buy protection first, then buy financial management, because health is the key to everything!

3. Long-term payment of health insurance and short-term payment of wealth management insurance, because health insurance can be attached to the exemption function, and wealth management insurance generally has compound interest and interest-bearing function!

4. Insurance must be bought early and late, and it must be bought sooner or later; Buy more insurance and buy less, buy as much as you want!

5. Insurance is first of all charcoal in the snow, and then it is the icing on the cake!

The specific recommendations for insuring your child are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.

2.Children's insurance, based on the basis of protection, then talk about education funds.

3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

6.Remember the additional exemptions!!

6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.

7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.

It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello friends, we have found the following insurance categories for you. Ping An of China's children's insurance mainly includes:1

Children's safety card: The price is very high, and it can cover accident and hospitalization medical expenses, up to 200,000 yuan. 2.

Happy Baby Super Card: For children between 30 days and 2 years old or 3 to 18 years old, it can cover accident and hospitalization expenses. 3.

Ping An Gymboree: Provide a variety of care insurance liabilities for children, such as college education funds and premium waivers. 4.

Ping An Jixing Sending Treasure: This insurance has the characteristics of fast survival return and high collection rate, and is a kind of financial insurance suitable for children. 5.

Ping An Century Angel: Ping An launched a participating life insurance with a high amount of protection, which is a very distinctive insurance.

Hello! Ping An's children's insurance can be roughly divided into educational children's insurance and protection-type children's insurance, including children's accident insurance, children's medical insurance, children's education insurance and other types of insurance.

You can take a look at the introduction of Ping An Children's InsuranceIf you want to buy insurance for your child, it is recommended that you give priority to applying for a protection insurance for your child, and then consider buying other types of insurance for your child.

You can choose Xinsheng insurance and Xinxiang insurance, these two types of insurance can be higher with critical illness protection, and you can pay off the increase (these types of insurance with dividend function can be converted into the sum insured). In addition, you can buy a consumer-type children's medical card, which is about 400 yuan a year, and the insurance amount can reach 100,000 yuan (which can cover hospitalization and accidents).

Hello, and I recommend you to buy a peaceful Century Angel.

Hello! Ping An has many kinds of insurance suitable for children, you need to understand your needs, tailor-made for you to develop a most suitable plan, I am in Heze, Shandong China Ping An, you can contact me, when you contact me, I said that I knew me on the insurance island, I hope I can give you help and service.

When buying insurance for your child, you should consider the child's accident and illness treatment. Education fund comprehensive insurance, preferably with a waiver of premiums.

Ping An Smart Star's comprehensive care and care fund will accompany you for life.

It depends on what you focus on, and then it depends on the individual's ability to pay.

Hello, Ping An's smart star (children's omnipotence) listed on July 1 has flexible payment, medical treatment, and education funds, 45 types of critical illness protection, accident insurance until the age of 65, and you can increase your value protection when you become an adult at the age of eighteen.

China Life Ruixin (Collector's Edition) accidents, health, children's education, pension, dividends, and exemption functions can be consulted.

It is recommended that you also learn about Sunshine Life's children's omnipotence! Set critical illness, mild illness, special critical illness, accidental injury, accidental injury medical treatment, hospitalization expenses, hospitalization allowance, financial dividends, education ** in the universal insurance of the body!

It is recommended to buy the World Angel dividend type, with additional children's envy.

Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated, you can click on it to take a look.

What insurance should I buy for my child?First, the country's medical insurance must be handled!

Neonatal medical insurance (medical insurance for urban and rural residents) is the basic national insurance, and the child should be handled immediately as soon as he is born, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, after buying medical insurance, you can fully configure critical illness insurance + medical insurance + accident insurance in commercial insurance.

Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems caused by illness, such as the delay in study caused by medical treatment and some losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems.

In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the insurance amount of 10,000 yuan is only 1,200 yuan per year, which is very cost-effective.

Finally, it is still necessary to have an accident insurance, it is very cheap for children to buy accident insurance, and the amount of insurance of 20w is only sixty or seventy yuan per year, you don't think it costs much, but in fact, the protection is quite extensive, accidental death, disability, and accidental medical liability are within the scope of protection, cheap and useful.

Third, is there any insurance that I should not buy for my child?

Don't buy life insurance for your children, and try not to think about critical illness insurance with both liabilities attached. The specific reasons I know are in this answerHow to buy child insurance without being cheated? You'll know when you see it!

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the idea I gave you to configure insurance, if it is for children to configure regular protection, one thousand yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, cheap and useful.

That's all for me"What kind of safety insurance is good for children? "